COMP <GO>
WFC vs C // REVENUE GROWTH (YOY)
Wells Fargo & Company (NYSE) VS. Citigroup Inc. (NYSE) • 15-METRIC TALLY: WFC 9
— C 2
▲ REVENUE GROWTH (YOY) LEADER: WFC
LAST: $83.40 (-1.66%) • MKT CAP: $254.59B
revenue-growth
14.30%
LAST: $122.64 (-2.48%) • MKT CAP: $210.95B
revenue-growth
5.60%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (WFC VS. C)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | WFC | C | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 2.70% | 1.50% | +1.20 | WFC | /roic <GO> |
| EV/EBITDA & P/E Valuation | 28.6x | 39.9x | -11.30 | WFC | /valuation <GO> |
| Free Cash Flow Yield | -8.72% | -18.00% | +9.28 | WFC | /fcf-yield <GO> |
| Operating Margin | 36.50% | 20.50% | +16.00 | WFC | /operating-margins <GO> |
| Net Profit Margin | 29.90% | 16.80% | +13.10 | WFC | /net-margins <GO> |
| Revenue Growth (YoY) ACTIVE | 14.30% | 5.60% | +8.70 | WFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.13% | 2.55% | -0.42 | C | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 5/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.3 | 49.5 | +6.80 | WFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 0.93 | -0.05 | C | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.0x | 13.7x | -3.70 | WFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $254.59B | $210.95B | $43.63B | WFC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | WFC REV | C REV | WFC GROSS % | C GROSS % | WFC FCF | C FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $85.22B | — | — | -$19.00B | -$74.15B |
| FY 2024 | $0 | $80.72B | — | — | $3.04B | -$26.17B |
| FY 2023 | $0 | $78.07B | — | — | $40.36B | -$76.93B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
WFC // BETA 0.88
C // BETA 0.93