COMP <GO>
PNFP vs BAC // EV/EBITDA & P/E VALUATION
Pinnacle Financial Partners Inc. (NYSE) VS. Bank of America Corporation (NYSE) • 15-METRIC TALLY: PNFP 6
— BAC 6
▲ EV/EBITDA & P/E VALUATION LEADER: PNFP
LAST: $104.32 (+2.62%) • MKT CAP: $15.36B
valuation
29.9x
LAST: $49.57 (-0.88%) • MKT CAP: $349.71B
valuation
30.2x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PNFP VS. BAC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PNFP | BAC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.60% | 2.50% | +1.10 | PNFP | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 29.9x | 30.2x | -0.30 | PNFP | /valuation <GO> |
| Free Cash Flow Yield | 4.18% | 2.10% | +2.08 | PNFP | /fcf-yield <GO> |
| Operating Margin | 22.50% | 32.90% | -10.40 | BAC | /operating-margins <GO> |
| Net Profit Margin | 18.40% | 27.00% | -8.60 | BAC | /net-margins <GO> |
| Revenue Growth (YoY) | -1.10% | 6.80% | -7.90 | BAC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.76% | 0.00% | +1.76 | PNFP | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 7/9 | -1.00 | BAC | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 65.4 | 32.7 | +32.70 | PNFP | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 0.90 | +0.02 | PNFP | /macro-sensitivity <GO> |
| Forward P/E Multiple | 18.0x | 10.9x | +7.10 | BAC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $15.36B | $349.71B | -$334.35B | BAC | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PNFP REV | BAC REV | PNFP GROSS % | BAC GROSS % | PNFP FCF | BAC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.62B | $113.10B | — | — | $642.9M | $7.52B |
| FY 2024 | $1.59B | $105.86B | — | — | $764.9M | -$13.57B |
| FY 2023 | $1.80B | $102.77B | — | — | $1.28B | $40.36B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PNFP // BETA 0.92
BAC // BETA 0.90