COMP <GO>
CRCL vs EFX // EV/EBITDA & P/E VALUATION
Circle Internet Group Inc. (NYSE) VS. Equifax Inc. (NYSE) • 15-METRIC TALLY: CRCL 1
— EFX 10
■ METRIC PARITY
LAST: $72.54 (-9.31%) • MKT CAP: $20.31B
valuation
—
LAST: $184.60 (+2.90%) • MKT CAP: $20.99B
valuation
18.7x
15-METRIC INSTITUTIONAL SIDE-BY-SIDE SCORECARD (CRCL VS. EFX)
EMERALD CELL = QUANTITATIVE EDGE
| INSTITUTIONAL METRIC | CRCL | EFX | SPREAD (A - B) | ADVANTAGE | DEDICATED URL |
|---|---|---|---|---|---|
| Gross Profit Margin | — | — | — | TIE | /gross-margins <GO> |
| Return on Invested Capital (ROIC) | -0.20% | 10.20% | -10.40 | EFX | /roic <GO> |
| EV/EBITDA & P/E Valuation ACTIVE | — | 18.7x | — | TIE | /valuation <GO> |
| Free Cash Flow Yield | 2.61% | 6.39% | -3.78 | EFX | /fcf-yield <GO> |
| Operating Margin | -60.00% | 18.00% | -78.00 | EFX | /operating-margins <GO> |
| Net Profit Margin | -60.00% | 10.90% | -70.90 | EFX | /net-margins <GO> |
| Revenue Growth (YoY) | 180.00% | 6.90% | +173.10 | CRCL | /revenue-growth <GO> |
| Dividend Yield & FCF Payout Safety | 0.00% | 1.11% | -1.11 | EFX | /dividend-safety <GO> |
| Altman Z-Score & Debt/Equity | — | — | — | TIE | /balance-sheet <GO> |
| Piotroski F-Score Quality | 6/9 | 8/9 | -2.00 | EFX | /piotroski-score <GO> |
| Options Implied Move & Put/Call Skew | — | — | — | TIE | /options-implied-move <GO> |
| RSI-14 & 200D SMA Momentum | 46.7 | 61.1 | -14.40 | EFX | /rsi-technicals <GO> |
| 10Y Yield & FRED Macro Beta | 1.10 | 1.11 | -0.01 | EFX | /macro-sensitivity <GO> |
| Forward P/E Multiple | 34.0x | 29.6x | +4.40 | EFX | /forward-pe <GO> |
| Enterprise Scale & Market Cap | $20.31B | $20.99B | -$684.2M | EFX | /market-cap <GO> |
5-YEAR HISTORICAL XBRL REVENUE & MARGIN TRAJECTORY SEC FORM 10-K FY
| FISCAL YEAR | CRCL REV | EFX REV | CRCL GROSS % | EFX GROSS % | CRCL FCF | EFX FCF |
|---|---|---|---|---|---|---|
| FY 2025 | $109.8M | $6.07B | — | — | $529.7M | $1.34B |
| FY 2024 | $15.2M | $5.68B | — | — | $326.4M | $1.07B |
| FY 2023 | $19.9M | $5.27B | — | — | $138.7M | $879.9M |
FRED MACRO REGIME CORRELATION COMPARISON PEARSON r
CRCL // BETA 1.10
EFX // BETA 1.11