COMP <GO>
NRDS vs AAPL // EV/EBITDA & P/E VALUATION
NerdWallet Inc. (Class A) (NASDAQ) VS. Apple Inc. (NASDAQ) • 15-METRIC TALLY: NRDS 6
— AAPL 7
▲ EV/EBITDA & P/E VALUATION LEADER: NRDS
LAST: $11.18 (-1.50%) • MKT CAP: $725.5M
valuation
9.5x
LAST: $344.63 (-1.23%) • MKT CAP: $5.09T
valuation
30.1x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (NRDS VS. AAPL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | NRDS | AAPL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | 92.40% | 48.65% | +43.75 | NRDS | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 18.60% | 81.38% | -62.78 | AAPL | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 9.5x | 30.1x | -20.61 | NRDS | /valuation <GO> |
| Free Cash Flow Yield | 17.96% | 2.72% | +15.24 | NRDS | /fcf-yield <GO> |
| Operating Margin | 7.80% | 33.17% | -25.37 | AAPL | /operating-margins <GO> |
| Net Profit Margin | 5.80% | 27.62% | -21.82 | AAPL | /net-margins <GO> |
| Revenue Growth (YoY) | 21.70% | 14.24% | +7.46 | NRDS | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 0.31% | -0.31 | AAPL | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 7.19 | 13.54 | -6.35 | AAPL | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | AAPL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | 5.76% | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 69.1 | 66.6 | +2.50 | NRDS | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | — | 1.14 | — | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 35.8x | -23.26 | NRDS | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $725.5M | $5.09T | -$5.09T | AAPL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | NRDS REV | AAPL REV | NRDS GROSS % | AAPL GROSS % | NRDS FCF | AAPL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $836.6M | $416.16B | 92.4% | 46.9% | $130.3M | $98.77B |
| FY 2024 | $687.6M | $391.04B | 90.8% | 46.2% | $71.2M | $108.81B |
| FY 2023 | $599.4M | $383.29B | — | 44.1% | $72.1M | $99.58B |
| FY 2022 | — | $394.33B | — | 43.3% | — | $111.44B |
| FY 2021 | — | $365.82B | — | 41.8% | — | $92.95B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
NRDS // BETA —
AAPL // BETA 1.14