ROARABLE // PRO
GLOBAL DESKS // NYC --:--:-- NYSE
US TAPE
ROAR ▸
COMP <GO>

USB vs BNS // OPERATING MARGIN

U.S. Bancorp (NYSE) VS. Bank Nova Scotia Halifax Pfd 3 (NYSE) • 15-METRIC TALLY: USB 5 — BNS 6
▲ OPERATING MARGIN LEADER: USB
operating-margins
32.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (USB VS. BNS) EMERALD CELL = QUANTITATIVE EDGE
INSTITUTIONAL METRIC USB BNS SPREAD (A - B) ADVANTAGE DEDICATED URL
Gross Profit Margin — — — TIE /gross-margins <GO>
Return on Invested Capital (ROIC) 3.00% 9.90% -6.90 BNS /roic <GO>
EV/EBITDA & P/E Valuation 26.6x 21.0x +5.60 BNS /valuation <GO>
Free Cash Flow Yield 7.07% 2.21% +4.86 USB /fcf-yield <GO>
Operating Margin ACTIVE 32.20% 13.90% +18.30 USB /operating-margins <GO>
Net Profit Margin 26.40% 10.90% +15.50 USB /net-margins <GO>
Revenue Growth (YoY) 4.40% 22.00% -17.60 BNS /revenue-growth <GO>
Dividend Yield & FCF Payout Safety 3.35% 0.00% +3.35 USB /dividend-safety <GO>
Altman Z-Score & Debt/Equity — — — TIE /balance-sheet <GO>
Piotroski F-Score Quality 8/9 8/9 0.00 TIE /piotroski-score <GO>
Options Implied Move & Put/Call Skew — — — TIE /options-implied-move <GO>
RSI-14 & 200D SMA Momentum 58.2 62.1 -3.90 BNS /rsi-technicals <GO>
10Y Yield & FRED Macro Beta 0.96 1.09 -0.13 BNS /macro-sensitivity <GO>
Forward P/E Multiple 11.6x 27.6x -16.00 USB /forward-pe <GO>
Enterprise Scale & Market Cap $94.48B $117.05B -$22.57B BNS /market-cap <GO>
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
FISCAL YEAR USB REV BNS REV USB GROSS % BNS GROSS % USB FCF BNS FCF
FY 2025 $28.66B — — — $6.68B —
FY 2024 $27.45B — — — $10.11B —
FY 2023 $28.14B — — — $7.13B —
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
USB // BETA 0.96
BNS // BETA 1.09