COMP <GO>
AIG vs HIG // OPERATING MARGIN
American International Group Inc. (NYSE) VS. The Hartford Insurance Group Inc. (NYSE) • 15-METRIC TALLY: AIG 3
— HIG 9
▲ OPERATING MARGIN LEADER: HIG
LAST: $81.90 (+0.56%) • MKT CAP: $42.58B
operating-margins
14.10%
LAST: $132.59 (+0.40%) • MKT CAP: $35.31B
operating-margins
75.00%
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (AIG VS. HIG)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | AIG | HIG | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 4.10% | 28.40% | -24.30 | HIG | /roic <GO> |
| EV/EBITDA & P/E Valuation | 15.3x | 6.1x | +9.20 | HIG | /valuation <GO> |
| Free Cash Flow Yield | 4.95% | 16.29% | -11.34 | HIG | /fcf-yield <GO> |
| Operating Margin ACTIVE | 14.10% | 75.00% | -60.90 | HIG | /operating-margins <GO> |
| Net Profit Margin | 11.60% | 68.00% | -56.40 | HIG | /net-margins <GO> |
| Revenue Growth (YoY) | -1.70% | 3.30% | -5.00 | HIG | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.29% | 1.68% | +0.61 | AIG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | HIG | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 61.2 | 48.6 | +12.60 | AIG | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.87 | 0.92 | -0.05 | HIG | /macro-sensitivity <GO> |
| Forward P/E Multiple | 12.8x | 8.6x | +4.20 | HIG | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $42.58B | $35.31B | $7.27B | AIG | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | AIG REV | HIG REV | AIG GROSS % | HIG GROSS % | AIG FCF | HIG FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $26.77B | $1.51B | — | — | $2.11B | $5.75B |
| FY 2024 | $27.25B | $1.46B | — | — | $2.05B | $5.76B |
| FY 2023 | $27.94B | $1.38B | — | — | $4.99B | $4.16B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
AIG // BETA 0.87
HIG // BETA 0.92