COMP <GO>
UPST vs BRK-A // OPERATING MARGIN
Upstart Holdings Inc. (NASDAQ) VS. Berkshire Hathaway Inc. (Class A) (NYSE) • 15-METRIC TALLY: UPST 2
— BRK-A 9
▲ OPERATING MARGIN LEADER: BRK-A
LAST: $23.02 (-7.33%) • MKT CAP: $2.42B
operating-margins
4.10%
LAST: $815,600.00 (-0.23%) • MKT CAP: $1.20T
operating-margins
27.80%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (UPST VS. BRK-A)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | UPST | BRK-A | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.20% | 11.47% | -8.27 | BRK-A | /roic <GO> |
| EV/EBITDA & P/E Valuation | 62.4x | 9.7x | +52.72 | BRK-A | /valuation <GO> |
| Free Cash Flow Yield | -6.13% | 2.09% | -8.22 | BRK-A | /fcf-yield <GO> |
| Operating Margin ACTIVE | 4.10% | 27.80% | -23.70 | BRK-A | /operating-margins <GO> |
| Net Profit Margin | 5.10% | 22.30% | -17.20 | BRK-A | /net-margins <GO> |
| Revenue Growth (YoY) | 64.00% | 3.93% | +60.07 | UPST | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.00% | 0.00 | TIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 5/9 | 4/9 | +1.00 | UPST | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.3 | 68.1 | -14.80 | BRK-A | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 1.13 | -0.21 | BRK-A | /macro-sensitivity <GO> |
| Forward P/E Multiple | 37.9x | 24.3x | +13.56 | BRK-A | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $2.42B | $1.20T | -$1.20T | BRK-A | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | UPST REV | BRK-A REV | UPST GROSS % | BRK-A GROSS % | UPST FCF | BRK-A FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.04B | $247.24B | — | — | -$148.1M | $25.04B |
| FY 2024 | $636.5M | $249.71B | — | — | $185.5M | $11.62B |
| FY 2023 | $513.6M | $254.91B | — | — | -$134.8M | $37.73B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
UPST // BETA 0.92
BRK-A // BETA 1.13