Fiserv Inc. (FISV) exhibits 45.0% gross margins and 9.6% return on invested capital within Consumer Discretionary (Business Services), balanced against a 6.5x enterprise multiple and 4.8% implied options volatility.
Sustained 45.0% gross profitability converts into 27.5% operating margin and 9.6% ROIC, outpacing sector cost of capital.
ROIC: 9.6% // GM: 45.0%YoY revenue trajectory of +3.6% paired with 16.68% free cash flow yield supports self-funded R&D and capital return.
REV YOY: +3.6% // FCF YLD: 16.68%Altman Z-Score of 1.27 and Piotroski F-Score of 8/9 indicate low near-term refinancing stress.
ALTMAN Z: 1.27 // F-SCORE: 8/9Trading at 7.4x trailing P/E (6.9x Fwd P/E) leaves valuation vulnerable if real 10Y TIPS yields spike.
P/E: 7.4x // EV/EBITDA: 6.5xOptions market prices a ±5.2% implied move with a 0.85 put/call ratio around $50.02 max pain.
IMPL MOVE: ±5.2% // P/C: 0.85Elevated industry capital intensity and customer concentration in Business Services require continuous execution to defend 16.4% net margins.
NET MARGIN: 16.4% // D/E: 0.88x| FILER | SIDE | $ VALUE |
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| INSPECT FULL OWNERSHIP LEDGER IN OWN <GO> | ||
| STRIKE / EXP | TYPE | PREMIUM |
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| INSPECT GEX & CHAIN IN OPT <GO> | ||
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