COMP <GO>
PRI vs VOYA // EV/EBITDA & P/E VALUATION
Primerica Inc. (NYSE) VS. Voya Financial Inc. (NYSE) • 15-METRIC TALLY: PRI 3
— VOYA 9
▲ EV/EBITDA & P/E VALUATION LEADER: VOYA
LAST: $281.09 (-0.87%) • MKT CAP: $8.73B
valuation
22.7x
LAST: $98.05 (-0.35%) • MKT CAP: $8.91B
valuation
4.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (PRI VS. VOYA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | PRI | VOYA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 5.20% | 85.00% | -79.80 | VOYA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 22.7x | 4.0x | +18.70 | VOYA | /valuation <GO> |
| Free Cash Flow Yield | 8.63% | 13.31% | -4.68 | VOYA | /fcf-yield <GO> |
| Operating Margin | 13.90% | 46.00% | -32.10 | VOYA | /operating-margins <GO> |
| Net Profit Margin | 10.90% | 29.00% | -18.10 | VOYA | /net-margins <GO> |
| Revenue Growth (YoY) | 6.60% | 4.90% | +1.70 | PRI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 3.11% | 2.00% | +1.11 | PRI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 8/9 | -1.00 | VOYA | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.4 | 55.4 | -2.00 | VOYA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.97 | 0.91 | +0.06 | PRI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 22.7x | 12.6x | +10.10 | VOYA | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $8.73B | $8.91B | -$186.9M | VOYA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | PRI REV | VOYA REV | PRI GROSS % | VOYA GROSS % | PRI FCF | VOYA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $3.29B | $2.25B | — | — | $753.1M | $1.19B |
| FY 2024 | $3.09B | $2.15B | — | — | $723.1M | $1.25B |
| FY 2023 | $2.75B | $1.94B | — | — | $568.8M | $1.55B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
PRI // BETA 0.97
VOYA // BETA 0.91