Stock Ratings / Technology / JKHY / options

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Jack Henry & Associates Inc. (JKHY) Options Positioning, Max Pain & Unusual Sweeps

$161.34 +1.08% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $162.04

Jack Henry & Associates Inc. (JKHY) earns a Roarable Rating of A- (Buy) with 82/100 RQD Confidence. High-quality cash engine (43% profit margin, 21% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 82/100 (A-) historically ranked in the Top 7% of excess returns over the next 90 days (+8.6% avg 90D alpha vs SPY • 71.9% hit rate) →

ROARABLE A- • BUY Cap $11.19B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on JKHY Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is JKHY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-02, Jack Henry & Associates Inc. (NASDAQ: JKHY) is rated A- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 82/100 at a spot price of $161.34 (+1.08% 1D, market cap $11.19B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 17/20, and SEC Balance-Sheet Forensics 16/20. Across 714 tracked Technology issuers, JKHY ranks #6 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does JKHY compare to QNT and IONQ in the Technology sector?

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Within the Technology sector (EDP Services), JKHY carries a Roarable A- (82/100 RQD), trailing P/E of 24.6x, gross margin of 42.7%, and ROIC of 20.5%. By comparison, QNT (Quantinuum Inc.) holds a D+ grade (52/100 RQD, P/E 21.7x, ROIC 58.3%, cap $9.96B) and IONQ (IonQ Inc.) posts a E grade (28/100 RQD, P/E N/A, ROIC -12.8%, cap $12.97B). Among the 5-stock peer group, GDDY leads on earnings multiple (15.3x) while QNT leads on capital efficiency (58.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for JKHY?

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Per JKHY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0000779152), Jack Henry & Associates Inc. generated $2.38B in revenue (+7.2% YoY), $455.7M in net income, and $588.1M in free cash flow against $3.06B in total assets and $20.0M in total debt. Key quantitative strengths: Strong cash generator (43% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $162.03 (+0.43%)🧬 Cannibal Buyback (-2.36% YoY Shares)⚙️ Cash Engine: 17/20 (A-) • 24.8% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 82/100 (A-) historically ranked in the Top 7% of excess returns over the next 90 days (+8.6% avg 90D alpha vs SPY • 71.9% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERBUY • A-

3-of-3 JEV AI Jury Bullish

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B+ · Rk A

Each axis scored 0–20

12M PRICE TARGET CONE+10.8% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for JKHY)Realized 20D OHLCV Swing Band: ±5.5%

Deterministic 5-Pillar Attribution (82/100 Composite)

🔍 WHY JKHY SCORES 82/100 (A-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (22% of score)

Altman Z-Score 10.94 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 9/9

▲ #2 Bullish Driver: Cash Engine Quality+17/20 pts (21% of score)

SEC XBRL FY 2025 (10-K): 24.8% FCF Margin ($588.1M FCF) & 42.7% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning14/20 pts (-6 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-6 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade B+$153.08+1.1% Next Q

Q2 (-2Q)

Grade B+$154.71+2.3% Next Q

Q3 (-1Q)

Grade A-$158.25+2% Next Q

Current

Grade A-$161.34+8.6% Hist 90D α

Trajectory: B+ (74) → A- (82)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the JKHY Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 82/100 (A-) score, JKHY faces multiple-compression risk if 24.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 40.2% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($156.51) or 200D SMA ($154.18) invalidates the momentum regime and cuts Target Base ($178.76) toward Bear Floor ($132.30).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $JKHY• $4.8M Crowd Pool • Kalshi / Polymarket Composite

Contract: “JKHY Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”

YES 82%NO 18%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±5.5%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (JKHY)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for JKHY.

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ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating JKHY & AI Leaders Without Chasing Tops

✓Institutional whale strikes & implied earnings move audit on JKHY
✓How disciplined traders manage risk using pre-published trigger & invalidation levels
✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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JKHY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +5.78%⚡ TESTING RESISTANCE

2026-11-02O $158.1H $161.3L $158.1C $161.3VOL 850.3K

RES: $164.5SUP: $140.6SMA50: $156.5SMA200: $154.2

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

JKHY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 JKHY Butterfly Map → + Track JKHY →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

18.3%/yr Implied 5Y Growth

vs. +7.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on JKHY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for JKHY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for JKHY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JKHY)

Technology Rank #6 of 714 ⚔️ QNT vs JKHY Full Matrix →

1. Head-to-Head Technology Peer Comparison (JKHY vs. QNT, IONQ, HNGE, GDDY)

Industry: EDP Services (163 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, Jack Henry & Associates Inc. (JKHY) ranks #6 by composite RQD confidence (82/100, grade A-) and #145 by equity capitalization ($11.19B). Within this direct 5-issuer industry benchmark cohort, GDDY leads on earnings valuation at 15.3x trailing P/E, while QNT leads on capital efficiency and profitability with 58.3% ROIC and — gross margin. JKHY currently leads its immediate peer cohort in composite quantitative strength at 82/100 (A-).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
JKHY ACTIVE Jack Henry & Associates Inc.	A-	82/100	24.6x	42.7%	20.5%	+1.08%	$11.19B	Benchmark Subject
QNT Quantinuum Inc.	D+	52/100	21.7x	—	58.3%	-10.39%	$9.96B	/qnt-vs-jkhy →
IONQ IonQ Inc.	E	28/100	—	—	-12.8%	-5.30%	$12.97B	/ionq-vs-jkhy →
HNGE Hinge Health Inc.	C+	68/100	—	79.6%	-35.0%	-2.21%	$9.43B	/hnge-vs-jkhy →
GDDY GoDaddy Inc.	B-	71/100	15.3x	—	29.5%	+10.72%	$13.41B	/gddy-vs-jkhy →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0000779152

In its most recent audited fiscal period (FY2025, filed 2025-06-30), Jack Henry & Associates Inc. (JKHY) reported GAAP revenue of $2.38B (+7.2% vs. FY2024 revenue of $2.22B , and +14.3% cumulative change since FY2023) , GAAP net income of $455.7M, operating cash flow of $641.5M, and free cash flow of $588.1M (+15.3% YoY). On the balance sheet, JKHY closed FY2025 with $3.06B in total assets against $20.0M in total debt (Altman Z-Score: 10.94, Piotroski F-Score: 9/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-06-30	$2.38B	$455.7M	$641.5M	$588.1M	$3.06B	$20.0M
FY2024 (FY)	2024-06-30	$2.22B	$381.8M	$568.0M	$509.9M	$2.91B	$60.0M
FY2023 (FY)	2023-06-30	$2.08B	$366.6M	$381.6M	$288.1M	$6.16B	$1.44B

3. JKHY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is JKHY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does JKHY compare to QNT and IONQ in the Technology sector?

What are the biggest fundamental strengths and SEC risk factors for JKHY?

Where is JKHY trading relative to its 50-day, 200-day, and 52-week technical levels?

JKHY last traded at $161.34 (+1.08% on volume of 889,321 shares), positioning the stock +3.09% above its 50-day simple moving average ($156.51) and +4.64% above its 200-day simple moving average ($154.18). Across its 52-week range of $121.04 to $193.39, JKHY sits at the 55.7% percentile with a 14-day RSI of 57.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.5% ($152.47 to $170.21).

JKHY Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

What is JKHY's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for JKHY.

Direct Sub-Reports: JKHY RQD Cockpit JKHY 12M Forecast JKHY Earnings & Move JKHY Dividends & DRIP JKHY Insiders & 13F JKHY Whale Options JKHY Profit Sankey JKHY News & Why

ROARABLE RATING BRIEF • RQD 82/100 (A-) ✓ STAGE-C NUMBER FIREWALL VERIFIED

JKHY — Jack Henry & Associates Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:16:01Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, JKHY scores 82 and receives a letter grade of A-, with the verdict label "Roarable Buy — Superior Risk/Reward." The five pillars are: Fundamental Cash Engine 17/20 (ROIC 20.5%; FCF yield 5.26%), Whale 13F Flow 14/20 (institutional accumulation and options positioning), Insider Conviction 16/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit 17/20 (Beta 1.32; sector sensitivity), and Forensic Balance Sheet 18/20 (Altman Z 10.94; Piotroski F 9/9; Debt/Equity 0.01). Taken together, the highest-weighted strengths sit in balance sheet quality and cash generation, while the lowest pillar, institutional flow, is the most modest contributor. For a prospective investor, the rating points to a business with strong return-on-capital and low leverage, but the valuation tradeoff is visible in the market data: P/E (TTM) of 24.6 and EV/EBITDA of 18.2 indicate the stock is not cheap on trailing earnings, so upside depends on sustaining cash generation. The 1.32 beta implies above-market sensitivity to broad moves. This is an analytical framing of the source data, not personalized advice.

Snapshot

Price	Market Cap	P/E (TTM)	Forward P/E	EV/EBITDA	EPS (TTM)	Dividend Yield	Beta	52-Wk Range	ROIC %
$159.62	$11.19B	24.6	22.9	18.2	6.5	1.47%	1.32	$121.04 - $193.39	20.5%

Business

Per the profile, Jack Henry & Associates Inc. (JKHY) is a NASDAQ-listed issuer in the Technology sector, EDP Services industry. Not available in source data for product detail, customer segments, or revenue model beyond reported financial totals. The SEC financials show revenue of $2375.3M for FY 2025, indicating a scaled operating business.

Financial Trend

Period	Revenue	Operating Income	Net Income	EPS	FCF	Cash	Debt
FY 2025	$2375.3M	$568.7M	$455.7M	N/A	$588.1M	$28.2M	$20.0M
FY 2024	$2215.5M	$489.4M	$381.8M	N/A	$509.9M	$25.7M	$60.0M
FY 2023	$2077.7M	$480.7M	$366.6M	N/A	$288.1M	N/A	$1440.3M

Per the SEC financials, revenue, operating income, net income, and free cash flow each rose across the three reported periods, and debt declined from $1440.3M (FY 2023) to $20.0M (FY 2025). Per the market data, gross margin is 42.7%, operating margin 23.9%, net margin 19.2%, and ROIC 20.5%. Per the Roarable RQD rating, the Altman Z-Score is 10.94 and the Piotroski F-Score is 9/9, with Debt/Equity at 0.01, indicating a very conservative balance sheet posture.

Recent Catalysts & News Wire Analysis

Payment unit carve-out (MARKET WIRE, yellow): A headline indicates the stock could trade at a discount on a payment unit carve-out.
Stocktwits profile (MARKET WIRE, yellow): Generic coverage of market action and positioning; no specific catalyst detail in source.
Price target cut (RISK WATCH, red): A headline reports a 12-month price target cut to $186.68, implying 20% upside.
Outperformance (CATALYST, green): A MarketWatch headline reports the stock outperformed competitors on a strong trading day.
Insider selling (MARKET WIRE, yellow): A headline reports insiders sold US$3.5m in stock, alluding to potential weakness.
Earnings call webcast (MARKET WIRE, yellow): Announcement of a webcast for the First Quarter Fiscal 2027 earnings call.

Per the Butterfly Supply-Chain Graph, no supply-chain links or proprietary signals are mapped (supply_chain: NONE).

Open Questions

What is the scope and timing of the payment unit carve-out referenced in the news wire, and how would it affect reported segments?
What drove the FY 2025 EPS figure to be reported as N/A, and what is the per-share earnings trend across periods?
What is the size and nature of the insider sales (US$3.5m) and whether they were discretionary or scheduled?
What is the cash balance for FY 2023, which is not reported in the source data?
What specific catalysts and guidance are expected from the First Quarter Fiscal 2027 earnings call?

JKHY Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Jack Henry & Associates Inc. (JKHY) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to JKHY Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 6h ago

Jack Henry (JKHY) Stock Could Trade At A Discount On Payment Unit Carve Out

Yahoo Finance report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Stocktwits • 9h ago

JKHY: Jack Henry & Associates, Inc. Latest Stock Price, Analysis, News and Trading Ideas

Stocktwits report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔴 RISK WATCH TradingView • 12h ago

Jack Henry & Associates, Inc. Stock 12‑Month Price Target Cut to $186.68, Implies 20% Upside

TradingView report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST MarketWatch • 15h ago

Jack Henry & Associates Inc. stock outperforms competitors on strong trading day

MarketWatch report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE 富途牛牛 • 18h ago

Insiders At Jack Henry & Associates Sold US$3.5m In Stock, Alluding To Potential Weakness

富途牛牛 report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 21h ago

Jack Henry & Associates to Provide Webcast of First Quarter Fiscal 2027 Earnings Call

Yahoo Finance report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE www.marketscreener.com • 1d ago

Jack Henry & Associates : Why Community Banks Need to Go on Offense Over the Next Decade

www.marketscreener.com report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE MarketBeat • 1d ago

Bank of America Begins Coverage on Jack Henry & Associates (NASDAQ:JKHY)

MarketBeat report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

JKHY Bull vs. Bear Conversation Board — What's Your Call at $161.34?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON JKHY 🐻 33% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐂 BULLISH 🎯 Target: $188.35 (+18.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is JKHY (A- • RQD 82/100) a Buy at $159.62?

Welcome to the JKHY (Jack Henry & Associates Inc.) Roar Pit. Current RQD Composite is 82/100 (Roarable Buy — Superior Risk/Reward) in EDP Services. Bulls point to capital efficiency (20.5% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RE RedlineAuditor Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $129.29 (-19.0%)

Spot @ $159.62

Pump the brakes on JKHY — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on JKHY, but look at what you are paying: 24.6x trailing P/E with 42.7% gross margins. Unless Jack Henry & Associates Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

AL AlphaFlow_Cap Verified K Arena Trader 🐂 BULLISH 🎯 Target: $202.72 (+27.0%)

Spot @ $159.62

JKHY cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on JKHY, the market is fixating on short-term headline noise in EDP Services and ignoring the balance sheet and cash flow trajectory. At $159.62 (52-wk range $121.04 - $193.39), any beat on forward guidance forces shorts and underweight funds to chase.