Yahoo Finance report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
Why JKHY Stock advanced +1.08% Today — RQD Quant Desk Flash
Jack Henry & Associates Inc. (JKHY) earns a Roarable Rating of A- (Buy) with 82/100 RQD Confidence. High-quality cash engine (43% profit margin, 21% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is JKHY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Jack Henry & Associates Inc. (NASDAQ: JKHY) is rated A- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 82/100 at a spot price of $161.34 (+1.08% 1D, market cap $11.19B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 17/20, and SEC Balance-Sheet Forensics 16/20. Across 714 tracked Technology issuers, JKHY ranks #6 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does JKHY compare to QNT and IONQ in the Technology sector?
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Within the Technology sector (EDP Services), JKHY carries a Roarable A- (82/100 RQD), trailing P/E of 24.6x, gross margin of 42.7%, and ROIC of 20.5%. By comparison, QNT (Quantinuum Inc.) holds a D+ grade (52/100 RQD, P/E 21.7x, ROIC 58.3%, cap $9.96B) and IONQ (IonQ Inc.) posts a E grade (28/100 RQD, P/E N/A, ROIC -12.8%, cap $12.97B). Among the 5-stock peer group, GDDY leads on earnings multiple (15.3x) while QNT leads on capital efficiency (58.3% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for JKHY?
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Per JKHY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0000779152), Jack Henry & Associates Inc. generated $2.38B in revenue (+7.2% YoY), $455.7M in net income, and $588.1M in free cash flow against $3.06B in total assets and $20.0M in total debt. Key quantitative strengths: Strong cash generator (43% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 10.94 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 9/9
SEC XBRL FY 2025 (10-K): 24.8% FCF Margin ($588.1M FCF) & 42.7% Gross Margin
Put hedging (50% put share) caps near-term gamma upside (-6 pts vs max)
⚔️ Adversarial Opposing Case: Why the JKHY Bull Thesis Could Fail
Even with a 82/100 (A-) score, JKHY faces multiple-compression risk if 24.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
Broader market pullbacks can still drag down strong stocks in the short run.
Dilution & Margin Drag: Cannibal Buyback (-2.36% YoY Shares) — any gross margin slip below 40.2% triggers an automatic RQD downgrade.
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($156.51) or 200D SMA ($154.18) invalidates the momentum regime and cuts Target Base ($178.76) toward Bear Floor ($132.30).
Why JKHY Stock advanced +1.08% Today — RQD Quant Desk Flash
Jack Henry & Associates Inc. (JKHY) advanced +1.08% to $161.34, trading at 56% of its 52-week range ($121.04 – $193.39). High-quality cash engine (43% profit margin, 21% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 56% of its 52-week range ($121.04 – $193.39) with RSI-14 at 57.3 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±5.5% around $161.34 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable A- (Buy) backed by 42.7% gross margin and $588.1M annual free cash flow.
Stocktwits report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
MarketWatch report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
富途牛牛 report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
Fiduciary Management Inc. (FMI), an independent money management firm, released its second-quarter 2026 investor letter. The letter can be downloaded here. The letter argues that markets posted modest Q3 gains, but risin
Jack Henry® (Nasdaq: JKHY) announced today that JHA Treasury Management™ has been added to the Independent Community Bankers of America® (ICBA) Preferred Service Provider (PSP) program.
Scheduled RQD Strong Buys & Whale Accumulation Briefing (JKHY Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
JKHY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +7.2% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on JKHY today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for JKHY. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (JKHY)
1. Head-to-Head Technology Peer Comparison (JKHY vs. QNT, IONQ, HNGE, GDDY)
Industry: EDP Services (163 Tracked Issuers)Across 714 tracked Technology securities in the Roarable RQD universe, Jack Henry & Associates Inc. (JKHY) ranks #6 by composite RQD confidence (82/100, grade A-) and #145 by equity capitalization ($11.19B). Within this direct 5-issuer industry benchmark cohort, GDDY leads on earnings valuation at 15.3x trailing P/E, while QNT leads on capital efficiency and profitability with 58.3% ROIC and — gross margin. JKHY currently leads its immediate peer cohort in composite quantitative strength at 82/100 (A-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| JKHY
ACTIVE
Jack Henry & Associates Inc. | A- | 82/100 | 24.6x | 42.7% | 20.5% | +1.08% | $11.19B | Benchmark Subject |
| QNT Quantinuum Inc. | D+ | 52/100 | 21.7x | — | 58.3% | -10.39% | $9.96B | /qnt-vs-jkhy → |
| IONQ IonQ Inc. | E | 28/100 | — | — | -12.8% | -5.30% | $12.97B | /ionq-vs-jkhy → |
| HNGE Hinge Health Inc. | C+ | 68/100 | — | 79.6% | -35.0% | -2.21% | $9.43B | /hnge-vs-jkhy → |
| GDDY GoDaddy Inc. | B- | 71/100 | 15.3x | — | 29.5% | +10.72% | $13.41B | /gddy-vs-jkhy → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-06-30 • CIK 0000779152In its most recent audited fiscal period (FY2025, filed 2025-06-30), Jack Henry & Associates Inc. (JKHY) reported GAAP revenue of $2.38B (+7.2% vs. FY2024 revenue of $2.22B , and +14.3% cumulative change since FY2023) , GAAP net income of $455.7M, operating cash flow of $641.5M, and free cash flow of $588.1M (+15.3% YoY). On the balance sheet, JKHY closed FY2025 with $3.06B in total assets against $20.0M in total debt (Altman Z-Score: 10.94, Piotroski F-Score: 9/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-06-30 | $2.38B | $455.7M | $641.5M | $588.1M | $3.06B | $20.0M |
| FY2024 (FY) | 2024-06-30 | $2.22B | $381.8M | $568.0M | $509.9M | $2.91B | $60.0M |
| FY2023 (FY) | 2023-06-30 | $2.08B | $366.6M | $381.6M | $288.1M | $6.16B | $1.44B |
3. JKHY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs JKHY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Jack Henry & Associates Inc. (NASDAQ: JKHY) is rated A- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 82/100 at a spot price of $161.34 (+1.08% 1D, market cap $11.19B). Pillar breakdown: Fundamental Cash Engine 17/20, Institutional 13F & Options Flow 14/20, Executive Insider Alignment 18/20, FRED Macro Regime Fit 17/20, and SEC Balance-Sheet Forensics 16/20. Across 714 tracked Technology issuers, JKHY ranks #6 in composite RQD confidence.
How does JKHY compare to QNT and IONQ in the Technology sector?
Within the Technology sector (EDP Services), JKHY carries a Roarable A- (82/100 RQD), trailing P/E of 24.6x, gross margin of 42.7%, and ROIC of 20.5%. By comparison, QNT (Quantinuum Inc.) holds a D+ grade (52/100 RQD, P/E 21.7x, ROIC 58.3%, cap $9.96B) and IONQ (IonQ Inc.) posts a E grade (28/100 RQD, P/E N/A, ROIC -12.8%, cap $12.97B). Among the 5-stock peer group, GDDY leads on earnings multiple (15.3x) while QNT leads on capital efficiency (58.3% ROIC).
What are the biggest fundamental strengths and SEC risk factors for JKHY?
Per JKHY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-06-30, CIK 0000779152), Jack Henry & Associates Inc. generated $2.38B in revenue (+7.2% YoY), $455.7M in net income, and $588.1M in free cash flow against $3.06B in total assets and $20.0M in total debt. Key quantitative strengths: Strong cash generator (43% profit margin)—profits are backed by real money, not accounting tricks.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is JKHY trading relative to its 50-day, 200-day, and 52-week technical levels?
JKHY last traded at $161.34 (+1.08% on volume of 889,321 shares), positioning the stock +3.09% above its 50-day simple moving average ($156.51) and +4.64% above its 200-day simple moving average ($154.18). Across its 52-week range of $121.04 to $193.39, JKHY sits at the 55.7% percentile with a 14-day RSI of 57.3 (BULLISH MOMENTUM) and an implied next-earnings move of ±5.5% ($152.47 to $170.21).
JKHY Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is JKHY stock moving today?
Why JKHY Stock advanced +1.08% Today — RQD Quant Desk Flash. High-quality cash engine (43% profit margin, 21% return on capital) with steady institutional support.
JKHY — Jack Henry & Associates Inc.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, JKHY scores 82 and receives a letter grade of A-, with the verdict label "Roarable Buy — Superior Risk/Reward." The five pillars are: Fundamental Cash Engine 17/20 (ROIC 20.5%; FCF yield 5.26%), Whale 13F Flow 14/20 (institutional accumulation and options positioning), Insider Conviction 16/20 (SEC Form 4 and Congressional PTR cluster flow), Macro Regime Fit 17/20 (Beta 1.32; sector sensitivity), and Forensic Balance Sheet 18/20 (Altman Z 10.94; Piotroski F 9/9; Debt/Equity 0.01). Taken together, the highest-weighted strengths sit in balance sheet quality and cash generation, while the lowest pillar, institutional flow, is the most modest contributor. For a prospective investor, the rating points to a business with strong return-on-capital and low leverage, but the valuation tradeoff is visible in the market data: P/E (TTM) of 24.6 and EV/EBITDA of 18.2 indicate the stock is not cheap on trailing earnings, so upside depends on sustaining cash generation. The 1.32 beta implies above-market sensitivity to broad moves. This is an analytical framing of the source data, not personalized advice.
Snapshot
Business
Per the profile, Jack Henry & Associates Inc. (JKHY) is a NASDAQ-listed issuer in the Technology sector, EDP Services industry. Not available in source data for product detail, customer segments, or revenue model beyond reported financial totals. The SEC financials show revenue of $2375.3M for FY 2025, indicating a scaled operating business.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $2375.3M | $568.7M | $455.7M | N/A | $588.1M | $28.2M | $20.0M |
| FY 2024 | $2215.5M | $489.4M | $381.8M | N/A | $509.9M | $25.7M | $60.0M |
| FY 2023 | $2077.7M | $480.7M | $366.6M | N/A | $288.1M | N/A | $1440.3M |
Per the SEC financials, revenue, operating income, net income, and free cash flow each rose across the three reported periods, and debt declined from $1440.3M (FY 2023) to $20.0M (FY 2025). Per the market data, gross margin is 42.7%, operating margin 23.9%, net margin 19.2%, and ROIC 20.5%. Per the Roarable RQD rating, the Altman Z-Score is 10.94 and the Piotroski F-Score is 9/9, with Debt/Equity at 0.01, indicating a very conservative balance sheet posture.
Recent Catalysts & News Wire Analysis
- Payment unit carve-out (MARKET WIRE, yellow): A headline indicates the stock could trade at a discount on a payment unit carve-out.
- Stocktwits profile (MARKET WIRE, yellow): Generic coverage of market action and positioning; no specific catalyst detail in source.
- Price target cut (RISK WATCH, red): A headline reports a 12-month price target cut to $186.68, implying 20% upside.
- Outperformance (CATALYST, green): A MarketWatch headline reports the stock outperformed competitors on a strong trading day.
- Insider selling (MARKET WIRE, yellow): A headline reports insiders sold US$3.5m in stock, alluding to potential weakness.
- Earnings call webcast (MARKET WIRE, yellow): Announcement of a webcast for the First Quarter Fiscal 2027 earnings call.
Per the Butterfly Supply-Chain Graph, no supply-chain links or proprietary signals are mapped (supply_chain: NONE).
Open Questions
- What is the scope and timing of the payment unit carve-out referenced in the news wire, and how would it affect reported segments?
- What drove the FY 2025 EPS figure to be reported as N/A, and what is the per-share earnings trend across periods?
- What is the size and nature of the insider sales (US$3.5m) and whether they were discretionary or scheduled?
- What is the cash balance for FY 2023, which is not reported in the source data?
- What specific catalysts and guidance are expected from the First Quarter Fiscal 2027 earnings call?
JKHY Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Jack Henry & Associates Inc. (JKHY) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
Stocktwits report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
TradingView report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
MarketWatch report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
富途牛牛 report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
www.marketscreener.com report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Jack Henry & Associates Inc. (JKHY) market action, institutional positioning, and fundamental catalysts.
JKHY Bull vs. Bear Conversation Board — What's Your Call at $161.34?
🔥 Official Bull vs. Bear Debate: Is JKHY (A- • RQD 82/100) a Buy at $159.62?
Welcome to the JKHY (Jack Henry & Associates Inc.) Roar Pit. Current RQD Composite is 82/100 (Roarable Buy — Superior Risk/Reward) in EDP Services. Bulls point to capital efficiency (20.5% ROIC), while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on JKHY — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on JKHY, but look at what you are paying: 24.6x trailing P/E with 42.7% gross margins. Unless Jack Henry & Associates Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
JKHY cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on JKHY, the market is fixating on short-term headline noise in EDP Services and ignoring the balance sheet and cash flow trajectory. At $159.62 (52-wk range $121.04 - $193.39), any beat on forward guidance forces shorts and underweight funds to chase.