XPEL Inc. (XPEL) — RQD Stock Rating Cockpit

Per the Roarable RQD rating, XPEL scores 72 out of 100, earning a letter grade of B and the verdict label "Roarable Buy — Good Risk/Reward." The Fundamental Cash Engine pillar scores 19 of 20, supported by ROIC of 21.6% and an FCF yield of 4.99%; for a prospective investor this is the strongest part of the case, indicating the business converts capital into cash at a high rate relative to its capital base. The Insider Conviction pillar scores 17 of 20, referencing SEC Form 4 and Congressional PTR cluster flow, which suggests insider-side activity has been supportive, though the source does not itemize individual transactions. The Forensic Balance Sheet pillar scores 16 of 20, with an Altman Z of 11.04, a Piotroski F of 9/9, and a Debt/Equity ratio of 0.5; these readings point to a financially sturdy profile. The Whale 13F Flow pillar scores 10 of 20 and the Macro Regime Fit pillar scores 10 of 20, with beta at 1.0 and sector sensitivity noted; these are the two areas where the rating offers less conviction. For a prospective investor, the upside drivers are cash generation and balance sheet strength, while the valuation tradeoff is that the stock trades at a P/E (TTM) of 24.6 and a forward P/E of 20.7 per the market data, so the premium must be weighed against the cash-flow profile. The lower institutional-flow and macro-fit scores mean the rating is not uniformly strong across all five pillars.

Per the SEC financials, revenue rose from $396.3M in FY 2023 to $476.2M in FY 2025, while operating income moved from $67.0M to $62.6M over the same span, and free cash flow increased from $37.4M to $62.9M. The market data reports a net margin of 10.8% and ROIC of 21.6%. Per the Roarable RQD rating, the Altman Z-Score is 11.04 and the Piotroski F-Score is 9/9, with Debt/Equity at 0.5. The FY 2025 period shows debt at $0.0M and cash at $50.9M.

Per the recent news section, the headlines include a Yahoo Finance report on XPEL stock forecasts, a GuruFocus report on a new facility in São Paulo intended to boost Brazilian operations, and a TradingView item stating a Q3'26 earnings revenue estimate of 138.75M USD. A Stock Titan item concerns a Las Vegas car show appearance and a Yahoo Finance item covers the opening of a Brazil headquarters, warehouse, and training center in São Paulo. A MarketBeat report notes that Isthmus Partners LLC purchased 39,505 shares of XPEL. The Brazil facility items are the most directly company-specific catalysts; the car-show item appears unrelated to operations. The Isthmus purchase is the only item flagged as a CATALYST rather than MARKET WIRE. The Butterfly supply-chain graph reports no supply-chain links and no proprietary signals.

• What is the company's product mix, customer base, and revenue model, given that the business description is absent from the source data?
• What were the EPS figures for FY 2023 through FY 2025, since the financials list EPS as N/A for all periods?
• What is the debt and cash position for FY 2023 and FY 2024, which are listed as N/A in parts?
• What analyst consensus, price targets, and institutional or insider holdings exist, given that analyst and holder data are unavailable?
• How does the Brazil expansion and the Q3'26 revenue estimate relate to reported margin and cash-flow trends?