COMP <GO>
TRV vs CB // FREE CASH FLOW YIELD
The Travelers Companies Inc. (NYSE) VS. Chubb Limited (NYSE) • 15-METRIC TALLY: TRV 6
— CB 5
▲ FREE CASH FLOW YIELD LEADER: TRV
LAST: $396.22 (-0.51%) • MKT CAP: $81.62B
fcf-yield
10.30%
LAST: $364.12 (+0.51%) • MKT CAP: $138.42B
fcf-yield
7.33%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TRV VS. CB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TRV | CB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.70% | 8.10% | +1.60 | TRV | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.6x | 12.6x | -1.00 | TRV | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 10.30% | 7.33% | +2.97 | TRV | /fcf-yield <GO> |
| Operating Margin | 15.70% | 21.20% | -5.50 | CB | /operating-margins <GO> |
| Net Profit Margin | 12.90% | 17.40% | -4.50 | CB | /net-margins <GO> |
| Revenue Growth (YoY) | 5.20% | 6.50% | -1.30 | CB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.20% | 1.09% | +0.11 | TRV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.6 | 63.0 | +0.60 | TRV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 0.93 | -0.05 | CB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 12.5x | -0.40 | TRV | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $81.62B | $138.42B | -$56.80B | CB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TRV REV | CB REV | TRV GROSS % | CB GROSS % | TRV FCF | CB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $48.83B | $59.40B | — | — | $8.41B | $10.14B |
| FY 2024 | $46.42B | $55.75B | — | — | $6.98B | $13.67B |
| FY 2023 | $41.36B | $49.73B | — | — | $5.85B | $10.39B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TRV // BETA 0.88
CB // BETA 0.93