COMP <GO>
EFX vs SYF // FREE CASH FLOW YIELD
Equifax Inc. (NYSE) VS. Synchrony Financial (NYSE) • 15-METRIC TALLY: EFX 4
— SYF 8
▲ FREE CASH FLOW YIELD LEADER: SYF
LAST: $184.60 (+2.90%) • MKT CAP: $20.99B
fcf-yield
6.39%
LAST: $75.35 (-2.10%) • MKT CAP: $23.97B
fcf-yield
22.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (EFX VS. SYF)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | EFX | SYF | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 10.20% | 7.60% | +2.60 | EFX | /roic <GO> |
| EV/EBITDA & P/E Valuation | 18.7x | 11.3x | +7.40 | SYF | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 6.39% | 22.00% | -15.61 | SYF | /fcf-yield <GO> |
| Operating Margin | 18.00% | 64.60% | -46.60 | SYF | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 52.90% | -42.00 | SYF | /net-margins <GO> |
| Revenue Growth (YoY) | 6.90% | -1.10% | +8.00 | EFX | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.11% | 1.78% | -0.67 | SYF | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | EFX | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.1 | 59.3 | +1.80 | EFX | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.11 | 1.16 | -0.05 | SYF | /macro-sensitivity <GO> |
| Forward P/E Multiple | 29.6x | 6.2x | +23.40 | SYF | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $20.99B | $23.97B | -$2.98B | SYF | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | EFX REV | SYF REV | EFX GROSS % | SYF GROSS % | EFX FCF | SYF FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $6.07B | $0 | — | — | $1.34B | $9.85B |
| FY 2024 | $5.68B | $0 | — | — | $1.07B | $9.85B |
| FY 2023 | $5.27B | $0 | — | — | $879.9M | $8.59B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
EFX // BETA 1.11
SYF // BETA 1.16