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Inter & Co. Inc. (Class A) (INTR) 12-Month Stock Forecast & Price Target Cone

$4.03 +0.50% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $4.03

Inter & Co. Inc. (Class A) (INTR) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $1.77B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is INTR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, Inter & Co. Inc. (Class A) (NASDAQ: INTR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $4.03 (+0.50% 1D, market cap $1.77B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 9/20. Across 1096 tracked Financials issuers, INTR ranks #777 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does INTR compare to BLX and ESQ in the Financials sector?
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Within the Financials sector (Commercial Banks), INTR carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, BLX (Bladex Inc. Class E) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $1.84B) and ESQ (Esquire Financial Holdings Inc.) posts a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $1.51B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for INTR?
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For Inter & Co. Inc. (Class A) (INTR), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #777 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $4.03 (-0.10%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 1.2% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERSELL / AVOID • D
025507510045
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+
Cash (11)Whales (4)SEC (13)Macro (8)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE-6% Base Target
$11 Bull$4 Base$3 Bear
📬 FREE INTR RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for INTR)Realized 20D OHLCV Swing Band: ±11.8%
Deterministic 5-Pillar Attribution (45/100 Composite)
🔍 WHY INTR SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (24% of score)

SEC XBRL Trailing 12 Months: 1.2% FCF Margin ($49.6M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
53
Grade C-$7.45-2.6% Next Q
Q2 (-2Q)
50
Grade C-$7.26-39% Next Q
Q3 (-1Q)
48
Grade D$4.43-9% Next Q
Current
45
Grade D$4.03-6.3% Hist 90D α
Trajectory: C- (53) → D (45)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a INTR Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While INTR currently carries a cautious 45/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.78) and Max Pain ($4.23) forces dealer call-delta covering toward $10.88.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $INTR• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “INTR Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 45%NO 55%Trade / Inspect Odds →
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your INTR Position Size: $10,000

Shares at $4.03: 2481.4 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $2.96
$7,345
$-2,655 (-26.6%)
12M Consensus BaseTarget $3.79
$9,404
$-596 (-6.0%)
12M Bull Case BreakoutTarget $10.88
$26,998
+$16,998 (+170.0%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (35 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 9
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$474%A
Goldman SachsSector Coverage LeadUNDERPERFORM$1069%B
JP MorganUS Large-Cap ResearchSELL$358%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring INTR)

  • ✓Walkthrough of INTR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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INTR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -44.11%🛡️ HOLDING TREND SUPPORT
2026-11-03O $4.17H $4.17L $4.01C $4.03VOL 13.47M
RES: $8.27SUP: $3.88SMA50: $5.78SMA200: $6.75
$8.82$7.49$6.16$4.84$3.51RES $8.27SUP $3.88$4.032026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

INTR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 INTR Butterfly Map → + Track INTR →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on INTR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for INTR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for INTR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (INTR)

Financials Rank #777 of 1096 ⚔️ BLX vs INTR Full Matrix →

1. Head-to-Head Financials Peer Comparison (INTR vs. BLX, ESQ, NTB, BBAR)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Inter & Co. Inc. (Class A) (INTR) ranks #777 by composite RQD confidence (45/100, grade D) and #447 by equity capitalization ($1.77B). Within this direct 5-issuer industry benchmark cohort, NTB leads on earnings valuation at 9.9x trailing P/E, while NTB leads on capital efficiency and profitability with 20.3% ROIC and — gross margin. NTB currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with INTR at 45/100 (D).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
INTR ACTIVE
Inter & Co. Inc. (Class A)
D 45/100 — — — +0.50% $1.77B Benchmark Subject
BLX
Bladex Inc. Class E
D- 43/100 — — — +3.62% $1.84B /blx-vs-intr →
ESQ
Esquire Financial Holdings Inc.
C- 60/100 — — — -0.50% $1.51B /esq-vs-intr →
NTB
Bank of N.T. Butterfield & Son Limited Voting
C 63/100 9.9x — 20.3% +0.41% $2.25B /ntb-vs-intr →
BBAR
Banco BBVA Argentina S.A. ADS
D- 43/100 — — — -2.84% $2.37B /bbar-vs-intr →

2. INTR Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Inter & Co. Inc. (Class A) (INTR) operates in Commercial Banks (Financials) with an equity capitalization of $1.77B, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. INTR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is INTR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Inter & Co. Inc. (Class A) (NASDAQ: INTR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $4.03 (+0.50% 1D, market cap $1.77B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 4/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 8/20, and Executive Insider Alignment 9/20. Across 1096 tracked Financials issuers, INTR ranks #777 in composite RQD confidence.

How does INTR compare to BLX and ESQ in the Financials sector?

Within the Financials sector (Commercial Banks), INTR carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, BLX (Bladex Inc. Class E) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $1.84B) and ESQ (Esquire Financial Holdings Inc.) posts a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $1.51B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).

What are the biggest fundamental strengths and SEC risk factors for INTR?

For Inter & Co. Inc. (Class A) (INTR), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #777 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is INTR trading relative to its 50-day, 200-day, and 52-week technical levels?

INTR last traded at $4.03 (+0.50% on volume of 9,647,628 shares), positioning the stock -30.28% below its 50-day simple moving average ($5.78) and -40.30% below its 200-day simple moving average ($6.75). Across its 52-week range of $3.92 to $10.36, INTR sits at the 1.7% percentile with a 14-day RSI of 31.3 (OVERSOLD (<32)) and an implied next-earnings move of ±11.8% ($3.55 to $4.51).

Direct Sub-Reports: INTR RQD Cockpit INTR 12M Forecast INTR Earnings & Move INTR Dividends & DRIP INTR Insiders & 13F INTR Whale Options INTR Profit Sankey INTR News & Why
ROARABLE RATING BRIEF • RQD 45/100 (D) ✓ SEC XBRL & RQD VERIFIED

INTR — Inter & Co. Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

Inter & Co. Inc. (Class A) (INTR) earns a live Roarable RQD composite score of 45/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $4.03 (+0.50% 1D, market capitalization $1.77B).

  • Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (4/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (8/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Inter & Co. Inc. (Class A) is a NASDAQ-listed issuer classified under the Financials sector and the Commercial Banks industry. The market capitalization is $1.8B.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (D • RQD 45/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 4/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 4/20, sustained execution supports upside toward the upper end of the $3.92 – $10.36 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

The source data therefore does not establish upstream or downstream dependencies, sector correlations, or second-order bottlenecks. A prospective investor should treat this section as unresolved rather than as evidence of independence from other names.

  • Key Question #1: Can INTR sustain or expand its — operating margin and — ROIC against Commercial Banks peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $10.36 52-week high?
  • Key Question #3: How sensitive is INTR's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

INTR Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Inter & Co. Inc. (Class A) (INTR) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to INTR Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

INTR Bull vs. Bear Conversation Board — What's Your Call at $4.03?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON INTR 🐻 33% BEARISH CONVICTION
1. Pick Your Side on INTR:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
MI MidwestValue RQD DEBATE OPENER • Fundamental Long-Only 🐂 BULLISH 🎯 Target: $5.01 (+24.9%)
📌 Pinned Debate

The Forensic Balance Sheet pillar scores 13 of 20 with Altman Z at 2.5, Piotroski F at 6/9, and Debt/Equity at 0.5.

Don't sleep on INTR's setup in Financials. The Forensic Balance Sheet pillar scores 13 of 20 with Altman Z at 2.5, Piotroski F at 6/9, and Debt/Equity at 0.5.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (45/100) backs up the fundamental quality.

VolSurface_Trader 🐂 BULL

@SkepticalCFA Shorting a 4/20 institutional whale-flow stock at $4.01 is dangerous when funds are rotating into Financials.

SK SkepticalCFA RQD DEBATE OPENER • Fundamental Contrarian 🐻 BEARISH 🎯 Target: $3.17 (-20.9%)
Spot @ $4.01

The Whale 13F Flow pillar scores only 4 of 20, and ROIC and FCF yield are both reported as 0%.

Here is the bear case nobody on the bull side wants to address on INTR: The Whale 13F Flow pillar scores only 4 of 20, and ROIC and FCF yield are both reported as 0%.. At current EV/EBITDA multiples, even a small guidance miss in Commercial Banks triggers a 12-15% air pocket.

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