Stock Ratings / Financials / INTR / dividends

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Inter & Co. Inc. (Class A) (INTR) Dividend Safety Gauge & 10-Year DRIP Compounder

Q: Does INTR pay a dividend and is it safe?

Inter & Co. Inc. (Class A) (INTR) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

$4.01 -3.84% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $3.97

Inter & Co. Inc. (Class A) (INTR) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $1.77B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on INTR Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is INTR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Inter & Co. Inc. (Class A) (NASDAQ: INTR) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $4.01 (-3.84% 1D, market cap $1.77B). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 4/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 8/20, and SEC Balance-Sheet Forensics 9/20. Across 1096 tracked Financials issuers, INTR ranks #777 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does INTR compare to BLX and ESQ in the Financials sector?

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Within the Financials sector (Commercial Banks), INTR carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, BLX (Bladex Inc. Class E) holds a D- grade (43/100 RQD, P/E N/A, ROIC —, cap $1.84B) and ESQ (Esquire Financial Holdings Inc.) posts a C- grade (60/100 RQD, P/E N/A, ROIC —, cap $1.51B). Among the 5-stock peer group, NTB leads on earnings multiple (9.9x) while NTB leads on capital efficiency (20.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for INTR?

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For Inter & Co. Inc. (Class A) (INTR), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity. and sector rank #777 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately. and Sensitive to high interest rates and tighter Federal Reserve market liquidity.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $3.97 (-0.88%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 1.2% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (45/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-6.3% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-5.7% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for INTR)Realized 20D OHLCV Swing Band: ±11.8%

Deterministic 5-Pillar Attribution (45/100 Composite)

🔍 WHY INTR SCORES 45/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (29% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▲ #2 Bullish Driver: Cash Engine Quality+11/20 pts (24% of score)

SEC XBRL Trailing 12 Months: 1.2% FCF Margin ($49.6M FCF) & 52% Gross Margin

▼ #1 Drag / Risk Factor: Whale & Options Positioning4/20 pts (-16 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-16 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C-$7.45-2.6% Next Q

Q2 (-2Q)

Grade C-$7.26-39% Next Q

Q3 (-1Q)

Grade D$4.43-9.5% Next Q

Current

Grade D$4.01-6.3% Hist 90D α

Trajectory: C- (53) → D (45)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a INTR Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While INTR currently carries a cautious 45/100 (D) rating due to Whale & Options Positioning (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Financials with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($5.78) and Max Pain ($4.21) forces dealer call-delta covering toward $10.88.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Disciplined Float (-0.40% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $INTR• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “INTR Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”

YES 45%NO 55%Trade / Inspect Odds →

CASH DIVIDEND + BUYBACK YIELD

1.8% Total Yield

0% Cash ($0.00/yr) + 1.8% Buybacks

PAYOUT SAFETY SPEEDOMETER

74/100 • REINVESTING IN GROWTH + BUYBACKS

FREE CASH FLOW PAYOUT RATIO

0% (100% Reinvested)

Retains cash flow for R&D and share repurchases

INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (6.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $19,307

Est. Year-10 Shareholder Yield: $348/yr

Starting Investment: $10,000

Compounding Horizon: 10 Years

$10.7K

Yr 1

$11.4K

Yr 2

$12.2K

Yr 3

$13.0K

Yr 4

$13.9K

Yr 5

$14.8K

Yr 6

$15.8K

Yr 7

$16.9K

Yr 8

$18.1K

Yr 9

$19.3K

Yr 10

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring INTR)

✓Walkthrough of INTR's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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INTR // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -44.38%🛡️ HOLDING TREND SUPPORT

2026-11-03O $4.17H $4.17L $4.01C $4.01VOL 13.47M

RES: $8.27SUP: $3.88SMA50: $5.78SMA200: $6.75

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

INTR Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 INTR Butterfly Map → + Track INTR →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on INTR today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for INTR. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for INTR today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (INTR)

Financials Rank #777 of 1096 ⚔️ BLX vs INTR Full Matrix →

1. Head-to-Head Financials Peer Comparison (INTR vs. BLX, ESQ, NTB, BBAR)

Industry: Commercial Banks (34 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Inter & Co. Inc. (Class A) (INTR) ranks #777 by composite RQD confidence (45/100, grade D) and #447 by equity capitalization ($1.77B). Within this direct 5-issuer industry benchmark cohort, NTB leads on earnings valuation at 9.9x trailing P/E, while NTB leads on capital efficiency and profitability with 20.3% ROIC and — gross margin. NTB currently holds the highest overall quantitative score in the immediate peer group at 63/100 (C) compared with INTR at 45/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
INTR ACTIVE Inter & Co. Inc. (Class A)	D	45/100	—	—	—	-3.84%	$1.77B	Benchmark Subject
BLX Bladex Inc. Class E	D-	43/100	—	—	—	-6.92%	$1.84B	/blx-vs-intr →
ESQ Esquire Financial Holdings Inc.	C-	60/100	—	—	—	-2.15%	$1.51B	/esq-vs-intr →
NTB Bank of N.T. Butterfield & Son Limited Voting	C	63/100	9.9x	—	20.3%	-2.01%	$2.25B	/ntb-vs-intr →
BBAR Banco BBVA Argentina S.A. ADS	D-	43/100	—	—	—	-2.76%	$2.37B	/bbar-vs-intr →

2. INTR Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Inter & Co. Inc. (Class A) (INTR) operates in Commercial Banks (Financials) with an equity capitalization of $1.77B, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. INTR Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is INTR stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does INTR compare to BLX and ESQ in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for INTR?

Where is INTR trading relative to its 50-day, 200-day, and 52-week technical levels?

INTR last traded at $4.01 (-3.84% on volume of 13,469,493 shares), positioning the stock -30.62% below its 50-day simple moving average ($5.78) and -40.59% below its 200-day simple moving average ($6.75). Across its 52-week range of $3.92 to $10.36, INTR sits at the 1.4% percentile with a 14-day RSI of 31.3 (OVERSOLD (<32)) and an implied next-earnings move of ±11.8% ($3.54 to $4.48).

INTR Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

Does INTR pay a dividend and is it safe?

Inter & Co. Inc. (Class A) (INTR) offers a 0% cash dividend yield ($0.00 annualized) and 1.8% total shareholder yield including buybacks. Roarable rates its payout coverage as REINVESTING IN GROWTH + BUYBACKS.

Direct Sub-Reports: INTR RQD Cockpit INTR 12M Forecast INTR Earnings & Move INTR Dividends & DRIP INTR Insiders & 13F INTR Whale Options INTR Profit Sankey INTR News & Why

ROARABLE RATING BRIEF • RQD 45/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

INTR — Inter & Co. Inc. (Class A): What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T14:13:04Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, INTR scores 45 out of 100, earning a letter grade of D and the verdict label "Roarable Sell — Underperform / Distribution Warning." The five pillars are:

Fundamental Cash Engine: 11 / 20. Per the Roarable RQD rating, this pillar reflects ROIC of 0% and FCF yield of 0%, indicating no measurable return on invested capital or free-cash-flow yield in the source data.
Whale 13F Flow: 4 / 20. Per the Roarable RQD rating, this pillar covers institutional accumulation and options positioning and is the weakest scoring component.
Insider Conviction: 9 / 20. Per the Roarable RQD rating, this pillar reflects SEC Form 4 and Congressional PTR cluster flow.
Macro Regime Fit: 8 / 20. Per the Roarable RQD rating, beta is 1.0 with sector sensitivity as the stated driver.
Forensic Balance Sheet: 13 / 20. Per the Roarable RQD rating, Altman Z is 2.5, Piotroski F is 6/9, and Debt/Equity is 0.5. This is the strongest pillar relative to its maximum.

For a prospective investor, the rating points to a weak cash-generation profile (zero ROIC and zero FCF yield), thin institutional and insider support, and market sensitivity equal to the broad market. The balance sheet metrics are the most constructive element. The rating's verdict is distribution-oriented, so the factual read is that the rating model does not currently identify upside drivers strong enough to offset the cash-return and flow weaknesses.

Business

Inter & Co. Inc. (Class A) is a NASDAQ-listed issuer classified under the Financials sector and the Commercial Banks industry, per the company profile. Per the company profile, the market capitalization is $1.8B. The source data does not describe its products, customers, or revenue model.

Recent Catalysts & News Wire Analysis

Per the recent news section, the headlines include a 19.7% surge reported by Yahoo Finance (flagged as a catalyst), a Moomoo report on why the stock is down today (market wire), a Seeking Alpha bullish piece titled around the Lula election result (catalyst), a Yahoo Finance valuation question (market wire), a Simply Wall St analyst-forecast item (market wire), and a Globe and Mail report on a R$409 Million deal to move to full ownership of Inter Seguros (market wire). The news items carry mixed light signals: GREEN for two catalyst items and YELLOW for the remainder. Per the Butterfly Supply-Chain Graph, there are no butterfly links and no proprietary signals (supply chain reported as NONE). Risk watch items in the news set are the conflicting same-day moves (a surge and a decline both reported) and the presence of a valuation question, which the source data does not resolve.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, the supply chain is reported as NONE, with no butterfly links and no proprietary signals. The source data therefore does not establish upstream or downstream dependencies, sector correlations, or second-order bottlenecks. The only sector context available is the classification as Financials / Commercial Banks, which the source data does not elaborate on. A prospective investor should treat this section as unresolved rather than as evidence of independence from other names.

Open Questions

What are the reported revenue, operating income, net income, and free cash flow figures, given that the financials section is empty and margins are reported as 0%?
Why are P/E, forward P/E, EV/EBITDA, and EPS unavailable, and what earnings base supports the $1.84B market capitalization?
What is the nature of the R$409 Million Inter Seguros transaction, and how does it bear on the balance sheet and cash profile?
Who are the institutional and insider holders, given that the holders section is empty and the RQD whale and insider pillars score low?
What drove the 19.7% surge and the same-day decline reported in the news set, and do the two reports reflect a single event or separate ones?

INTR Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Inter & Co. Inc. (Class A) (INTR) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to INTR Debate Forum (3) ↓

🟢 CATALYST Yahoo Finance • 20h ago

Inter & Co. Inc. (INTR) Surges 19.7%: Is This an Indication of Further Gains?

Yahoo Finance report covering Inter & Co. Inc. (Class A) (INTR) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Moomoo • 23h ago

Why Inter & Co (INTR) Stock Is Down Today

Moomoo report covering Inter & Co. Inc. (Class A) (INTR) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Seeking Alpha • 1d ago

Inter & Co: Lula Won - Here's Why I'm Still Bullish (NASDAQ:INTR)

Seeking Alpha report covering Inter & Co. Inc. (Class A) (INTR) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Is Inter & Co (NasdaqGS:INTR) Still Undervalued At Current Levels?

Yahoo Finance report covering Inter & Co. Inc. (Class A) (INTR) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Inter & Co (NasdaqGS:INTR) Stock Forecast & Analyst Predictions

Simply Wall St report covering Inter & Co. Inc. (Class A) (INTR) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE The Globe and Mail • 1d ago

Inter & Co Moves to Full Ownership of Inter Seguros with R$409 Million Deal

The Globe and Mail report covering Inter & Co. Inc. (Class A) (INTR) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Moomoo • 1d ago

Inter & Co (INTR) Stock Forecast & Analyst Ratings

Moomoo report covering Inter & Co. Inc. (Class A) (INTR) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo • 4d ago

Columbia Financial (CLBK) Q3 Earnings Top Estimates

Columbia Financial (CLBK) delivered earnings and revenue surprises of +23.08% and -19.63%, respectively, for the quarter ended September 2026. Do the numbers hold clues to what lies ahead for the stock?

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

INTR Bull vs. Bear Conversation Board — What's Your Call at $4.01?

🐂 33% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON INTR 🐻 67% BEARISH CONVICTION

RO RoarDesk_Moderator Roarable Research Desk 🐻 BEARISH 🎯 Target: $3.67 (-12.0%)

📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is INTR (D • RQD 45/100) a Buy at $4.17?

Welcome to the INTR (Inter & Co. Inc. (Class A)) Roar Pit. Current RQD Composite is 45/100 (Roarable Sell — Underperform / Distribution Warning) in Commercial Banks. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

RI RiskArb_Desk Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $3.17 (-24.0%)

Spot @ $4.17

Pump the brakes on INTR — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on INTR, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Inter & Co. Inc. (Class A) expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

DE DeltaGamma_99 Verified K Arena Trader 🐂 BULLISH 🎯 Target: $5.09 (+22.1%)

Spot @ $4.17

INTR cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on INTR, the market is fixating on short-term headline noise in Commercial Banks and ignoring the balance sheet and cash flow trajectory. At $4.17 (52-wk range $3.92 - $10.36), any beat on forward guidance forces shorts and underweight funds to chase.