COMP <GO>
ERIE vs BRO // PIOTROSKI F-SCORE QUALITY
Erie Indemnity Company (NASDAQ) VS. Brown & Brown Inc. (NYSE) • 15-METRIC TALLY: ERIE 4
— BRO 8
▲ PIOTROSKI F-SCORE QUALITY LEADER: BRO
LAST: $261.39 (+4.23%) • MKT CAP: $11.58B
piotroski-score
8/9
LAST: $69.76 (+2.83%) • MKT CAP: $22.50B
piotroski-score
9/9
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ERIE VS. BRO)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ERIE | BRO | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.30% | 4.70% | +19.60 | ERIE | /roic <GO> |
| EV/EBITDA & P/E Valuation | 13.3x | 21.1x | -7.80 | ERIE | /valuation <GO> |
| Free Cash Flow Yield | 4.35% | 6.14% | -1.79 | BRO | /fcf-yield <GO> |
| Operating Margin | 17.60% | 21.80% | -4.20 | BRO | /operating-margins <GO> |
| Net Profit Margin | 13.80% | 17.90% | -4.10 | BRO | /net-margins <GO> |
| Revenue Growth (YoY) | 7.20% | 22.80% | -15.60 | BRO | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.20% | 0.86% | +1.34 | ERIE | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality ACTIVE | 8/9 | 9/9 | -1.00 | BRO | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.4 | 51.1 | +5.30 | ERIE | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.89 | 0.91 | -0.02 | BRO | /macro-sensitivity <GO> |
| Forward P/E Multiple | 19.3x | 17.9x | +1.40 | BRO | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $11.58B | $22.50B | -$10.92B | BRO | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ERIE REV | BRO REV | ERIE GROSS % | BRO GROSS % | ERIE FCF | BRO FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $4.07B | $5.90B | — | — | $503.6M | $1.38B |
| FY 2024 | $3.80B | $4.80B | — | — | $440.5M | $1.09B |
| FY 2023 | $3.27B | $4.26B | — | — | $234.1M | $818.4M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ERIE // BETA 0.89
BRO // BETA 0.91