What is BPOP's 12-month stock price target?

Popular Inc. (BPOP) carries a 12-month consensus base price target of $165.4 (+4.1% from $158.96), with a bull-case target of $195.17 and a bear-case floor of $129.01.

Stock Ratings / Financials / BPOP / forecast

CFR (60) SSB (60) UMBF (67) WTFC (70) ⌘ Pro Terminal →

Popular Inc. (BPOP) 12-Month Stock Forecast & Price Target Cone

Q: Is BPOP stock a Buy, Hold, or Sell right now?

Roarable's 5-Pillar RQD Quant Engine rates BPOP C+ (Hold — HOLD) with an RQD Confidence score of 67/100.

$158.96 +1.50% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $159.09

Popular Inc. (BPOP) carries a Roarable Rating of C+ (Hold) with 67/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C+ • HOLD / WATCH Cap $9.99B

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on BPOP Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is BPOP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Popular Inc. (NASDAQ: BPOP) is rated C+ (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 67/100 at a spot price of $158.96 (+1.50% 1D, market cap $9.99B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 9/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, BPOP ranks #165 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does BPOP compare to CFR and SSB in the Financials sector?

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Within the Financials sector (Major Banks), BPOP carries a Roarable C+ (67/100 RQD), trailing P/E of 12.1x, gross margin of —, and ROIC of 3.1%. By comparison, CFR (Cullen/Frost Bankers Inc.) holds a C- grade (60/100 RQD, P/E 15.1x, ROIC 3.4%, cap $9.80B) and SSB (SouthState Bank Corporation) posts a C- grade (60/100 RQD, P/E 12.9x, ROIC 3.0%, cap $10.20B). Among the 5-stock peer group, BPOP leads on earnings multiple (12.1x) while CFR leads on capital efficiency (3.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for BPOP?

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Per BPOP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000763901), Popular Inc. generated $2.75B in revenue (+35.6% YoY), $833.2M in net income, and $681.0M in free cash flow against $75.35B in total assets and $31.09B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $159.09 (+0.08%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 24.7% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record: Scores of 67/100 (C+) historically posted market-perform odds over rolling 90-day windows (+1.6% avg 90D alpha vs SPY • 56.4% hit rate — wait for RQD ≥ 70 breakout).

Audit Bucket Track Record →

RQD QUANT TACHOMETERHOLD / WATCH • C+

JEV AI Jury Split (Battleground)

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C · Rk B-

Each axis scored 0–20

12M PRICE TARGET CONE+4.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for BPOP)Realized 20D OHLCV Swing Band: ±3.9%

Deterministic 5-Pillar Attribution (67/100 Composite)

🔍 WHY BPOP SCORES 67/100 (C+) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (25% of score)

SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Whale & Options Positioning9/20 pts (-11 pt drag)

Put hedging (50% put share) caps near-term gamma upside (-11 pts vs max)

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade C$155.95+4% Next Q

Q2 (-2Q)

Grade C+$162.25-2.7% Next Q

Q3 (-1Q)

Grade C+$157.88+0.7% Next Q

Current

Grade C+$158.96+1.6% Hist 90D α

Trajectory: C (59) → C+ (67)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the BPOP Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 67/100 (C+) score, BPOP faces multiple-compression risk if 12.1x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 15.0% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($161.07) or 200D SMA ($153.85) invalidates the momentum regime and cuts Target Base ($165.40) toward Bear Floor ($129.01).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $BPOP• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “BPOP Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 67%NO 33%Trade / Inspect Odds →

INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your BPOP Position Size: $10,000

Shares at $158.96: 62.9 sh

$1,000$10,000$25,000$50,000$100,000

12M Bear Case FloorTarget $129.01

$8,116

$-1,884 (-18.8%)

12M Consensus BaseTarget $165.40

$10,405

+$405 (+4.1%)

12M Bull Case BreakoutTarget $195.17

$12,278

+$2,278 (+22.8%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100

● Strong Buy / Buy: 17● Hold: 9● Sell: 2

Wall Street Firm	Stance	12M Target	1Y Accuracy	Track Grade
Morgan StanleyInstitutional Equity Desk	HOLD	$172	74%	A
Goldman SachsSector Coverage Lead	BUY	$183	69%	B
JP MorganUS Large-Cap Research	HOLD	$147	58%	C

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (BPOP Tape Review)

✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
✓Forensic Red-Light accounting & dilution traps to review on your watchlist
✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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Join Founding VIP Waitlist (No Card Required) →$100K Arena

BPOP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +7.38%📐 HORIZONTAL RANGE

2026-11-03O $158.5H $159.0L $156.6C $159.0VOL 386.7K

RES: $184.8SUP: $147.9SMA50: $161.1SMA200: $153.9

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

BPOP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 BPOP Butterfly Map → + Track BPOP →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

2.7%/yr Implied 5Y Growth

vs. +35.6% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on BPOP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for BPOP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for BPOP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (BPOP)

Financials Rank #165 of 1097 ⚔️ CFR vs BPOP Full Matrix →

1. Head-to-Head Financials Peer Comparison (BPOP vs. CFR, SSB, UMBF, WTFC)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, Popular Inc. (BPOP) ranks #165 by composite RQD confidence (67/100, grade C+) and #187 by equity capitalization ($9.99B). Within this direct 5-issuer industry benchmark cohort, BPOP leads on earnings valuation at 12.1x trailing P/E, while CFR leads on capital efficiency and profitability with 3.4% ROIC and — gross margin. WTFC currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with BPOP at 67/100 (C+).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
BPOP ACTIVE Popular Inc.	C+	67/100	12.1x	—	3.1%	+1.50%	$9.99B	Benchmark Subject
CFR Cullen/Frost Bankers Inc.	C-	60/100	15.1x	—	3.4%	+1.71%	$9.80B	/cfr-vs-bpop →
SSB SouthState Bank Corporation	C-	60/100	12.9x	—	3.0%	+1.75%	$10.20B	/ssb-vs-bpop →
UMBF UMB Financial Corporation	C+	67/100	14.7x	—	2.5%	+2.22%	$10.21B	/umbf-vs-bpop →
WTFC Wintrust Financial Corporation	B-	70/100	12.6x	—	3.1%	+3.29%	$10.28B	/wtfc-vs-bpop →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000763901 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Popular Inc. (BPOP) reported GAAP revenue of $2.75B (+35.6% vs. FY2024 revenue of $2.03B , and +53.9% cumulative change since FY2023) , GAAP net income of $833.2M, operating cash flow of $878.4M, and free cash flow of $681.0M (+47.6% YoY). On the balance sheet, BPOP closed FY2025 with $75.35B in total assets against $31.09B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$2.75B	$833.2M	$878.4M	$681.0M	$75.35B	$31.09B
FY2024 (FY)	2024-12-31	$2.03B	$614.2M	$674.7M	$461.3M	$73.05B	$30.34B
FY2023 (FY)	2023-12-31	$1.79B	$541.3M	$686.6M	$686.6M	$5.56B	$1.30B

3. BPOP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is BPOP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does BPOP compare to CFR and SSB in the Financials sector?

What are the biggest fundamental strengths and SEC risk factors for BPOP?

Where is BPOP trading relative to its 50-day, 200-day, and 52-week technical levels?

BPOP last traded at $158.96 (+1.50% on volume of 368,796 shares), positioning the stock -1.31% below its 50-day simple moving average ($161.07) and +3.32% above its 200-day simple moving average ($153.85). Across its 52-week range of $109.01 to $179.24, BPOP sits at the 71.1% percentile with a 14-day RSI of 43.3 (NEUTRAL RANGE) and an implied next-earnings move of ±3.9% ($152.76 to $165.16).

Direct Sub-Reports: BPOP RQD Cockpit BPOP 12M Forecast BPOP Earnings & Move BPOP Dividends & DRIP BPOP Insiders & 13F BPOP Whale Options BPOP Profit Sankey BPOP News & Why

ROARABLE RATING BRIEF • RQD 67/100 (C+) ✓ SEC XBRL & RQD VERIFIED

BPOP — Popular Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Popular Inc. (BPOP) earns a live Roarable RQD composite score of 67/100, corresponding to a C+ letter grade (Roarable Hold) at a spot price of $158.96 (+1.50% 1D, market capitalization $9.99B).

Fundamental Cash Engine (13/20): Anchored by return on invested capital (ROIC) of 3.1%, gross margin of —, operating margin of 35.9%, and free cash flow yield of 6.74%.
Whale 13F & Options Flow (9/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (13/20) + Forensic Balance Sheet (15/20): Incorporates a 0.97x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 7/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Popular Inc. Is a NASDAQ-listed issuer in the Financials sector and Major Banks industry.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Popular Inc. (BPOP) reported $2.75B in annual revenue (up from $2.03B in FY2024, +35.6% YoY) and $833.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.79B revenue, $541.3M net income) through FY2025, BPOP scaled operating cash flow to $878.4M and free cash flow to $681.0M, backed by $75.35B in total assets against $31.09B in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (C+ • RQD 67/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 13/20 and Institutional Whale Flow at 9/20, sustained execution supports upside toward the upper end of the $109.01 – $179.24 52-week range.
🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.1x trailing P/E and 25.4x EV/EBITDA against 35.9% operating margins and a 0.97x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Major Banks (Financials), BPOP carries a macro regime beta of 0.97 and gross margin of —.

Key Question #1: Can BPOP sustain or expand its 35.9% operating margin and 3.1% ROIC against Major Banks peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $2.75B and free cash flow of $681.0M, how will capital allocation balance growth reinvestment against $31.09B in total debt?
Key Question #3: How sensitive is BPOP's 11.3x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 0.97x)?

BPOP Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Popular Inc. (BPOP) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to BPOP Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 23h ago

Popular (BPOP) Could Be a Great Choice

Yahoo Finance report covering Popular Inc. (BPOP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST ChartMill • 1d ago

ChartMill report covering Popular Inc. (BPOP) market action, institutional positioning, and fundamental catalysts.

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🟢 CATALYST Yahoo Finance • 1d ago

How Earnings Growth Expectations Will Impact Popular (BPOP) Stock

Yahoo Finance report covering Popular Inc. (BPOP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE TradingView • 1d ago

TradingView report covering Popular Inc. (BPOP) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE The Globe and Mail • 1d ago

The Globe and Mail report covering Popular Inc. (BPOP) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Stock Titan • 1d ago

A 20% dividend increase lifts Popular's quarterly payout to 90 cents

Stock Titan report covering Popular Inc. (BPOP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Business Wire • 1d ago

Business Wire report covering Popular Inc. (BPOP) market action, institutional positioning, and fundamental catalysts.

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🟡 MARKET WIRE Yahoo Finance • 1d ago

Yahoo Finance report covering Popular Inc. (BPOP) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

BPOP Bull vs. Bear Conversation Board — What's Your Call at $158.96?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON BPOP 🐻 33% BEARISH CONVICTION

QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $200.46 (+28.0%)

📌 Pinned Debate

Insider Conviction scores 17/20 on SEC Form 4 and Congressional PTR cluster flow, the strongest pillar in the RQD rating, alongside a 6

Picked up a starter position in BPOP in my $100K Virtual Cash book at $156.61. Insider Conviction scores 17/20 on SEC Form 4 and Congressional PTR cluster flow, the strongest pillar in the RQD rating, alongside a 6.74% FCF yield.. Trading inside a $109.01–$179.24 52-week range with 6.74% FCF yield gives solid downside support if Major Banks multiples expand this quarter.

EarningsSniper 🐂 BULL

@RedlineAuditor Shorting a 9/20 institutional whale-flow stock at $156.61 is dangerous when funds are rotating into Financials.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $119.02 (-24.0%)

Spot @ $156.61

ROIC of 3.1% and Whale 13F Flow of 11/20 signal weak capital efficiency and limited institutional conviction despite a 12.1 TTM P/E.

Fading this rally in BPOP at $156.61. ROIC of 3.1% and Whale 13F Flow of 11/20 signal weak capital efficiency and limited institutional conviction despite a 12.1 TTM P/E.. With a beta of 0.97 and the stock sitting at $156.61 (52-wk range $109.01–$179.24), the easy multiple expansion is already priced in.