COMP <GO>
SSB vs V // EV/EBITDA & P/E VALUATION
SouthState Bank Corporation (NYSE) VS. Visa Inc. (NYSE) • 15-METRIC TALLY: SSB 4
— V 8
▲ EV/EBITDA & P/E VALUATION LEADER: SSB
LAST: $105.17 (-0.88%) • MKT CAP: $10.20B
valuation
25.8x
LAST: $413.59 (+0.74%) • MKT CAP: $738.98B
valuation
28.9x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SSB VS. V)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SSB | V | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 32.30% | -29.30 | V | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 25.8x | 28.9x | -3.10 | SSB | /valuation <GO> |
| Free Cash Flow Yield | 2.24% | 2.90% | -0.66 | V | /fcf-yield <GO> |
| Operating Margin | 33.80% | 60.00% | -26.20 | V | /operating-margins <GO> |
| Net Profit Margin | 27.70% | 50.10% | -22.40 | V | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 11.30% | +11.80 | SSB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.25% | 0.63% | +1.62 | SSB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | 9.09 | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 9/9 | -2.00 | V | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.1 | 67.7 | -11.60 | V | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 1.06 | -0.02 | V | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.8x | 34.0x | -23.20 | SSB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.20B | $738.98B | -$728.79B | V | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SSB REV | V REV | SSB GROSS % | V GROSS % | SSB FCF | V FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.64B | $40.00B | — | — | $230.6M | $21.26B |
| FY 2024 | $1.77B | $35.93B | — | — | $476.2M | $18.33B |
| FY 2023 | $1.63B | $32.65B | — | — | $546.8M | $19.29B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SSB // BETA 1.04
V // BETA 1.06