Does MTG pay a dividend and is it safe?

MGIC Investment Corporation (MTG) offers a 2.24% cash dividend yield ($0.65 annualized) and 4.04% total shareholder yield including buybacks. Roarable rates its payout coverage as FORTRESS PAYOUT.

Stock Ratings / Financials / MTG / dividends

SIGI (74) RLI (80) MCY (72) ESNT (77) ⌘ Pro Terminal →

MGIC Investment Corporation (MTG) Dividend Safety Gauge & 10-Year DRIP Compounder

$28.94 +1.87% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $29.11

MGIC Investment Corporation (MTG) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 13% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B • BUY Cap $5.83B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MTG Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MTG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, MGIC Investment Corporation (NYSE: MTG) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $28.94 (+1.87% 1D, market cap $5.83B). Pillar breakdown: Fundamental Cash Engine 16/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 18/20. Across 1096 tracked Financials issuers, MTG ranks #67 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MTG compare to SIGI and RLI in the Financials sector?

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Within the Financials sector (Property-Casualty Insurers), MTG carries a Roarable B (72/100 RQD), trailing P/E of 8.0x, gross margin of —, and ROIC of 13.2%. By comparison, SIGI (Selective Insurance Group Inc.) holds a B grade (74/100 RQD, P/E 12.6x, ROIC 6.8%, cap $5.83B) and RLI (RLI Corp.) posts a B+ grade (80/100 RQD, P/E 14.7x, ROIC 13.5%, cap $5.98B). Among the 5-stock peer group, MTG leads on earnings multiple (8.0x) while MCY leads on capital efficiency (22.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MTG?

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Per MTG's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000876437), MGIC Investment Corporation generated $1.21B in revenue (+0.5% YoY), $738.3M in net income, and $851.8M in free cash flow against $6.64B in total assets and $671.4M in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $29.11 (+0.58%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 16/20 (B+) • 70.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B

Each axis scored 0–20

12M PRICE TARGET CONE+6.3% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MTG)Realized 20D OHLCV Swing Band: ±4.9%

Deterministic 5-Pillar Attribution (72/100 Composite)

🔍 WHY MTG SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+18/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)

▲ #2 Bullish Driver: Cash Engine Quality+16/20 pts (22% of score)

SEC XBRL FY 2025 (10-K): 70.2% FCF Margin ($851.8M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C+$27.29+0.1% Next Q

Q2 (-2Q)

Grade B-$27.31+3.5% Next Q

Q3 (-1Q)

Grade B-$28.26+2.4% Next Q

Current

Grade B$28.94+7% Hist 90D α

Trajectory: C+ (64) → B (72)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the MTG Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, MTG faces multiple-compression risk if 8.0x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($28.89) or 200D SMA ($27.78) invalidates the momentum regime and cuts Target Base ($30.76) toward Bear Floor ($23.73).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MTG• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “MTG Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 72%NO 28%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

4.04% Total Yield

2.24% Cash ($0.65/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

88/100 • FORTRESS PAYOUT

FREE CASH FLOW PAYOUT RATIO

14% of FCF

8 consecutive years of payout growth

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (7.5% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $20,610

Est. Year-10 Shareholder Yield: $833/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.8K

Yr 1

$11.6K

Yr 2

$12.4K

Yr 3

$13.4K

Yr 4

$14.4K

Yr 5

$15.4K

Yr 6

$16.6K

Yr 7

$17.8K

Yr 8

$19.2K

Yr 9

$20.6K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in MTG & A-Rated Leaders

✓12-month Bull/Base/Bear fair-value walkthrough on MTG and its top sector peer
✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
✓Includes nightly RQD rating-change & forensic signal email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

MTG // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +10.58%📐 WEDGE COMPRESSION COIL

2026-11-03O $28.85H $28.94L $28.41C $28.94VOL 1.76M

RES: $31.16SUP: $25.98SMA50: $28.89SMA200: $27.78

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MTG Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MTG Butterfly Map → + Track MTG →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

-5.5%/yr Implied 5Y Growth

vs. +0.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on MTG today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MTG. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MTG today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MTG)

Financials Rank #67 of 1096 ⚔️ SIGI vs MTG Full Matrix →

1. Head-to-Head Financials Peer Comparison (MTG vs. SIGI, RLI, MCY, ESNT)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, MGIC Investment Corporation (MTG) ranks #67 by composite RQD confidence (72/100, grade B) and #248 by equity capitalization ($5.83B). Within this direct 5-issuer industry benchmark cohort, MTG leads on earnings valuation at 8.0x trailing P/E, while MCY leads on capital efficiency and profitability with 22.4% ROIC and — gross margin. RLI currently holds the highest overall quantitative score in the immediate peer group at 80/100 (B+) compared with MTG at 72/100 (B).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MTG ACTIVE MGIC Investment Corporation	B	72/100	8.0x	—	13.2%	+1.87%	$5.83B	Benchmark Subject
SIGI Selective Insurance Group Inc.	B	74/100	12.6x	—	6.8%	+1.95%	$5.83B	/sigi-vs-mtg →
RLI RLI Corp.	B+	80/100	14.7x	—	13.5%	+3.08%	$5.98B	/rli-vs-mtg →
MCY Mercury General Corporation	B	72/100	10.5x	—	22.4%	+1.28%	$5.67B	/mcy-vs-mtg →
ESNT Essent Group Ltd.	B+	77/100	8.8x	—	11.9%	+1.82%	$6.02B	/esnt-vs-mtg →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000876437 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), MGIC Investment Corporation (MTG) reported GAAP revenue of $1.21B (+0.5% vs. FY2024 revenue of $1.21B , and +5.1% cumulative change since FY2023) , GAAP net income of $738.3M, operating cash flow of $852.8M, and free cash flow of $851.8M (+17.7% YoY). On the balance sheet, MTG closed FY2025 with $6.64B in total assets against $671.4M in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.21B	$738.3M	$852.8M	$851.8M	$6.64B	$671.4M
FY2024 (FY)	2024-12-31	$1.21B	$763.0M	$725.0M	$723.9M	$6.55B	$618.7M
FY2023 (FY)	2023-12-31	$1.16B	$712.9M	$713.0M	$661.0M	$3.25B	$761.6M

3. MTG Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MTG stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does MTG compare to SIGI and RLI in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for MTG?

Where is MTG trading relative to its 50-day, 200-day, and 52-week technical levels?

MTG last traded at $28.94 (+1.87% on volume of 2,096,626 shares), positioning the stock +0.17% above its 50-day simple moving average ($28.89) and +4.18% above its 200-day simple moving average ($27.78). Across its 52-week range of $24.69 to $31.89, MTG sits at the 59.0% percentile with a 14-day RSI of 50.6 (NEUTRAL RANGE) and an implied next-earnings move of ±4.9% ($27.52 to $30.36).

Direct Sub-Reports: MTG RQD Cockpit MTG 12M Forecast MTG Earnings & Move MTG Dividends & DRIP MTG Insiders & 13F MTG Whale Options MTG Profit Sankey MTG News & Why

ROARABLE RATING BRIEF • RQD 72/100 (B) ✓ SEC XBRL & RQD VERIFIED

MTG — MGIC Investment Corporation: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

MGIC Investment Corporation (MTG) earns a live Roarable RQD composite score of 72/100, corresponding to a B letter grade (Roarable Buy) at a spot price of $28.94 (+1.87% 1D, market capitalization $5.83B).

Fundamental Cash Engine (16/20): Anchored by return on invested capital (ROIC) of 13.2%, gross margin of —, operating margin of 74.2%, and free cash flow yield of 14.39%.
Whale 13F & Options Flow (9/20) + Insider Conviction (18/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (14/20) + Forensic Balance Sheet (15/20): Incorporates a 1.14x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

MGIC Investment Corporation is a NYSE-listed issuer in the Financials sector, within the Property-Casualty Insurers industry, and profile. The profile describes the company as a Financials issuer operating in Property-Casualty Insurers with a market capitalization of $5.9B.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), MGIC Investment Corporation (MTG) reported $1.21B in annual revenue (up from $1.21B in FY2024, +0.5% YoY) and $738.3M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.16B revenue, $712.9M net income) through FY2025, MTG scaled operating cash flow to $852.8M and free cash flow to $851.8M, backed by $6.64B in total assets against $671.4M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (B • RQD 72/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 16/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $24.69 – $31.89 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 8.0x trailing P/E and 6.8x EV/EBITDA against 74.2% operating margins and a 1.14x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Sector correlations and second-order bottlenecks cannot be mapped from the source data. The only sector-level context is that the issuer sits in Financials / Property-Casualty Insurers,.

Key Question #1: Can MTG sustain or expand its 74.2% operating margin and 13.2% ROIC against Property-Casualty Insurers peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $1.21B and free cash flow of $851.8M, how will capital allocation balance growth reinvestment against $671.4M in total debt?
Key Question #3: How sensitive is MTG's 7.4x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.14x)?

MTG Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for MGIC Investment Corporation (MTG) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MTG Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 21h ago

Why MGIC Investment (MTG) is a Great Dividend Stock Right Now

Yahoo Finance report covering MGIC Investment Corporation (MTG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH TradingView • 1d ago

MGIC Investment Corporation Stock 12‑Month Price Target Cut to $30.33, Implies 5% Upside

TradingView report covering MGIC Investment Corporation (MTG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Yahoo Finance • 1d ago

MGIC Investment (MTG) Earns 80% Margins on Falling Revenue. Is the Stock Cheap Enough?

Yahoo Finance report covering MGIC Investment Corporation (MTG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

MGIC Investment Corporation (NYSE:MTG) Stock Has Average Target Price of $30.80

MarketBeat report covering MGIC Investment Corporation (MTG) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE TradingView • 1d ago

Changes in working capital of MGIC Investment Corporation – BMV:MTG

TradingView report covering MGIC Investment Corporation (MTG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

MGIC Investment Corporation Announces Quarterly Dividend

Yahoo Finance report covering MGIC Investment Corporation (MTG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

MGIC Investment Corporation $MTG Stock Sold by Assenagon Asset Management S.A.

MarketBeat report covering MGIC Investment Corporation (MTG) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE https://www.siam.in/ • 1d ago

MGIC Investment Corporation (MTG) Edges Lower to $27.09, Holding Well Above Key Support - Andrews Pitchfork

https://www.siam.in/ report covering MGIC Investment Corporation (MTG) market action, institutional positioning, and fundamental catalysts.

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MTG Bull vs. Bear Conversation Board — What's Your Call at $28.94?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MTG 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $37.22 (+31.0%)

📌 Pinned Debate

Per the RQD rating, the stock trades at a P/E of 8 with an FCF yield of 14.39% and ROIC of 13.2%, with insider conviction scored 18/20.

Don't sleep on MTG's setup in Financials. Per the RQD rating, the stock trades at a P/E of 8 with an FCF yield of 14.39% and ROIC of 13.2%, with insider conviction scored 18/20.. Beta of 1.14 means it moves fast when momentum turns, and the 5-pillar RQD gauge (72/100) backs up the fundamental quality.

CapAlloc_Nerd 🐂 BULL

@SiliconVal_Bull Agree on the RQD 72/100 quality, though with 1.14 beta I'm scaling in with half-size at $28.41 and keeping dry powder in case we test $26.42.

CR CreditSpread_Watch RQD DEBATE OPENER • Balance Sheet Analyst 🐻 BEARISH 🎯 Target: $21.59 (-24.0%)

Spot @ $28.41

Per the news feed, a price target was cut to $30.33 and a headline flags 80% margins on falling revenue, while the beta of 1.14 implies

Here is the bear case nobody on the bull side wants to address on MTG: Per the news feed, a price target was cut to $30.33 and a headline flags 80% margins on falling revenue, while the beta of 1.14 implies above-market volatility.. At 8.0x trailing P/E, even a small guidance miss in Property-Casualty Insurers triggers a 12-15% air pocket.