COMP <GO>
USB vs ITUB // FORWARD P/E MULTIPLE
U.S. Bancorp (NYSE) VS. Itau Unibanco Banco Holding SA American (NYSE) • 15-METRIC TALLY: USB 7
— ITUB 3
▲ FORWARD P/E MULTIPLE LEADER: USB
LAST: $59.45 (-1.96%) • MKT CAP: $94.48B
forward-pe
11.6x
LAST: $7.13 (-3.26%) • MKT CAP: $81.27B
forward-pe
30.5x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USB VS. ITUB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | USB | ITUB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 9.90% | -6.90 | ITUB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 26.6x | 21.0x | +5.60 | ITUB | /valuation <GO> |
| Free Cash Flow Yield | 7.07% | 2.21% | +4.86 | USB | /fcf-yield <GO> |
| Operating Margin | 32.20% | 13.90% | +18.30 | USB | /operating-margins <GO> |
| Net Profit Margin | 26.40% | 10.90% | +15.50 | USB | /net-margins <GO> |
| Revenue Growth (YoY) | 4.40% | 7.70% | -3.30 | ITUB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.35% | 0.00% | +3.35 | USB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 58.2 | 28.1 | +30.06 | USB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 0.96 | 0.00 | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple ACTIVE | 11.6x | 30.5x | -18.90 | USB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $94.48B | $81.27B | $13.21B | USB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | USB REV | ITUB REV | USB GROSS % | ITUB GROSS % | USB FCF | ITUB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $28.66B | — | — | — | $6.68B | — |
| FY 2024 | $27.45B | — | — | — | $10.11B | — |
| FY 2023 | $28.14B | — | — | — | $7.13B | — |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USB // BETA 0.96
ITUB // BETA 0.96