COMP <GO>
ITUB vs USB // FREE CASH FLOW YIELD
Itau Unibanco Banco Holding SA American (NYSE) VS. U.S. Bancorp (NYSE) • 15-METRIC TALLY: ITUB 3
— USB 7
▲ FREE CASH FLOW YIELD LEADER: USB
LAST: $7.13 (-3.26%) • MKT CAP: $81.27B
fcf-yield
2.21%
LAST: $59.45 (-1.96%) • MKT CAP: $94.48B
fcf-yield
7.07%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ITUB VS. USB)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ITUB | USB | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.90% | 3.00% | +6.90 | ITUB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | 26.6x | -5.60 | ITUB | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 2.21% | 7.07% | -4.86 | USB | /fcf-yield <GO> |
| Operating Margin | 13.90% | 32.20% | -18.30 | USB | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 26.40% | -15.50 | USB | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 4.40% | +3.30 | ITUB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 3.35% | -3.35 | USB | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 28.1 | 58.2 | -30.06 | USB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.96 | 0.96 | 0.00 | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 30.5x | 11.6x | +18.90 | USB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $81.27B | $94.48B | -$13.21B | USB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ITUB REV | USB REV | ITUB GROSS % | USB GROSS % | ITUB FCF | USB FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $28.66B | — | — | — | $6.68B |
| FY 2024 | — | $27.45B | — | — | — | $10.11B |
| FY 2023 | — | $28.14B | — | — | — | $7.13B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ITUB // BETA 0.96
USB // BETA 0.96