United Parcel Service Inc. (UPS) — RQD Stock Rating Cockpit

Per the Roarable RQD rating, UPS scores 75 out of 100 (grade B, verdict "Roarable Buy — Good Risk/Reward"). Across the five pillars, the fundamental cash engine scores 16 of 20 (ROIC 24.8%; FCF yield 5.22%), suggesting the business generates strong returns on invested capital relative to its size. Whale/13F flow scores 14 of 20, indicating institutional accumulation and options positioning that are supportive but not dominant. Insider conviction scores 18 of 20 (SEC Form 4 and Congressional PTR cluster flow), the highest pillar, which the rating treats as a meaningful positive signal. Macro regime fit scores 11 of 20 (Beta 1.12; sector sensitivity), the weakest pillar, meaning the stock is expected to move more than the market and remains exposed to sector conditions. Forensic balance sheet scores 16 of 20 (Altman Z 3.57; Piotroski F 7/9; Debt/Equity 0.91), pointing to a financially sound profile. For a prospective investor, the upside drivers in this framework are cash generation, insider and institutional signals, and balance-sheet strength. The main tradeoffs are macro and sector sensitivity, as reflected in the 1.12 beta, and a valuation that the market data places at 16.4x trailing earnings. The rating is a structured scoring output and does not constitute personalized financial advice.

United Parcel Service Inc. is a NYSE-listed issuer in the Industrials sector, within the Trucking Freight/Courier Services industry, per the company profile. The profile describes the company as operating in this industry with a market capitalization of $91.3B. The source data does not itemize customer segments or revenue mix. Monetization is reflected in reported revenue of $88661.0M for FY 2025 per the SEC financials, but the source data does not describe how that revenue is generated.

Per the SEC financials, revenue declined from $90958.0M (FY 2023) to $88661.0M (FY 2025), and net income moved from $6708.0M to $5572.0M over the same span. The market data reports an operating margin of 8.9%, a net margin of 6.3%, and ROIC of 24.8%. Per the Roarable RQD rating, the Altman Z-Score is 3.57 and the Piotroski F-Score is 7 of 9, with Debt/Equity at 0.91. Gross margin is reported as 0% in the market data, which the source data does not explain.

The news wire contains six items, all tagged relatedSymbol UPS and rated YELLOW. Headlines reference a "Secure Commerce launch," characterized in one headline as potentially undervaluing the stock by about 20%, a "Protected Delivery" addition for 2026 holidays, and a view that "Bottom Might Be In, But Upside Is Limited." Other items describe the stock as a potential value opportunity and as a most-watched name. Per the news wire, these items are market commentary, and the source data does not include their underlying detail. Per the Butterfly Supply-Chain Graph, no supply-chain links or proprietary signals are recorded.

Per the Butterfly Supply-Chain Graph, the supply chain is recorded as NONE, with no butterfly links and no proprietary signals. The source data therefore does not establish upstream or downstream dependencies, sector correlations, or second-order bottlenecks. The only sector context provided is the Industrials classification and the Trucking Freight/Courier Services industry, along with the beta of 1.12 that the RQD rating uses in its macro regime pillar.

• What drove the decline in revenue and net income between FY 2023 and FY 2025, and is the trend expected to continue?
• The source data reports gross margin as 0% and EPS as N/A in all periods; what explains these entries?
• What does the "Secure Commerce" launch referenced in the news wire involve, and what financial impact does it carry?
• Which holder and insider transactions underpin the 18 of 20 insider conviction score, given that the holders section is empty?
• How much of the cash and debt position changed between periods, given FY 2023 cash is listed as N/A?