How profitable is Mid-America Apartment Communities Inc. (MAA)?

In FY 2025 (10-K), MAA converted $2.2B of revenue into a 52% gross margin, 23.9% operating margin, and $978.8M in free cash flow (44.3% FCF margin).

Stock Ratings / Financials / MAA / financials

REG (64) SUI (62) DOC (58) OHI (66) ⌘ Pro Terminal →

Mid-America Apartment Communities Inc. (MAA) Revenue-to-Profit Sankey Flow & SEC XBRL Financials

$118.34 +0.96% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $118.32

Mid-America Apartment Communities Inc. (MAA) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $13.60B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MAA Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MAA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Mid-America Apartment Communities Inc. (NYSE: MAA) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $118.34 (+0.96% 1D, market cap $13.60B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 7/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 15/20. Across 1097 tracked Financials issuers, MAA ranks #383 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MAA compare to REG and SUI in the Financials sector?

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Within the Financials sector (Real Estate Investment Trusts), MAA carries a Roarable C- (60/100 RQD), trailing P/E of 30.7x, gross margin of —, and ROIC of 5.3%. By comparison, REG (Regency Centers Corporation) holds a C grade (64/100 RQD, P/E 26.0x, ROIC 11.4%, cap $13.66B) and SUI (Sun Communities Inc.) posts a C grade (62/100 RQD, P/E 9.5x, ROIC 15.9%, cap $13.52B). Among the 5-stock peer group, SUI leads on earnings multiple (9.5x) while SUI leads on capital efficiency (15.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MAA?

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Per MAA's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000912595), Mid-America Apartment Communities Inc. generated $2.21B in revenue (+0.8% YoY), $446.9M in net income, and $978.8M in free cash flow against $11.98B in total assets and $2.76B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $118.32 (-0.02%)🧬 Cannibal Buyback (-2.08% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 44.3% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C-

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C

Each axis scored 0–20

12M PRICE TARGET CONE+0.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MAA)Realized 20D OHLCV Swing Band: ±3.6%

Deterministic 5-Pillar Attribution (60/100 Composite)

🔍 WHY MAA SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (25% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Insider Conviction & Share Dilution+15/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 75% Net Buy • Cannibal Buyback (-2.08% YoY Shares)

▼ #1 Drag / Risk Factor: Whale & Options Positioning7/20 pts (-13 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-13 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$115.62+1.8% Next Q

Q2 (-2Q)

Grade C$117.68-0.8% Next Q

Q3 (-1Q)

Grade C$116.75+1.4% Next Q

Current

Grade C-$118.34+0.4% Hist 90D α

Trajectory: C- (52) → C- (60)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the MAA Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 60/100 (C-) score, MAA faces multiple-compression risk if 30.7x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.08% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($120.52) or 200D SMA ($128.83) invalidates the momentum regime and cuts Target Base ($119.41) toward Bear Floor ($93.14).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MAA• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “MAA Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 60%NO 40%Trade / Inspect Odds →

VISUAL REVENUE-TO-PROFIT SANKEY WATERFALL • FY 2025 (10-K)

How MAA Turns Every Dollar of Sales Into Real Bottom-Line Profit

Free Cash Flow:$978.8M (44.3% FCF Margin)

Multi-Year SEC EDGAR XBRL Revenue, Net Profit & Free Cash Flow Trajectory

■ Revenue■ Net Profit■ Free Cash Flow

FY23

Rev $2.15B

FY24

Rev $2.19B

FY25

Rev $2.21B

Fiscal Year	Revenue	Gross Margin	Op Margin	Net Profit	Free Cash Flow	ROIC %
FY 2025	$2.21B	52%	23.9%	$446.9M	$978.8M	5%
FY 2024	$2.19B	52%	28.4%	$527.5M	$999.7M	5.8%
FY 2023	$2.15B	52%	30.4%	$552.8M	$1.04B	11.3%

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring MAA)

✓Walkthrough of MAA's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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MAA // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -8.31%⚡ TESTING RESISTANCE

2026-11-03O $118.3H $118.3L $117.2C $118.3VOL 1.23M

RES: $119.7SUP: $111.8SMA50: $120.5SMA200: $128.8

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MAA Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MAA Butterfly Map → + Track MAA →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

23.7%/yr Implied 5Y Growth

vs. +0.8% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on MAA today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MAA. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for MAA today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MAA)

Financials Rank #383 of 1097 ⚔️ REG vs MAA Full Matrix →

1. Head-to-Head Financials Peer Comparison (MAA vs. REG, SUI, DOC, OHI)

Industry: Real Estate Investment Trusts (172 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Mid-America Apartment Communities Inc. (MAA) ranks #383 by composite RQD confidence (60/100, grade C-) and #153 by equity capitalization ($13.60B). Within this direct 5-issuer industry benchmark cohort, SUI leads on earnings valuation at 9.5x trailing P/E, while SUI leads on capital efficiency and profitability with 15.9% ROIC and — gross margin. OHI currently holds the highest overall quantitative score in the immediate peer group at 66/100 (C+) compared with MAA at 60/100 (C-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
MAA ACTIVE Mid-America Apartment Communities Inc.	C-	60/100	30.7x	—	5.3%	+0.96%	$13.60B	Benchmark Subject
REG Regency Centers Corporation	C	64/100	26.0x	—	11.4%	+1.33%	$13.66B	/reg-vs-maa →
SUI Sun Communities Inc.	C	62/100	9.5x	—	15.9%	+3.13%	$13.52B	/sui-vs-maa →
DOC Healthpeak Properties Inc.	D+	58/100	—	—	0.6%	+2.37%	$13.12B	/doc-vs-maa →
OHI Omega Healthcare Investors Inc.	C+	66/100	—	—	0.0%	+0.04%	$14.24B	/ohi-vs-maa →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000912595 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Mid-America Apartment Communities Inc. (MAA) reported GAAP revenue of $2.21B (+0.8% vs. FY2024 revenue of $2.19B , and +2.8% cumulative change since FY2023) , GAAP net income of $446.9M, operating cash flow of $1.08B, and free cash flow of $978.8M (-2.1% YoY). On the balance sheet, MAA closed FY2025 with $11.98B in total assets against $2.76B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.21B	$446.9M	$1.08B	$978.8M	$11.98B	$2.76B
FY2024 (FY)	2024-12-31	$2.19B	$527.5M	$1.10B	$999.7M	$11.81B	$2.55B
FY2023 (FY)	2023-12-31	$2.15B	$552.8M	$1.14B	$1.04B	$7.55B	$1.77B

3. MAA Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MAA stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does MAA compare to REG and SUI in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for MAA?

Where is MAA trading relative to its 50-day, 200-day, and 52-week technical levels?

MAA last traded at $118.34 (+0.96% on volume of 1,153,787 shares), positioning the stock -1.81% below its 50-day simple moving average ($120.52) and -8.14% below its 200-day simple moving average ($128.83). Across its 52-week range of $113.95 to $144.41, MAA sits at the 14.4% percentile with a 14-day RSI of 45.2 (NEUTRAL RANGE) and an implied next-earnings move of ±3.6% ($114.08 to $122.60).

Direct Sub-Reports: MAA RQD Cockpit MAA 12M Forecast MAA Earnings & Move MAA Dividends & DRIP MAA Insiders & 13F MAA Whale Options MAA Profit Sankey MAA News & Why

ROARABLE RATING BRIEF • RQD 60/100 (C-) ✓ SEC XBRL & RQD VERIFIED

MAA — Mid-America Apartment Communities Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Mid-America Apartment Communities Inc. (MAA) earns a live Roarable RQD composite score of 60/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $118.34 (+0.96% 1D, market capitalization $13.60B).

Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 5.3%, gross margin of —, operating margin of 24.7%, and free cash flow yield of 7.13%.
Whale 13F & Options Flow (7/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (10/20) + Forensic Balance Sheet (15/20): Incorporates a 1.03x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

And profile, Mid-America Apartment Communities Inc. Is a NYSE-listed issuer in the Financials sector, Real Estate Investment Trusts industry.. Revenue of $2.21B for FY 2025 () indicates a substantial operating base.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Mid-America Apartment Communities Inc. (MAA) reported $2.21B in annual revenue (up from $2.19B in FY2024, +0.8% YoY) and $446.9M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($2.15B revenue, $552.8M net income) through FY2025, MAA scaled operating cash flow to $1.08B and free cash flow to $978.8M, backed by $11.98B in total assets against $2.76B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C- • RQD 60/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 7/20, sustained execution supports upside toward the upper end of the $113.95 – $144.41 52-week range.
🐻 Primary Bear Case & Valuation Risk: Sensitive to high interest rates and tighter Federal Reserve market liquidity. Investors must weigh 30.7x trailing P/E and 25.8x EV/EBITDA against 24.7% operating margins and a 1.03x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Real Estate Investment Trusts (Financials), MAA carries a macro regime beta of 1.03 and gross margin of —.

Key Question #1: Can MAA sustain or expand its 24.7% operating margin and 5.3% ROIC against Real Estate Investment Trusts peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $2.21B and free cash flow of $978.8M, how will capital allocation balance growth reinvestment against $2.76B in total debt?
Key Question #3: How sensitive is MAA's 28.6x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.03x)?

MAA Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Mid-America Apartment Communities Inc. (MAA) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MAA Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 22h ago

Mid America Apartment Communities (MAA) Stock Could Be 39% Undervalued After Lowered EPS Guidance

Yahoo Finance report covering Mid-America Apartment Communities Inc. (MAA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Seeking Alpha • 1d ago

Mid-America Apartment: Decade-High Yield And Turnaround Potential (NYSE:MAA)

Seeking Alpha report covering Mid-America Apartment Communities Inc. (MAA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE 24/7 Wall St. • 1d ago

Apartment Supply Is Finally Tightening. These 4 REITs Could Reward Investors

24/7 Wall St. report covering Mid-America Apartment Communities Inc. (MAA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

Mid-America Apartment Communities, Inc. Estimates – NYSE:MAA

TradingView report covering Mid-America Apartment Communities Inc. (MAA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Investing.com • 1d ago

Citizens cuts Mid-America Apartment stock price target on slower Sunbelt recovery

Investing.com report covering Mid-America Apartment Communities Inc. (MAA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH Yahoo Finance • 1d ago

Mid-America Apartment Stock Pre-Q3 Earnings: Smart Buy or Risky Move?

Yahoo Finance report covering Mid-America Apartment Communities Inc. (MAA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST The Globe and Mail • 1d ago

Mid-America's Q3 FFO Meets Estimates, Revenues Beat as Occupancy Gains

The Globe and Mail report covering Mid-America Apartment Communities Inc. (MAA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Mid-America Apartment Communities (NYSE:MAA) Stock Price Target Lowered at UBS Group

MarketBeat report covering Mid-America Apartment Communities Inc. (MAA) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MAA Bull vs. Bear Conversation Board — What's Your Call at $118.34?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MAA 🐻 33% BEARISH CONVICTION

TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $154.72 (+32.0%)

📌 Pinned Debate

Forensic balance sheet strength (Altman Z 2.5, Piotroski F 7/9, Debt/Equity 0.5) and a 5.17% dividend yield with a 7.13% FCF yield prov

Long MAA at $117.21 targeting $154.72. Forensic balance sheet strength (Altman Z 2.5, Piotroski F 7/9, Debt/Equity 0.5) and a 5.17% dividend yield with a 7.13% FCF yield provide cash and solvency support.. Institutional whale score is 7/20 and the risk/reward vs. the $113.95 52-week low is skewed heavily in favor of bulls.

ArenaChamp_24 🐂 BULL

@TapeReader_Pro Agree on the RQD 60/100 quality, though with 1.03 beta I'm scaling in with half-size at $117.21 and keeping dry powder in case we test $109.01.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $97.28 (-17.0%)

Spot @ $117.21

Trailing P/E of 30.7 and EV/EBITDA of 25.8 sit against ROIC of 5.3% and declining net income while reported debt rose to $2.76B, with

I respect the product at Mid-America Apartment Communities Inc., but the stock at $117.21 is a different story. Trailing P/E of 30.7 and EV/EBITDA of 25.8 sit against ROIC of 5.3% and declining net income while reported debt rose to $2.76B, with red-flagged Sunbelt and earnings risk in the news wire.. FCF yield is 7.13% and RQD sits at 60/100 (C-) — why pay up here when you can wait for next quarter's numbers?