COMP <GO>
HIG vs ALL // 10Y YIELD & FRED MACRO BETA
The Hartford Insurance Group Inc. (NYSE) VS. Allstate Corporation (NYSE) • 15-METRIC TALLY: HIG 8
— ALL 4
▲ 10Y YIELD & FRED MACRO BETA LEADER: HIG
LAST: $132.59 (+0.40%) • MKT CAP: $35.31B
macro-sensitivity
0.92
LAST: $259.87 (+1.54%) • MKT CAP: $64.71B
macro-sensitivity
0.91
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HIG VS. ALL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HIG | ALL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 28.40% | 18.20% | +10.20 | HIG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 6.1x | 7.0x | -0.90 | HIG | /valuation <GO> |
| Free Cash Flow Yield | 16.29% | 15.27% | +1.02 | HIG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 18.30% | +56.70 | HIG | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 15.00% | +53.00 | HIG | /net-margins <GO> |
| Revenue Growth (YoY) | 3.30% | 5.60% | -2.30 | ALL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.68% | 1.60% | +0.08 | HIG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | HIG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.6 | 60.1 | -11.50 | ALL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta ACTIVE | 0.92 | 0.91 | +0.01 | HIG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.6x | 6.0x | +2.60 | ALL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $35.31B | $64.71B | -$29.40B | ALL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HIG REV | ALL REV | HIG GROSS % | ALL GROSS % | HIG FCF | ALL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.51B | $67.69B | — | — | $5.75B | $9.88B |
| FY 2024 | $1.46B | $64.11B | — | — | $5.76B | $8.72B |
| FY 2023 | $1.38B | $57.09B | — | — | $4.16B | $1.66B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HIG // BETA 0.92
ALL // BETA 0.91