COMP <GO>
WTFC vs ALLY // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Wintrust Financial Corporation (NASDAQ) VS. Ally Financial Inc. (NYSE) • 15-METRIC TALLY: WTFC 4
— ALLY 5
■ METRIC PARITY
LAST: $152.38 (-1.13%) • MKT CAP: $10.28B
options-implied-move
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LAST: $38.17 (-3.71%) • MKT CAP: $11.61B
options-implied-move
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15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WTFC VS. ALLY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WTFC | ALLY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.10% | 4.10% | -1.00 | ALLY | /roic <GO> |
| EV/EBITDA & P/E Valuation | 27.4x | 15.1x | +12.30 | ALLY | /valuation <GO> |
| Free Cash Flow Yield | 8.27% | 22.00% | -13.73 | ALLY | /fcf-yield <GO> |
| Operating Margin | 75.00% | 75.00% | 0.00 | TIE | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 68.00% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 5.90% | 3.80% | +2.10 | WTFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.63% | 3.14% | -1.51 | ALLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.7 | 45.4 | +13.30 | WTFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.14 | 0.88 | +0.26 | WTFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 11.7x | 13.2x | -1.50 | WTFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.28B | $11.61B | -$1.33B | ALLY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WTFC REV | ALLY REV | WTFC GROSS % | ALLY GROSS % | WTFC FCF | ALLY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $265.6M | $1.24B | — | — | $860.4M | $3.67B |
| FY 2024 | $250.7M | $1.20B | — | — | $635.5M | $4.47B |
| FY 2023 | $220.4M | $968.0M | — | — | $734.5M | $4.51B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WTFC // BETA 1.14
ALLY // BETA 0.88