COMP <GO>
GL vs RGA // EV/EBITDA & P/E VALUATION
Globe Life Inc. (NYSE) VS. Reinsurance Group of America Incorporated (NYSE) • 15-METRIC TALLY: GL 5
— RGA 6
▲ EV/EBITDA & P/E VALUATION LEADER: GL
LAST: $159.08 (-0.85%) • MKT CAP: $12.33B
valuation
7.1x
LAST: $264.73 (+0.49%) • MKT CAP: $17.20B
valuation
31.1x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GL VS. RGA)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GL | RGA | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.30% | 1.60% | +22.70 | GL | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 7.1x | 31.1x | -24.00 | GL | /valuation <GO> |
| Free Cash Flow Yield | 10.17% | 17.58% | -7.41 | RGA | /fcf-yield <GO> |
| Operating Margin | 23.60% | 6.10% | +17.50 | GL | /operating-margins <GO> |
| Net Profit Margin | 19.40% | 5.00% | +14.40 | GL | /net-margins <GO> |
| Revenue Growth (YoY) | 3.70% | 7.20% | -3.50 | RGA | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.70% | 1.40% | -0.70 | RGA | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 8/9 | 0.00 | TIE | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.6 | 56.5 | -14.90 | RGA | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 1.16 | -0.25 | RGA | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.9x | 13.6x | -3.70 | GL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.33B | $17.20B | -$4.87B | RGA | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GL REV | RGA REV | GL GROSS % | RGA GROSS % | GL FCF | RGA FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $23.70B | — | — | $1.25B | $3.02B |
| FY 2024 | $5.78B | $22.11B | — | — | $1.33B | $8.38B |
| FY 2023 | $5.45B | $18.57B | — | — | $1.24B | $3.21B |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GL // BETA 0.91
RGA // BETA 1.16