COMP <GO>
HUM vs CI // EV/EBITDA & P/E VALUATION
Humana Inc. (NYSE) VS. The Cigna Group (NYSE) • 15-METRIC TALLY: HUM 3
— CI 10
▲ EV/EBITDA & P/E VALUATION LEADER: CI
LAST: $414.50 (-0.73%) • MKT CAP: $50.14B
valuation
18.4x
LAST: $298.23 (-0.06%) • MKT CAP: $78.85B
valuation
6.1x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HUM VS. CI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HUM | CI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | 21.80% | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 8.30% | 8.80% | -0.50 | CI | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 18.4x | 6.1x | +12.30 | CI | /valuation <GO> |
| Free Cash Flow Yield | 0.75% | -3.51% | +4.26 | HUM | /fcf-yield <GO> |
| Operating Margin | 2.10% | 3.30% | -1.20 | CI | /operating-margins <GO> |
| Net Profit Margin | 0.90% | 2.20% | -1.30 | CI | /net-margins <GO> |
| Revenue Growth (YoY) | 10.10% | 11.20% | -1.10 | CI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.86% | 2.04% | -1.18 | CI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | 5.03 | 2.70 | +2.33 | HUM | /balance-sheet <GO> |
| Piotroski F-Score Quality | 7/9 | 5/9 | +2.00 | HUM | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 53.9 | 55.8 | -1.90 | CI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.88 | 1.12 | -0.24 | CI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 39.2x | 12.3x | +26.90 | CI | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $50.14B | $78.85B | -$28.71B | CI | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HUM REV | CI REV | HUM GROSS % | CI GROSS % | HUM FCF | CI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $129.66B | $274.90B | — | 21.8% | $375.0M | -$2.77B |
| FY 2024 | $117.76B | $247.12B | — | 26.1% | $2.39B | -$757.4M |
| FY 2023 | $106.37B | $195.26B | — | — | -$805.8M | $3.03B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HUM // BETA 0.88
CI // BETA 1.12