COMP <GO>
SSB vs ALLY // EV/EBITDA & P/E VALUATION
SouthState Bank Corporation (NYSE) VS. Ally Financial Inc. (NYSE) • 15-METRIC TALLY: SSB 4
— ALLY 8
▲ EV/EBITDA & P/E VALUATION LEADER: ALLY
LAST: $107.01 (+1.75%) • MKT CAP: $10.20B
valuation
25.8x
LAST: $38.61 (+1.15%) • MKT CAP: $11.61B
valuation
15.1x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (SSB VS. ALLY)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | SSB | ALLY | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 3.00% | 4.10% | -1.10 | ALLY | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 25.8x | 15.1x | +10.70 | ALLY | /valuation <GO> |
| Free Cash Flow Yield | 2.24% | 22.00% | -19.76 | ALLY | /fcf-yield <GO> |
| Operating Margin | 33.80% | 75.00% | -41.20 | ALLY | /operating-margins <GO> |
| Net Profit Margin | 27.70% | 68.00% | -40.30 | ALLY | /net-margins <GO> |
| Revenue Growth (YoY) | 23.10% | 3.80% | +19.30 | SSB | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 2.25% | 3.14% | -0.89 | ALLY | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | ALLY | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 56.1 | 45.4 | +10.70 | SSB | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.04 | 0.88 | +0.16 | SSB | /macro-sensitivity <GO> |
| Forward P/E Multiple | 10.8x | 13.2x | -2.40 | SSB | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $10.20B | $11.61B | -$1.41B | ALLY | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | SSB REV | ALLY REV | SSB GROSS % | ALLY GROSS % | SSB FCF | ALLY FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $2.64B | $1.24B | — | — | $230.6M | $3.67B |
| FY 2024 | $1.77B | $1.20B | — | — | $476.2M | $4.47B |
| FY 2023 | $1.63B | $968.0M | — | — | $546.8M | $4.51B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
SSB // BETA 1.04
ALLY // BETA 0.88