COMP <GO>
CB vs TRV // FREE CASH FLOW YIELD
Chubb Limited (NYSE) VS. The Travelers Companies Inc. (NYSE) • 15-METRIC TALLY: CB 5
— TRV 6
▲ FREE CASH FLOW YIELD LEADER: TRV
LAST: $364.12 (+0.51%) • MKT CAP: $138.42B
fcf-yield
7.33%
LAST: $396.22 (-0.51%) • MKT CAP: $81.62B
fcf-yield
10.30%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CB VS. TRV)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CB | TRV | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.10% | 9.70% | -1.60 | TRV | /roic <GO> |
| EV/EBITDA & P/E Valuation | 12.6x | 11.6x | +1.00 | TRV | /valuation <GO> |
| Free Cash Flow Yield ACTIVE | 7.33% | 10.30% | -2.97 | TRV | /fcf-yield <GO> |
| Operating Margin | 21.20% | 15.70% | +5.50 | CB | /operating-margins <GO> |
| Net Profit Margin | 17.40% | 12.90% | +4.50 | CB | /net-margins <GO> |
| Revenue Growth (YoY) | 6.50% | 5.20% | +1.30 | CB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.09% | 1.20% | -0.11 | TRV | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 63.0 | 63.6 | -0.60 | TRV | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.93 | 0.88 | +0.05 | CB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.5x | 12.1x | +0.40 | TRV | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $138.42B | $81.62B | $56.80B | CB | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CB REV | TRV REV | CB GROSS % | TRV GROSS % | CB FCF | TRV FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $59.40B | $48.83B | — | — | $10.14B | $8.41B |
| FY 2024 | $55.75B | $46.42B | — | — | $13.67B | $6.98B |
| FY 2023 | $49.73B | $41.36B | — | — | $10.39B | $5.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CB // BETA 0.93
TRV // BETA 0.88