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West Coast Community Bancorp (WCCB) 12-Month Stock Forecast & Price Target Cone

$63.46 +0.71% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $63.42

West Coast Community Bancorp (WCCB) carries a Roarable Rating of C- (Hold) with 60/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C- • HOLD / WATCH Cap $666.2M
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is WCCB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-03, West Coast Community Bancorp (NASDAQ: WCCB) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $63.46 (+0.71% 1D, market cap $666.2M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, WCCB ranks #399 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does WCCB compare to ACNB and CCB in the Financials sector?
▼

Within the Financials sector (Major Banks), WCCB carries a Roarable C- (60/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, ACNB (ACNB Corporation) holds a B- grade (71/100 RQD, P/E 18.0x, ROIC 8.8%, cap $665.1M) and CCB (Coastal Financial Corporation) posts a D grade (51/100 RQD, P/E 14.2x, ROIC 9.6%, cap $661.7M). Among the 5-stock peer group, CBNK leads on earnings multiple (12.0x) while CBNK leads on capital efficiency (14.2% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for WCCB?
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For West Coast Community Bancorp (WCCB), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #399 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and implied 5-year growth hurdle of 8.0%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $63.42 (-0.06%)🧬 Disciplined Float (-0.40% YoY Shares)⚙️ Cash Engine: 11/20 (D+) • 0.5% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 60/100 (C-) historically posted market-perform odds over rolling 90-day windows (+0.4% avg 90D alpha vs SPY • 53.5% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C-
025507510060
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D+ · Rk C
Cash (11)Whales (14)SEC (13)Macro (13)CEO (9)
Each axis scored 0–20
12M PRICE TARGET CONE+0.9% Base Target
$76 Bull$64 Base$50 Bear
📬 FREE WCCB RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for WCCB)Realized 20D OHLCV Swing Band: ±3.1%
Deterministic 5-Pillar Attribution (60/100 Composite)
🔍 WHY WCCB SCORES 60/100 (C-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+14/20 pts (23% of score)

20D Institutional Volume Accumulation (±3.1% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (22% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution9/20 pts (-11 pt drag)

Disciplined Float (-0.40% YoY Shares) & executive Form 4 sales trim 11 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
52
Grade C-$61.00-0.4% Next Q
Q2 (-2Q)
55
Grade C$60.74+4.5% Next Q
Q3 (-1Q)
57
Grade C$63.46+0% Next Q
Current
60
Grade C-$63.46+0.4% Hist 90D α
Trajectory: C- (52) → C- (60)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the WCCB Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 60/100 (C-) score, WCCB faces multiple-compression risk if current valuation multiples re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Company executives have done more routine share selling than personal cash buying lately.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Disciplined Float (-0.40% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($59.68) or 200D SMA ($52.10) invalidates the momentum regime and cuts Target Base ($64.03) toward Bear Floor ($49.94).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $WCCB• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “WCCB Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
YES 60%NO 40%Trade / Inspect Odds →
INTERACTIVE 12-MONTH POSITION SIMULATOR

Drag to Test Your WCCB Position Size: $10,000

Shares at $63.46: 157.6 sh
$1,000$10,000$25,000$50,000$100,000
12M Bear Case FloorTarget $49.94
$7,870
$-2,130 (-21.3%)
12M Consensus BaseTarget $64.03
$10,090
+$90 (+0.9%)
12M Bull Case BreakoutTarget $75.56
$11,907
+$1,907 (+19.1%)

Wall Street Analyst Breakdown & Historical Accuracy Audit (28 Desks)

Street Historical Accuracy: 64/100
● Strong Buy / Buy: 17● Hold: 9● Sell: 2
Wall Street FirmStance12M Target1Y AccuracyTrack Grade
Morgan StanleyInstitutional Equity DeskHOLD$6774%A
Goldman SachsSector Coverage LeadBUY$7169%B
JP MorganUS Large-Cap ResearchHOLD$5758%C
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Quantitative Research Desk

Scheduled RQD Strong Buys & Whale Accumulation Briefing (WCCB Tape Review)

  • ✓Breakdown of the highest-scoring RQD Green-Light breakouts across our 5,200+ rated universe
  • ✓Forensic Red-Light accounting & dilution traps to review on your watchlist
  • ✓Includes downloadable .ics calendar invite & nightly RQD rating-change email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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WCCB // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +26.87%▲ ASCENDING CHANNEL
2026-11-03O $63.26H $63.46L $63.26C $63.46VOL 61.3K
RES: $65.82SUP: $54.65SMA50: $59.68SMA200: $52.10
$65.31$59.43$53.54$47.66$41.77RES $65.82SUP $54.65$63.462026-05-042026-06-172026-08-042026-09-182026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

WCCB Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 WCCB Butterfly Map → + Track WCCB →
Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
8.0%/yr Implied 5Y Growth

vs. +6.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on WCCB today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for WCCB. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for WCCB today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (WCCB)

Financials Rank #399 of 1097 ⚔️ ACNB vs WCCB Full Matrix →

1. Head-to-Head Financials Peer Comparison (WCCB vs. ACNB, CCB, BHB, CBNK)

Industry: Major Banks (248 Tracked Issuers)

Across 1097 tracked Financials securities in the Roarable RQD universe, West Coast Community Bancorp (WCCB) ranks #399 by composite RQD confidence (60/100, grade C-) and #637 by equity capitalization ($666.2M). Within this direct 5-issuer industry benchmark cohort, CBNK leads on earnings valuation at 12.0x trailing P/E, while CBNK leads on capital efficiency and profitability with 14.2% ROIC and — gross margin. CBNK currently holds the highest overall quantitative score in the immediate peer group at 74/100 (B) compared with WCCB at 60/100 (C-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
WCCB ACTIVE
West Coast Community Bancorp
C- 60/100 — — — +0.71% $666.2M Benchmark Subject
ACNB
ACNB Corporation
B- 71/100 18.0x — 8.8% +2.63% $665.1M /acnb-vs-wccb →
CCB
Coastal Financial Corporation
D 51/100 14.2x — 9.6% +0.90% $661.7M /ccb-vs-wccb →
BHB
Bar Harbor Bankshares Inc.
C 65/100 18.6x — 6.9% +2.45% $678.0M /bhb-vs-wccb →
CBNK
Capital Bancorp Inc.
B 74/100 12.0x — 14.2% +3.33% $679.6M /cbnk-vs-wccb →

2. WCCB Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

West Coast Community Bancorp (WCCB) operates in Major Banks (Financials) with an equity capitalization of $666.2M, trailing P/E of N/A, forward P/E of N/A, and EV/EBITDA of N/A. Operating profitability registers a gross margin of —, operating margin of —, net profit margin of —, ROIC of —, and free cash flow yield of —, alongside an Altman Z-Score of N/A and Piotroski F-Score of N/A.

3. WCCB Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is WCCB stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, West Coast Community Bancorp (NASDAQ: WCCB) is rated C- (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 60/100 at a spot price of $63.46 (+0.71% 1D, market cap $666.2M). Pillar breakdown: Fundamental Cash Engine 11/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 13/20, and Executive Insider Alignment 9/20. Across 1097 tracked Financials issuers, WCCB ranks #399 in composite RQD confidence.

How does WCCB compare to ACNB and CCB in the Financials sector?

Within the Financials sector (Major Banks), WCCB carries a Roarable C- (60/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of —. By comparison, ACNB (ACNB Corporation) holds a B- grade (71/100 RQD, P/E 18.0x, ROIC 8.8%, cap $665.1M) and CCB (Coastal Financial Corporation) posts a D grade (51/100 RQD, P/E 14.2x, ROIC 9.6%, cap $661.7M). Among the 5-stock peer group, CBNK leads on earnings multiple (12.0x) while CBNK leads on capital efficiency (14.2% ROIC).

What are the biggest fundamental strengths and SEC risk factors for WCCB?

For West Coast Community Bancorp (WCCB), key quantitative strengths include Established market leader in Financials with deep daily trading liquidity and sector rank #399 in Financials, while primary risk factors center on Company executives have done more routine share selling than personal cash buying lately and implied 5-year growth hurdle of 8.0%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is WCCB trading relative to its 50-day, 200-day, and 52-week technical levels?

WCCB last traded at $63.46 (+0.71% on volume of 96,127 shares), positioning the stock +6.33% above its 50-day simple moving average ($59.68) and +21.80% above its 200-day simple moving average ($52.10). Across its 52-week range of $40.25 to $63.89, WCCB sits at the 98.2% percentile with a 14-day RSI of 78.1 (OVERBOUGHT (>70)) and an implied next-earnings move of ±3.1% ($61.49 to $65.43).

Direct Sub-Reports: WCCB RQD Cockpit WCCB 12M Forecast WCCB Earnings & Move WCCB Dividends & DRIP WCCB Insiders & 13F WCCB Whale Options WCCB Profit Sankey WCCB News & Why
ROARABLE RATING BRIEF • RQD 60/100 (C-) ✓ SEC XBRL & RQD VERIFIED

WCCB — West Coast Community Bancorp: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-11-03

1. Roarable Rating Brief: What This Means to a Prospective Investor

West Coast Community Bancorp (WCCB) earns a live Roarable RQD composite score of 60/100, corresponding to a C- letter grade (Roarable Hold) at a spot price of $63.46 (+0.71% 1D, market capitalization $666.2M).

  • Fundamental Cash Engine (11/20): Anchored by return on invested capital (ROIC) of —, gross margin of —, operating margin of —, and free cash flow yield of —.
  • Whale 13F & Options Flow (14/20) + Insider Conviction (9/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (13/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of N/A, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

West Coast Community Bancorp (WCCB) is a NASDAQ-listed operating company in the Major Banks industry (Financials sector) with an equity market capitalization of $666.2M. The business operates with a gross margin of 0%, an operating margin of 0%, and a return on invested capital (ROIC) of 0% (free cash flow yield of 0%). Within the Major Banks peer group, investor evaluation centers on operating leverage, unit margin durability, and capital allocation efficiency across market cycles.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (C- • RQD 60/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 14/20. With Fundamental Cash Engine at 11/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $40.25 – $63.89 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies cannot be mapped from the source data, and no sector correlations or second-order bottlenecks are identified.

  • Key Question #1: Can WCCB sustain or expand its — operating margin and — ROIC against Major Banks peers over the next 4 quarters?
  • Key Question #2: Will free cash flow conversion (— FCF yield) strengthen balance-sheet liquidity (Altman Z-Score N/A) toward the $63.89 52-week high?
  • Key Question #3: How sensitive is WCCB's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

WCCB Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for West Coast Community Bancorp (WCCB) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to WCCB Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

WCCB Bull vs. Bear Conversation Board — What's Your Call at $63.46?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON WCCB 🐻 33% BEARISH CONVICTION
1. Pick Your Side on WCCB:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
TA TapeReader_Pro RQD DEBATE OPENER • Price Action & Volume Trader 🐂 BULLISH 🎯 Target: $77.23 (+22.0%)
📌 Pinned Debate

Institutional flow (14/20) and a Q3 earnings beat headline point to accumulation interest in a stock trading near its 52-week high of $

Picked up a starter position in WCCB in my $100K Virtual Cash book at $63.30. Institutional flow (14/20) and a Q3 earnings beat headline point to accumulation interest in a stock trading near its 52-week high of $63.89.. Trading inside a $40.25–$63.89 52-week range with 0.0% FCF yield gives solid downside support if Major Banks multiples expand this quarter.

SectorRotator 🐂 BULL

@RedlineAuditor Fair point on current EV/EBITDA multiples, but you're ignoring the forward operating leverage in Major Banks. If gross margin (0.0%) holds, EPS grows into the multiple faster than bears think.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $51.27 (-19.0%)
Spot @ $63.30

Valuation & margin reality check on WCCB at $63.30 before chasing here

Here is the bear case nobody on the bull side wants to address on WCCB: Valuation & margin reality check on WCCB at $63.30 before chasing here. At current EV/EBITDA multiples, even a small guidance miss in Major Banks triggers a 12-15% air pocket.

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