COMP <GO>
SYF vs RKT // OPTIONS IMPLIED MOVE & PUT/CALL SKEW
Synchrony Financial (NYSE) VS. Rocket Companies Inc. (NYSE) • 15-METRIC TALLY: SYF 9
— RKT 2
■ METRIC PARITY
LAST: $75.35 (-2.10%) • MKT CAP: $23.97B
options-implied-move
—
LAST: $12.80 (+7.38%) • MKT CAP: $33.75B
options-implied-move
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SYF VS. RKT)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SYF | RKT | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 7.60% | -0.20% | +7.80 | SYF | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.3x | — | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 22.00% | -11.90% | +33.90 | SYF | /fcf-yield <GO> |
| Operating Margin | 64.60% | -0.90% | +65.50 | SYF | /operating-margins <GO> |
| Net Profit Margin | 52.90% | -0.70% | +53.60 | SYF | /net-margins <GO> |
| Revenue Growth (YoY) | -1.10% | 22.00% | -23.10 | RKT | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.78% | 0.00% | +1.78 | SYF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 4/9 | +3.00 | SYF | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew ACTIVE | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 59.3 | 51.3 | +8.00 | SYF | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.16 | 1.11 | +0.05 | SYF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.2x | 21.0x | -14.80 | SYF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $23.97B | $33.75B | -$9.78B | RKT | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SYF REV | RKT REV | SYF GROSS % | RKT GROSS % | SYF FCF | RKT FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $0 | $0 | — | — | $9.85B | -$4.02B |
| FY 2024 | $0 | $0 | — | — | $9.85B | -$2.70B |
| FY 2023 | $0 | $0 | — | — | $8.59B | $111.0M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SYF // BETA 1.16
RKT // BETA 1.11