What is KNSL's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for KNSL.

Stock Ratings / Financials / KNSL / options

THG (77) AXS (48) ORI (61) ESNT (77) ⌘ Pro Terminal →

Kinsale Capital Group Inc. (KNSL) Options Positioning, Max Pain & Unusual Sweeps

$379.61 +3.80% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $383.12

Kinsale Capital Group Inc. (KNSL) earns a Roarable Rating of B+ (Buy) with 78/100 RQD Confidence. High-quality cash engine (steady margins, 14% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE B+ • BUY Cap $8.23B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on KNSL Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is KNSL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Kinsale Capital Group Inc. (NYSE: KNSL) is rated B+ (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 78/100 at a spot price of $379.61 (+3.80% 1D, market cap $8.23B). Pillar breakdown: Fundamental Cash Engine 15/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 16/20, and SEC Balance-Sheet Forensics 18/20. Across 1096 tracked Financials issuers, KNSL ranks #15 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does KNSL compare to THG and AXS in the Financials sector?

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Within the Financials sector (Property-Casualty Insurers), KNSL carries a Roarable B+ (78/100 RQD), trailing P/E of 16.2x, gross margin of —, and ROIC of 13.8%. By comparison, THG (Hanover Insurance Group Inc) holds a B+ grade (77/100 RQD, P/E 12.4x, ROIC 9.1%, cap $8.32B) and AXS (Axis Capital Holdings Limited) posts a D grade (48/100 RQD, P/E 7.3x, ROIC 5.6%, cap $7.52B). Among the 5-stock peer group, AXS leads on earnings multiple (7.3x) while KNSL leads on capital efficiency (13.8% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for KNSL?

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Per KNSL's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001669162), Kinsale Capital Group Inc. generated $1.87B in revenue (+18.0% YoY), $503.6M in net income, and $990.1M in free cash flow against $6.04B in total assets and $1.84B in total debt. Key quantitative strengths: Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $383.10 (+0.92%)🧬 Cannibal Buyback (-2.92% YoY Shares)⚙️ Cash Engine: 15/20 (B) • 52.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 78/100 (B+) historically ranked in the Top 10% of excess returns over the next 90 days (+7.9% avg 90D alpha vs SPY • 70.6% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • B+

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk B+

Each axis scored 0–20

12M PRICE TARGET CONE+9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for KNSL)Realized 20D OHLCV Swing Band: ±5.5%

Deterministic 5-Pillar Attribution (78/100 Composite)

🔍 WHY KNSL SCORES 78/100 (B+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+18/20 pts (23% of score)

SEC Form 4 / 13F Thermometer: 86% Net Buy • Cannibal Buyback (-2.92% YoY Shares)

▲ #2 Bullish Driver: Macro Regime Fit+16/20 pts (21% of score)

FRED Regime × Technicals: 69% of 52W Range • RSI-14 at 54.5 (NEUTRAL RANGE)

▼ #1 Drag / Risk Factor: Whale & Options Positioning14/20 pts (-6 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-6 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B$349.07+7.9% Next Q

Q2 (-2Q)

Grade B$376.70-4.9% Next Q

Q3 (-1Q)

Grade B+$358.42+5.9% Next Q

Current

Grade B+$379.61+7.9% Hist 90D α

Trajectory: B (70) → B+ (78)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the KNSL Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 78/100 (B+) score, KNSL faces multiple-compression risk if 16.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.92% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($357.04) or 200D SMA ($350.74) invalidates the momentum regime and cuts Target Base ($413.77) toward Bear Floor ($311.28).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $KNSL• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “KNSL Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 78%NO 22%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.5%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (KNSL)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for KNSL.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating KNSL & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on KNSL
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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KNSL // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +24.81%📐 HORIZONTAL RANGE

2026-11-03O $362.9H $379.6L $362.9C $379.6VOL 203.2K

RES: $391.6SUP: $318.9SMA50: $357.0SMA200: $350.7

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

KNSL Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 KNSL Butterfly Map → + Track KNSL →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

8.8%/yr Implied 5Y Growth

vs. +18.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on KNSL today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for KNSL. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for KNSL today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KNSL)

Financials Rank #15 of 1096 ⚔️ THG vs KNSL Full Matrix →

1. Head-to-Head Financials Peer Comparison (KNSL vs. THG, AXS, ORI, ESNT)

Industry: Property-Casualty Insurers (68 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Kinsale Capital Group Inc. (KNSL) ranks #15 by composite RQD confidence (78/100, grade B+) and #212 by equity capitalization ($8.23B). Within this direct 5-issuer industry benchmark cohort, AXS leads on earnings valuation at 7.3x trailing P/E, while KNSL leads on capital efficiency and profitability with 13.8% ROIC and — gross margin. KNSL currently leads its immediate peer cohort in composite quantitative strength at 78/100 (B+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
KNSL ACTIVE Kinsale Capital Group Inc.	B+	78/100	16.2x	—	13.8%	+3.80%	$8.23B	Benchmark Subject
THG Hanover Insurance Group Inc	B+	77/100	12.4x	—	9.1%	+2.61%	$8.32B	/thg-vs-knsl →
AXS Axis Capital Holdings Limited	D	48/100	7.3x	—	5.6%	+1.65%	$7.52B	/axs-vs-knsl →
ORI Old Republic International Corporation	C-	61/100	9.9x	—	7.3%	+1.06%	$9.30B	/ori-vs-knsl →
ESNT Essent Group Ltd.	B+	77/100	8.8x	—	11.9%	+1.82%	$6.02B	/esnt-vs-knsl →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001669162

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Kinsale Capital Group Inc. (KNSL) reported GAAP revenue of $1.87B (+18.0% vs. FY2024 revenue of $1.59B , and +53.0% cumulative change since FY2023) , GAAP net income of $503.6M, operating cash flow of $1.04B, and free cash flow of $990.1M (+4.0% YoY). On the balance sheet, KNSL closed FY2025 with $6.04B in total assets against $1.84B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 9/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$1.87B	$503.6M	$1.04B	$990.1M	$6.04B	$1.84B
FY2024 (FY)	2024-12-31	$1.59B	$414.8M	$976.3M	$952.4M	$4.89B	$1.53B
FY2023 (FY)	2023-12-31	$1.22B	$308.1M	$859.8M	$804.7M	$4.49B	$1.05B

3. KNSL Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is KNSL stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does KNSL compare to THG and AXS in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for KNSL?

Where is KNSL trading relative to its 50-day, 200-day, and 52-week technical levels?

KNSL last traded at $379.61 (+3.80% on volume of 218,176 shares), positioning the stock +6.32% above its 50-day simple moving average ($357.04) and +8.23% above its 200-day simple moving average ($350.74). Across its 52-week range of $287.20 to $421.90, KNSL sits at the 68.6% percentile with a 14-day RSI of 54.5 (NEUTRAL RANGE) and an implied next-earnings move of ±5.5% ($358.73 to $400.49).

Direct Sub-Reports: KNSL RQD Cockpit KNSL 12M Forecast KNSL Earnings & Move KNSL Dividends & DRIP KNSL Insiders & 13F KNSL Whale Options KNSL Profit Sankey KNSL News & Why

ROARABLE RATING BRIEF • RQD 78/100 (B+) ✓ SEC XBRL & RQD VERIFIED

KNSL — Kinsale Capital Group Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Kinsale Capital Group Inc. (KNSL) earns a live Roarable RQD composite score of 78/100, corresponding to a B+ letter grade (Roarable Buy) at a spot price of $379.61 (+3.80% 1D, market capitalization $8.23B).

Fundamental Cash Engine (15/20): Anchored by return on invested capital (ROIC) of 13.8%, gross margin of —, operating margin of 32.8%, and free cash flow yield of 12.12%.
Whale 13F & Options Flow (14/20) + Insider Conviction (15/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (16/20) + Forensic Balance Sheet (18/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 9/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Kinsale Capital Group Inc. (KNSL) is a NYSE-listed issuer in the Financials sector, Property-Casualty Insurers industry. The profile describes it as a company operating in this industry with a market capitalization of $8.2B. Revenue generation is reflected in the financials section, but the mechanics are not detailed in the source data.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Kinsale Capital Group Inc. (KNSL) reported $1.87B in annual revenue (up from $1.59B in FY2024, +18.0% YoY) and $503.6M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.22B revenue, $308.1M net income) through FY2025, KNSL scaled operating cash flow to $1.04B and free cash flow to $990.1M, backed by $6.04B in total assets against $1.84B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (B+ • RQD 78/100): Strong cash generator (steady margins)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 15/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $287.20 – $421.90 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 16.2x trailing P/E and 14.7x EV/EBITDA against 32.8% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Sector: Financials; industry: Property-Casualty Insurers. The source data therefore provides no upstream/downstream dependency mapping, sector correlation figures, or 2nd-order bottleneck identification. Investors should note that this absence is a gap in the data, not evidence of the absence of such linkages.

Key Question #1: Can KNSL sustain or expand its 32.8% operating margin and 13.8% ROIC against Property-Casualty Insurers peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $1.87B and free cash flow of $990.1M, how will capital allocation balance growth reinvestment against $1.84B in total debt?
Key Question #3: How sensitive is KNSL's 13.6x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

KNSL Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Kinsale Capital Group Inc. (KNSL) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to KNSL Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 21h ago

Kinsale Capital Group (KNSL) Stock Looks Undervalued On Excess Returns

Yahoo Finance report covering Kinsale Capital Group Inc. (KNSL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Barchart.com • 1d ago

Why Kinsale Capital Group (KNSL) stock is trading lower today

Barchart.com report covering Kinsale Capital Group Inc. (KNSL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance Australia • 1d ago

Kinsale Capital Group, Inc. (KNSL) stock price, news, quote and history

Yahoo Finance Australia report covering Kinsale Capital Group Inc. (KNSL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

Will Kinsale Capital Group (KNSL) Beat Estimates Again in Its Next Earnings Report?

Yahoo Finance report covering Kinsale Capital Group Inc. (KNSL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Kinsale Capital Group (KNSL) Could Be 38% Undervalued After Earnings And CFO News

Yahoo Finance report covering Kinsale Capital Group Inc. (KNSL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

Kinsale Capital Group, Inc. (KNSL) Outperforms Broader Market: What You Need to Know

Yahoo Finance report covering Kinsale Capital Group Inc. (KNSL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Yahoo Finance • 1d ago

Kinsale Capital Group Stock Misses On Revenue As Premium Growth Slows

Yahoo Finance report covering Kinsale Capital Group Inc. (KNSL) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 3d ago

Kinsale Capital Group, Inc. (KNSL) Recently Broke Out Above the 50-Day Moving Average

Is it a good or bad thing when a stock surpasses resistance at the 50-day simple moving average?

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

KNSL Bull vs. Bear Conversation Board — What's Your Call at $379.61?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON KNSL 🐻 33% BEARISH CONVICTION

DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH 🎯 Target: $446.17 (+22.0%)

📌 Pinned Debate

Strong cash engine with 12.12% FCF yield, 13.8% ROIC, and insider-side conviction scoring 18/20 on the RQD rubric.

Picked up a starter position in KNSL in my $100K Virtual Cash book at $365.71. Strong cash engine with 12.12% FCF yield, 13.8% ROIC, and insider-side conviction scoring 18/20 on the RQD rubric.. Trading inside a $287.20–$421.90 52-week range with 12.12% FCF yield gives solid downside support if Property-Casualty Insurers multiples expand this quarter.

ArenaChamp_24 🐂 BULL

@DeltaGamma_99 Agree on the RQD 78/100 quality, though with 1.0 beta I'm scaling in with half-size at $365.71 and keeping dry powder in case we test $340.11.

MU MultipleCompression RQD DEBATE OPENER • Valuation Discipline 🐻 BEARISH 🎯 Target: $303.54 (-17.0%)

Spot @ $365.71

Price is near the upper half of its 52-week range while institutional flow scores only 12/20 and the sector-linkage data is absent.

Fading this rally in KNSL at $365.71. Price is near the upper half of its 52-week range while institutional flow scores only 12/20 and the sector-linkage data is absent.. With a beta of 1.0 and the stock sitting at $365.71 (52-wk range $287.20–$421.90), the easy multiple expansion is already priced in.