COMP <GO>
GL vs PRI // EV/EBITDA & P/E VALUATION
Globe Life Inc. (NYSE) VS. Primerica Inc. (NYSE) • 15-METRIC TALLY: GL 8
— PRI 4
▲ EV/EBITDA & P/E VALUATION LEADER: GL
LAST: $159.08 (-0.85%) • MKT CAP: $12.33B
valuation
7.1x
LAST: $281.09 (-0.87%) • MKT CAP: $8.73B
valuation
22.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (GL VS. PRI)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | GL | PRI | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | 24.30% | 5.20% | +19.10 | GL | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | 7.1x | 22.7x | -15.60 | GL | /valuation <GO> |
| Free Cash Flow Yield | 10.17% | 8.63% | +1.54 | GL | /fcf-yield <GO> |
| Operating Margin | 23.60% | 13.90% | +9.70 | GL | /operating-margins <GO> |
| Net Profit Margin | 19.40% | 10.90% | +8.50 | GL | /net-margins <GO> |
| Revenue Growth (YoY) | 3.70% | 6.60% | -2.90 | PRI | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.70% | 3.11% | -2.41 | PRI | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 8/9 | 7/9 | +1.00 | GL | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 41.6 | 53.4 | -11.80 | PRI | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 0.91 | 0.97 | -0.06 | PRI | /macro-sensitivity <GO> |
| Forward P/E Multiple | 9.9x | 22.7x | -12.80 | GL | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $12.33B | $8.73B | $3.60B | GL | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | GL REV | PRI REV | GL GROSS % | PRI GROSS % | GL FCF | PRI FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $5.99B | $3.29B | — | — | $1.25B | $753.1M |
| FY 2024 | $5.78B | $3.09B | — | — | $1.33B | $723.1M |
| FY 2023 | $5.45B | $2.75B | — | — | $1.24B | $568.8M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
GL // BETA 0.91
PRI // BETA 0.97