COMP <GO>
GL vs VOYA // EV/EBITDA & P/E VALUATION
Globe Life Inc. (NYSE) VS. Voya Financial Inc. (NYSE) • 15-METRIC TALLY: GL 2
— VOYA 8
▲ EV/EBITDA & P/E VALUATION LEADER: VOYA
LAST: $159.08 (-0.85%) • MKT CAP: $12.33B
valuation
7.1x
LAST: $98.05 (-0.35%) • MKT CAP: $8.91B
valuation
4.0x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GL VS. VOYA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GL | VOYA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.30% | 85.00% | -60.70 | VOYA | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 7.1x | 4.0x | +3.10 | VOYA | /valuation <GO> |
| Free Cash Flow Yield | 10.17% | 13.31% | -3.14 | VOYA | /fcf-yield <GO> |
| Operating Margin | 23.60% | 46.00% | -22.40 | VOYA | /operating-margins <GO> |
| Net Profit Margin | 19.40% | 29.00% | -9.60 | VOYA | /net-margins <GO> |
| Revenue Growth (YoY) | 3.70% | 4.90% | -1.20 | VOYA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.70% | 2.00% | -1.30 | VOYA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.6 | 55.4 | -13.80 | VOYA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 0.91 | 0.00 | TIE | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.9x | 12.6x | -2.70 | GL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.33B | $8.91B | $3.42B | GL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GL REV | VOYA REV | GL GROSS % | VOYA GROSS % | GL FCF | VOYA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $2.25B | — | — | $1.25B | $1.19B |
| FY 2024 | $5.78B | $2.15B | — | — | $1.33B | $1.25B |
| FY 2023 | $5.45B | $1.94B | — | — | $1.24B | $1.55B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GL // BETA 0.91
VOYA // BETA 0.91