COMP <GO>
TRV vs ALL // DIVIDEND YIELD & FCF PAYOUT SAFETY
The Travelers Companies Inc. (NYSE) VS. Allstate Corporation (NYSE) • 15-METRIC TALLY: TRV 3
— ALL 9
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: ALL
LAST: $396.22 (-0.51%) • MKT CAP: $81.62B
dividend-safety
1.20%
LAST: $259.87 (+1.54%) • MKT CAP: $64.71B
dividend-safety
1.60%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (TRV VS. ALL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | TRV | ALL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.70% | 18.20% | -8.50 | ALL | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.6x | 7.0x | +4.60 | ALL | /valuation <GO> |
| Free Cash Flow Yield | 10.30% | 15.27% | -4.97 | ALL | /fcf-yield <GO> |
| Operating Margin | 15.70% | 18.30% | -2.60 | ALL | /operating-margins <GO> |
| Net Profit Margin | 12.90% | 15.00% | -2.10 | ALL | /net-margins <GO> |
| Revenue Growth (YoY) | 5.20% | 5.60% | -0.40 | ALL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 1.20% | 1.60% | -0.40 | ALL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | TRV | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.6 | 60.1 | +3.50 | TRV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 0.91 | -0.03 | ALL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.1x | 6.0x | +6.10 | ALL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $81.62B | $64.71B | $16.91B | TRV | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | TRV REV | ALL REV | TRV GROSS % | ALL GROSS % | TRV FCF | ALL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $48.83B | $67.69B | — | — | $8.41B | $9.88B |
| FY 2024 | $46.42B | $64.11B | — | — | $6.98B | $8.72B |
| FY 2023 | $41.36B | $57.09B | — | — | $5.85B | $1.66B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
TRV // BETA 0.88
ALL // BETA 0.91