COMP <GO>
HIG vs ACGL // EV/EBITDA & P/E VALUATION
The Hartford Insurance Group Inc. (NYSE) VS. Arch Capital Group Ltd. (NASDAQ) • 15-METRIC TALLY: HIG 6
— ACGL 6
▲ EV/EBITDA & P/E VALUATION LEADER: HIG
LAST: $132.59 (+0.40%) • MKT CAP: $35.31B
valuation
6.1x
LAST: $106.36 (+2.33%) • MKT CAP: $35.47B
valuation
9.4x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (HIG VS. ACGL)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | HIG | ACGL | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 28.40% | 9.20% | +19.20 | HIG | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 6.1x | 9.4x | -3.30 | HIG | /valuation <GO> |
| Free Cash Flow Yield | 16.29% | 14.87% | +1.42 | HIG | /fcf-yield <GO> |
| Operating Margin | 75.00% | 26.90% | +48.10 | HIG | /operating-margins <GO> |
| Net Profit Margin | 68.00% | 22.10% | +45.90 | HIG | /net-margins <GO> |
| Revenue Growth (YoY) | 3.30% | 14.30% | -11.00 | ACGL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 1.68% | 0.00% | +1.68 | HIG | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 9/9 | -1.00 | ACGL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 48.6 | 61.1 | -12.50 | ACGL | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.92 | 1.07 | -0.15 | ACGL | /macro-sensitivity <GO> |
| Forward P/E Multiple | 8.6x | 6.8x | +1.80 | ACGL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $35.31B | $35.47B | -$152.7M | ACGL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | HIG REV | ACGL REV | HIG GROSS % | ACGL GROSS % | HIG FCF | ACGL FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $1.51B | $19.93B | — | — | $5.75B | $5.28B |
| FY 2024 | $1.46B | $17.44B | — | — | $5.76B | $5.89B |
| FY 2023 | $1.38B | $13.63B | — | — | $4.16B | $5.14B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
HIG // BETA 0.92
ACGL // BETA 1.07