COMP <GO>
ALL vs PGR // ALTMAN Z-SCORE & DEBT/EQUITY
Allstate Corporation (NYSE) VS. Progressive Corporation (NYSE) • 15-METRIC TALLY: ALL 5
— PGR 7
■ METRIC PARITY
LAST: $259.87 (+1.54%) • MKT CAP: $64.71B
balance-sheet
—
LAST: $231.28 (+0.48%) • MKT CAP: $133.82B
balance-sheet
—
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (ALL VS. PGR)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | ALL | PGR | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 18.20% | 20.00% | -1.80 | PGR | /roic <GO> |
| EV/EBITDA & P/E Valuation | 7.0x | 11.2x | -4.20 | ALL | /valuation <GO> |
| Free Cash Flow Yield | 15.27% | 12.85% | +2.42 | ALL | /fcf-yield <GO> |
| Operating Margin | 18.30% | 15.70% | +2.60 | ALL | /operating-margins <GO> |
| Net Profit Margin | 15.00% | 12.90% | +2.10 | ALL | /net-margins <GO> |
| Revenue Growth (YoY) | 5.60% | 16.30% | -10.70 | PGR | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.60% | 2.15% | -0.55 | PGR | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity ACTIVE | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | PGR | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 60.1 | 62.8 | -2.70 | PGR | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 1.15 | -0.24 | PGR | /macro-sensitivity <GO> |
| Forward P/E Multiple | 6.0x | 9.9x | -3.90 | ALL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $64.71B | $133.82B | -$69.11B | PGR | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | ALL REV | PGR REV | ALL GROSS % | PGR GROSS % | ALL FCF | PGR FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $67.69B | $87.67B | — | — | $9.88B | $17.20B |
| FY 2024 | $64.11B | $75.37B | — | — | $8.72B | $14.83B |
| FY 2023 | $57.09B | $62.11B | — | — | $1.66B | $7.85B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
ALL // BETA 0.91
PGR // BETA 1.15