MARKET WIREYahoo Finance • 1d ago
Wintrust Financial Corporation Announces Cash DividendsYahoo Finance report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
Why WTFC Stock surged +3.29% Today — RQD Quant Desk Flash
$157.40 +3.29% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot)
EXT / AFTER-HRS: $158.71
Wintrust Financial Corporation (WTFC) earns a Roarable Rating of B- (Buy) with 70/100 RQD Confidence. High-quality cash engine (steady margins, 3% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.
ROARABLE B- • BUY
Cap $10.28B
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER
Click Any Pre-Computed AI Quant Specialist Briefing on WTFC Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is WTFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Wintrust Financial Corporation (NASDAQ: WTFC) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $157.40 (+3.29% 1D, market cap $10.28B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 11/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, WTFC ranks #99 in composite RQD confidence.
✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does WTFC compare to UMBF and SSB in the Financials sector?
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Within the Financials sector (Major Banks), WTFC carries a Roarable B- (70/100 RQD), trailing P/E of 12.6x, gross margin of —, and ROIC of 3.1%. By comparison, UMBF (UMB Financial Corporation) holds a C+ grade (67/100 RQD, P/E 14.7x, ROIC 2.5%, cap $10.21B) and SSB (SouthState Bank Corporation) posts a C- grade (60/100 RQD, P/E 12.9x, ROIC 3.0%, cap $10.20B). Among the 5-stock peer group, BPOP leads on earnings multiple (12.1x) while CFR leads on capital efficiency (3.4% ROIC).
✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for WTFC?
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Per WTFC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001015328), Wintrust Financial Corporation generated $265.6M in revenue (+5.9% YoY), $824.0M in net income, and $860.4M in free cash flow against $71.14B in total assets and $28.75B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
EXT / AFTER-HRS: $158.71 (+0.83%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 14/20 (B-) • 323.9% FCF Margin
Verify 90D Bucket Audit →📊 Historical Track Record: Scores of 70/100 (B-) historically ranked in the Top 15% of excess returns over the next 90 days (+6.6% avg 90D alpha vs SPY • 68.1% hit rate).
Audit Bucket Track Record →RQD QUANT TACHOMETERBUY • B-
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
5-PILLAR SNOWFLAKE RADARRw B · Rk C
Each axis scored 0–20
12M PRICE TARGET CONE+5.4% Base Target
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WTFC)Realized 20D OHLCV Swing Band: ±4.2%
Deterministic 5-Pillar Attribution (70/100 Composite)
🔍 WHY WTFC SCORES 70/100 (B-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Insider Conviction & Share Dilution+17/20 pts (24% of score)
SEC Form 4 / 13F Thermometer: 85% Net Buy • Cannibal Buyback (-2.64% YoY Shares)
▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (21% of score)
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9
▼ #1 Drag / Risk Factor: Macro Regime Fit11/20 pts (-9 pt drag)
Macro rate sensitivity & RSI-14 (58.7) create a -9 pt regime headwind
📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)Grade C+$141.02+4.5% Next Q
62
Q2 (-2Q)Grade C+$147.36+2% Next Q
65
Q3 (-1Q)Grade B-$150.28+4.7% Next Q
67
CurrentGrade B-$157.40+6.6% Hist 90D α
70
Trajectory: C+ (62) → B- (70)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER
⚔️ Adversarial Opposing Case: Why the WTFC Bull Thesis Could Fail
Even with a 70/100 (B-) score, WTFC faces multiple-compression risk if 12.6x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.
⚠️ Forensic Kill-Switch #1
Broader market pullbacks can still drag down strong stocks in the short run.
⚠️ Forensic Kill-Switch #2
Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.
⚠️ Forensic Kill-Switch #3
Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($148.13) or 200D SMA ($150.35) invalidates the momentum regime and cuts Target Base ($165.90) toward Bear Floor ($129.07).
🎲 LIVE PREDICTION MARKET ODDS TIED TO $WTFC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WTFC Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
AUTOMATED RQD QUANT DESK MOVER BRIEFINGFull Market News Desk →
Why WTFC Stock surged +3.29% Today — RQD Quant Desk Flash
Wintrust Financial Corporation (WTFC) surged +3.29% to $157.40, trading at 78% of its 52-week range ($122 – $167.22). High-quality cash engine (steady margins, 3% return on capital) with steady institutional support.
- ▸Technical Tape: Trading at 78% of its 52-week range ($122 – $167.22) with RSI-14 at 58.7 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±4.2% around $157.40 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable B- (Buy) backed by 52% gross margin and $860.4M annual free cash flow.
Live WTFC Headlines & Catalysts
MARKET WIRETradingView • 1d ago
Wintrust Financial Corporation Estimates – NASDAQ:WTFCTradingView report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
MARKET WIRE24/7 Wall St. • 1d ago
Wintrust Financial (WTFC) Stock Price, News & Analysis24/7 Wall St. report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
MARKET WIRESeeking Alpha • 1d ago
Wintrust Financial Corporation 2026 Q3 - Results - Earnings Call Presentation (NASDAQ:WTFC) 2026-10-21Seeking Alpha report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
MARKET WIREYahoo Finance • 1d ago
Wintrust Financial Corporation (WTFC) Stock ForecastsYahoo Finance report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
MARKET WIREAlphaStreet • 1d ago
Wintrust Financial Tops Q3 2026 Profit Forecast With $3.37 EPSAlphaStreet report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
RISK WATCHMarketBeat • 1d ago
Wintrust Financial Corporation $WTFC Stock Holdings Cut by Artemis Investment Management LLPMarketBeat report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
CATALYSTYahoo Finance • 1d ago
Wintrust Financial shares gain 2.5% as UBS lifts rating on strong outlookYahoo Finance report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
CATALYSTSeekingAlpha • 3d ago
Dividend Champion, Contender, And Challenger Highlights: Week November 1Get a weekly dividend summary for Champions, Contenders, and Challengers.
MARKET WIREYahoo • 4d ago
5 Dividend Stocks With November Payments. Three Go Ex-Dividend MondayFive dividend stocks are paying out in November, but three of them stop accepting new buyers as early as today. Miss the window by even one day and the payment goes to whoever sold you the shares.
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk
Scheduled RQD Strong Buys & Whale Accumulation Briefing (WTFC Tape Review)
- ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
- ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
- ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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WTFC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +5.67%📐 HORIZONTAL RANGE
2026-11-03O $154.1H $157.4L $152.4C $157.4VOL 448.8K
RES: $171.4SUP: $137.2SMA50: $148.1SMA200: $150.4
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK
WTFC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Share Count & Dilution Monitor
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
Reverse-DCF Expectations Hurdle
3.5%/yr Implied 5Y Growth
vs. +5.9% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
Ellis Vennor Setup Ledger
No active Ellis Vennor swing setup published on WTFC today. View full Setup Ledger →
🦋 Documented & Second-Order Butterfly Connections
Open Graph →
No direct multi-tier Butterfly edges indexed yet for WTFC. Explore sector supply chains on /butterfly.
AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WTFC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WTFC)
Financials Rank #99 of 1097
⚔️ UMBF vs WTFC Full Matrix →
1. Head-to-Head Financials Peer Comparison (WTFC vs. UMBF, SSB, BPOP, CFR)
Industry: Major Banks (248 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Wintrust Financial Corporation (WTFC) ranks #99 by composite RQD confidence (70/100, grade B-) and #181 by equity capitalization ($10.28B). Within this direct 5-issuer industry benchmark cohort, BPOP leads on earnings valuation at 12.1x trailing P/E, while CFR leads on capital efficiency and profitability with 3.4% ROIC and — gross margin. WTFC currently leads its immediate peer cohort in composite quantitative strength at 70/100 (B-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| WTFC
ACTIVE
Wintrust Financial Corporation | B- | 70/100 | 12.6x | — | 3.1% | +3.29% | $10.28B | Benchmark Subject |
| UMBF UMB Financial Corporation | C+ | 67/100 | 14.7x | — | 2.5% | +2.22% | $10.21B | /umbf-vs-wtfc → |
| SSB SouthState Bank Corporation | C- | 60/100 | 12.9x | — | 3.0% | +1.75% | $10.20B | /ssb-vs-wtfc → |
| BPOP Popular Inc. | C+ | 67/100 | 12.1x | — | 3.1% | +1.50% | $9.99B | /bpop-vs-wtfc → |
| CFR Cullen/Frost Bankers Inc. | C- | 60/100 | 15.1x | — | 3.4% | +1.71% | $9.80B | /cfr-vs-wtfc → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001015328 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Wintrust Financial Corporation (WTFC) reported GAAP revenue of $265.6M (+5.9% vs. FY2024 revenue of $250.7M , and +20.5% cumulative change since FY2023) , GAAP net income of $824.0M, operating cash flow of $910.3M, and free cash flow of $860.4M (+35.4% YoY). On the balance sheet, WTFC closed FY2025 with $71.14B in total assets against $28.75B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 8/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $265.6M | $824.0M | $910.3M | $860.4M | $71.14B | $28.75B |
| FY2024 (FY) | 2024-12-31 | $250.7M | $695.0M | $721.6M | $635.5M | $64.88B | $26.34B |
| FY2023 (FY) | 2023-12-31 | $220.4M | $623.0M | $744.4M | $734.5M | $5.72B | $1.34B |
3. WTFC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs WTFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Wintrust Financial Corporation (NASDAQ: WTFC) is rated B- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 70/100 at a spot price of $157.40 (+3.29% 1D, market cap $10.28B). Pillar breakdown: Fundamental Cash Engine 14/20, Institutional 13F & Options Flow 13/20, SEC Balance-Sheet Forensics 15/20, FRED Macro Regime Fit 11/20, and Executive Insider Alignment 17/20. Across 1097 tracked Financials issuers, WTFC ranks #99 in composite RQD confidence.
How does WTFC compare to UMBF and SSB in the Financials sector?
Within the Financials sector (Major Banks), WTFC carries a Roarable B- (70/100 RQD), trailing P/E of 12.6x, gross margin of —, and ROIC of 3.1%. By comparison, UMBF (UMB Financial Corporation) holds a C+ grade (67/100 RQD, P/E 14.7x, ROIC 2.5%, cap $10.21B) and SSB (SouthState Bank Corporation) posts a C- grade (60/100 RQD, P/E 12.9x, ROIC 3.0%, cap $10.20B). Among the 5-stock peer group, BPOP leads on earnings multiple (12.1x) while CFR leads on capital efficiency (3.4% ROIC).
What are the biggest fundamental strengths and SEC risk factors for WTFC?
Per WTFC's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001015328), Wintrust Financial Corporation generated $265.6M in revenue (+5.9% YoY), $824.0M in net income, and $860.4M in free cash flow against $71.14B in total assets and $28.75B in total debt. Key quantitative strengths: Company leadership has skin in the game with net positive insider conviction. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.
Where is WTFC trading relative to its 50-day, 200-day, and 52-week technical levels?
WTFC last traded at $157.40 (+3.29% on volume of 705,857 shares), positioning the stock +6.26% above its 50-day simple moving average ($148.13) and +4.69% above its 200-day simple moving average ($150.35). Across its 52-week range of $122.00 to $167.22, WTFC sits at the 78.3% percentile with a 14-day RSI of 58.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.2% ($150.79 to $164.01).
ROARABLE RATING BRIEF • RQD 70/100 (B-)
✓ SEC XBRL & RQD VERIFIED
WTFC — Wintrust Financial Corporation: What the Facts Mean to a Prospective Investor
Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2025-12-31
1. Roarable Rating Brief: What This Means to a Prospective Investor
Wintrust Financial Corporation (WTFC) earns a live Roarable RQD composite score of 70/100, corresponding to a B- letter grade (Roarable Buy) at a spot price of $157.40 (+3.29% 1D, market capitalization $10.28B).
- Fundamental Cash Engine (14/20): Anchored by return on invested capital (ROIC) of 3.1%, gross margin of —, operating margin of 75.0%, and free cash flow yield of 8.27%.
- Whale 13F & Options Flow (13/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (11/20) + Forensic Balance Sheet (15/20): Incorporates a 1.14x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 8/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Wintrust Financial Corporation is a NASDAQ-listed issuer classified in the Financials sector, Major Banks industry..4B.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Wintrust Financial Corporation (WTFC) reported $265.6M in annual revenue (up from $250.7M in FY2024, +5.9% YoY) and $824.0M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($220.4M revenue, $623.0M net income) through FY2025, WTFC scaled operating cash flow to $910.3M and free cash flow to $860.4M, backed by $71.14B in total assets against $28.75B in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (B- • RQD 70/100): Company leadership has skin in the game with net positive insider conviction. Clean SEC annual filing review with no major hidden accounting time-bombs. With Fundamental Cash Engine at 14/20 and Institutional Whale Flow at 13/20, sustained execution supports upside toward the upper end of the $122.00 – $167.22 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 12.6x trailing P/E and 27.4x EV/EBITDA against 75.0% operating margins and a 1.14x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
Upstream/downstream dependencies, sector correlations, and bottlenecks are — The sector and beta data (Financials, beta 1.14) are the only available context for ripple exposure.
- Key Question #1: Can WTFC sustain or expand its 75.0% operating margin and 3.1% ROIC against Major Banks peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $265.6M and free cash flow of $860.4M, how will capital allocation balance growth reinvestment against $28.75B in total debt?
- Key Question #3: How sensitive is WTFC's 11.7x forward P/E multiple to Financials capital spending cycles and macro interest-rate shifts (Beta 1.14x)?
WTFC Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Wintrust Financial Corporation (WTFC) • Click "Debate This Headline" to argue it in the Roar Pit below
🟡 MARKET WIRE Yahoo Finance • 1d ago
Wintrust Financial Corporation Announces Cash Dividends Yahoo Finance report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE TradingView • 1d ago
Wintrust Financial Corporation Estimates – NASDAQ:WTFC TradingView report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE 24/7 Wall St. • 1d ago
Wintrust Financial (WTFC) Stock Price, News & Analysis 24/7 Wall St. report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Seeking Alpha • 1d ago
Wintrust Financial Corporation 2026 Q3 - Results - Earnings Call Presentation (NASDAQ:WTFC) 2026-10-21 Seeking Alpha report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE Yahoo Finance • 1d ago
Wintrust Financial Corporation (WTFC) Stock Forecasts Yahoo Finance report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
🟡 MARKET WIRE AlphaStreet • 1d ago
Wintrust Financial Tops Q3 2026 Profit Forecast With $3.37 EPS AlphaStreet report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
🔴 RISK WATCH MarketBeat • 1d ago
Wintrust Financial Corporation $WTFC Stock Holdings Cut by Artemis Investment Management LLP MarketBeat report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
🟢 CATALYST Yahoo Finance • 1d ago
Wintrust Financial shares gain 2.5% as UBS lifts rating on strong outlook Yahoo Finance report covering Wintrust Financial Corporation (WTFC) market action, institutional positioning, and fundamental catalysts.
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE
3 Active Posts & Replies
WTFC Bull vs. Bear Conversation Board — What's Your Call at $157.40?
🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WTFC 🐻 33% BEARISH CONVICTION
DE DeltaGamma_99 RQD DEBATE OPENER • Options Flow Specialist 🐂 BULLISH
🎯 Target: $179.81 (+18.0%)
📌 Pinned Debate Insider and congressional flow scores 17 of 20, the strongest pillar, alongside a 0.5 Debt/Equity ratio and Piotroski F of 8/9.
Here is why I am bullish on WTFC here at $152.38: Insider and congressional flow scores 17 of 20, the strongest pillar, alongside a 0.5 Debt/Equity ratio and Piotroski F of 8/9.. Compare WTFC's 75.0% operating margin and 3.1% ROIC against the rest of Major Banks. As long as cash conversion holds up, dips toward $144.76 are getting bought.
CapAlloc_Nerd 🐂 BULL
@DeltaGamma_99 Agree on the RQD 70/100 quality, though with 1.14 beta I'm scaling in with half-size at $152.38 and keeping dry powder in case we test $141.71.
BE BearTrap_Alert RQD DEBATE OPENER • Cycle Peak Watcher 🐻 BEARISH
🎯 Target: $115.81 (-24.0%)
Spot @ $152.38 Reported debt climbs from $1.34B in FY 2023 to $28.75B in FY 2025 while ROIC sits at only 3.1%.
Sitting on the sidelines or leaning short WTFC above $152.38. Reported debt climbs from $1.34B in FY 2023 to $28.75B in FY 2025 while ROIC sits at only 3.1%.. Until Fundamental Cash Engine (14/20) and FCF yield (8.27%) inflect higher, upside is capped near $167.22.