COMP <GO>
ITUB vs TFC // 10Y YIELD & FRED MACRO BETA
Itau Unibanco Banco Holding SA American (NYSE) VS. Truist Financial Corporation (NYSE) • 15-METRIC TALLY: ITUB 4
— TFC 6
▲ 10Y YIELD & FRED MACRO BETA LEADER: TFC
LAST: $7.13 (-3.26%) • MKT CAP: $81.27B
macro-sensitivity
0.96
LAST: $48.79 (-1.07%) • MKT CAP: $59.11B
macro-sensitivity
1.15
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ITUB VS. TFC)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ITUB | TFC | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 9.90% | 0.90% | +9.00 | ITUB | /roic <GO> |
| EV/EBITDA & P/E Valuation | 21.0x | 66.7x | -45.70 | ITUB | /valuation <GO> |
| Free Cash Flow Yield | 2.21% | 8.45% | -6.24 | TFC | /fcf-yield <GO> |
| Operating Margin | 13.90% | 13.90% | 0.00 | TIE | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 10.90% | 0.00 | TIE | /net-margins <GO> |
| Revenue Growth (YoY) | 7.70% | 13.20% | -5.50 | TFC | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 4.52% | -4.52 | TFC | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | ITUB | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 28.1 | 60.2 | -32.06 | TFC | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.96 | 1.15 | -0.19 | TFC | /macro-sensitivity <GO> |
| Forward P/E Multiple | 30.5x | 27.6x | +2.90 | TFC | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $81.27B | $59.11B | $22.16B | ITUB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ITUB REV | TFC REV | ITUB GROSS % | TFC GROSS % | ITUB FCF | TFC FCF |
|---|---|---|---|---|---|---|
| FY 2025 | — | $0 | — | — | — | $5.74B |
| FY 2024 | — | $0 | — | — | — | $2.16B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ITUB // BETA 0.96
TFC // BETA 1.15