COMP <GO>
PGR vs TRV // DIVIDEND YIELD & FCF PAYOUT SAFETY
Progressive Corporation (NYSE) VS. The Travelers Companies Inc. (NYSE) • 15-METRIC TALLY: PGR 8
— TRV 1
▲ DIVIDEND YIELD & FCF PAYOUT SAFETY LEADER: PGR
LAST: $231.28 (+0.48%) • MKT CAP: $133.82B
dividend-safety
2.15%
LAST: $396.22 (-0.51%) • MKT CAP: $81.62B
dividend-safety
1.20%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PGR VS. TRV)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PGR | TRV | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 20.00% | 9.70% | +10.30 | PGR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 11.2x | 11.6x | -0.40 | PGR | /valuation <GO> |
| Free Cash Flow Yield | 12.85% | 10.30% | +2.55 | PGR | /fcf-yield <GO> |
| Operating Margin | 15.70% | 15.70% | 0.00 | TIE | /operating-margins <GO> |
| Net Profit Margin | 12.90% | 12.90% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 16.30% | 5.20% | +11.10 | PGR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety ACTIVE | 2.15% | 1.20% | +0.95 | PGR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 62.8 | 63.6 | -0.80 | TRV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.15 | 0.88 | +0.27 | PGR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.9x | 12.1x | -2.20 | PGR | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $133.82B | $81.62B | $52.20B | PGR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PGR REV | TRV REV | PGR GROSS % | TRV GROSS % | PGR FCF | TRV FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $87.67B | $48.83B | — | — | $17.20B | $8.41B |
| FY 2024 | $75.37B | $46.42B | — | — | $14.83B | $6.98B |
| FY 2023 | $62.11B | $41.36B | — | — | $7.85B | $5.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PGR // BETA 1.15
TRV // BETA 0.88