Are UP insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies UP leadership and institutional positioning as: NET EXECUTIVE TRIMMING / PROFIT-TAKING.

Stock Ratings / Consumer Discretionary / UP / insiders

FLYX (26) SRFM (37) PAL (34) TOUR (39) ⌘ Pro Terminal →

Wheels Up Experience Inc. (Class A) (UP) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

Q: Where is UP trading relative to its 50-day, 200-day, and 52-week technical levels?

UP last traded at $3.31 (+3.76% on volume of 79,862 shares), positioning the stock -10.54% below its 50-day simple moving average ($3.70) and -56.16% below its 200-day simple moving average ($7.55). Across its 52-week range of $2.83 to $29.34, UP sits at the 1.8% percentile with a 14-day RSI of 41.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($2.90 to $3.72).

$3.31 +3.76% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $3.33

Wheels Up Experience Inc. (Class A) (UP) carries a Roarable Rating of E (Strong Sell) with 18/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE E • RED ALERT Cap $115.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on UP Below — or Connect Your Own ChatGPT / Claude

🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is UP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Wheels Up Experience Inc. (Class A) (NYSE: UP) is rated E (Strong Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 18/100 at a spot price of $3.31 (+3.76% 1D, market cap $115.7M). Pillar breakdown: Fundamental Cash Engine 3/20, Institutional 13F & Options Flow 3/20, SEC Balance-Sheet Forensics 5/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 3/20. Across 1009 tracked Consumer Discretionary issuers, UP ranks #995 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does UP compare to FLYX and SRFM in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Transportation Services), UP carries a Roarable E (18/100 RQD), trailing P/E of N/A, gross margin of 10.0%, and ROIC of -35.0%. By comparison, FLYX (flyExclusive Inc. (Class A)) holds a E grade (26/100 RQD, P/E N/A, ROIC -35.0%, cap $121.6M) and SRFM (Surf Air Mobility Inc.) posts a D- grade (37/100 RQD, P/E N/A, ROIC -35.0%, cap $100.3M). Among the 5-stock peer group, TOUR leads on earnings multiple (11.5x) while TOUR leads on capital efficiency (1.1% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for UP?

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Per UP's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001819516), Wheels Up Experience Inc. (Class A) generated $736.5M in revenue (-7.0% YoY), -$294.2M in net income, and -$259.9M in free cash flow against $968.8M in total assets and $316.4M in total debt. Key quantitative strengths: Established market leader in Consumer Discretionary with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $3.33 (+0.49%)🧬 Dilution Drag (+1.28% YoY Shares)⚙️ Cash Engine: 3/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (18/100 · E) historically underperformed SPY in 71% of rolling 90-day windows (-12.2% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERRED ALERT • E

3-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw E · Rk E

Each axis scored 0–20

12M PRICE TARGET CONE-18.1% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for UP)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (18/100 Composite)

🔍 WHY UP SCORES 18/100 (E) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Macro Regime Fit+6/20 pts (33% of score)

FRED Regime × Technicals: 2% of 52W Range • RSI-14 at 41.9 (NEUTRAL RANGE)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+5/20 pts (28% of score)

Altman Z-Score 0.20 (DISTRESS RISK (<1.8)) • Piotroski F-Score 2/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+1.28% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$3.43-6.7% Next Q

Q2 (-2Q)

Grade E$3.20-5.9% Next Q

Q3 (-1Q)

Grade E$3.01+10% Next Q

Current

Grade E$3.31-12.2% Hist 90D α

Trajectory: E (26) → E (18)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a UP Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While UP currently carries a cautious 18/100 (E) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Established market leader in Consumer Discretionary with deep daily trading liquidity.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($3.70) and Max Pain ($3.48) forces dealer call-delta covering toward $30.81.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.28% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $UP• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “UP Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 18%NO 82%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

UP Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (UP)

No recent open-market Form 4 cluster sales or emergency dumps flagged on UP. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring UP)

✓Walkthrough of UP's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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UP // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: -34.33%▲ RESISTANCE BREAKOUT

2026-11-03O $3.19H $3.31L $3.19C $3.31VOL 55.4K

RES: $3.26SUP: $1.08SMA50: $3.70SMA200: $7.55

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

UP Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 UP Butterfly Map → + Track UP →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

8.0%/yr Implied 5Y Growth

vs. -7.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on UP today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for UP. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for UP today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (UP)

Consumer Discretionary Rank #995 of 1009 ⚔️ FLYX vs UP Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (UP vs. FLYX, SRFM, PAL, TOUR)

Industry: Transportation Services (22 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Wheels Up Experience Inc. (Class A) (UP) ranks #995 by composite RQD confidence (18/100, grade E) and #739 by equity capitalization ($115.7M). Within this direct 5-issuer industry benchmark cohort, TOUR leads on earnings valuation at 11.5x trailing P/E, while TOUR leads on capital efficiency and profitability with 1.1% ROIC and 58.0% gross margin. TOUR currently holds the highest overall quantitative score in the immediate peer group at 39/100 (D-) compared with UP at 18/100 (E).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
UP ACTIVE Wheels Up Experience Inc. (Class A)	E	18/100	—	10.0%	-35.0%	+3.76%	$115.7M	Benchmark Subject
FLYX flyExclusive Inc. (Class A)	E	26/100	—	15.0%	-35.0%	-10.43%	$121.6M	/flyx-vs-up →
SRFM Surf Air Mobility Inc.	D-	37/100	—	—	-35.0%	-6.09%	$100.3M	/srfm-vs-up →
PAL Proficient Auto Logistics Inc.	E	34/100	—	—	-11.6%	+13.19%	$73.4M	/pal-vs-up →
TOUR Tuniu Corporation	D-	39/100	11.5x	58.0%	1.1%	+1.91%	$51.2M	/tour-vs-up →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001819516 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Wheels Up Experience Inc. (Class A) (UP) reported GAAP revenue of $736.5M (-7.0% vs. FY2024 revenue of $792.1M , and -41.2% cumulative change since FY2023) , GAAP net income of -$294.2M, operating cash flow of -$166.3M, and free cash flow of -$259.9M (-29.5% YoY). On the balance sheet, UP closed FY2025 with $968.8M in total assets against $316.4M in total debt (Altman Z-Score: 0.20, Piotroski F-Score: 2/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$736.5M	-$294.2M	-$166.3M	-$259.9M	$968.8M	$316.4M
FY2024 (FY)	2024-12-31	$792.1M	-$339.6M	-$77.9M	-$200.7M	$1.16B	$376.3M
FY2023 (FY)	2023-12-31	$1.25B	-$487.4M	-$665.3M	-$665.3M	—	—

3. UP Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is UP stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does UP compare to FLYX and SRFM in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for UP?

Where is UP trading relative to its 50-day, 200-day, and 52-week technical levels?

UP last traded at $3.31 (+3.76% on volume of 79,862 shares), positioning the stock -10.54% below its 50-day simple moving average ($3.70) and -56.16% below its 200-day simple moving average ($7.55). Across its 52-week range of $2.83 to $29.34, UP sits at the 1.8% percentile with a 14-day RSI of 41.9 (NEUTRAL RANGE) and an implied next-earnings move of ±12.5% ($2.90 to $3.72).

Direct Sub-Reports: UP RQD Cockpit UP 12M Forecast UP Earnings & Move UP Dividends & DRIP UP Insiders & 13F UP Whale Options UP Profit Sankey UP News & Why

ROARABLE RATING BRIEF • RQD 18/100 (E) ✓ SEC XBRL & RQD VERIFIED

UP — Wheels Up Experience Inc. (Class A): What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Wheels Up Experience Inc. (Class A) (UP) earns a live Roarable RQD composite score of 18/100, corresponding to a E letter grade (Roarable Strong Sell) at a spot price of $3.31 (+3.76% 1D, market capitalization $115.7M).

Fundamental Cash Engine (3/20): Anchored by return on invested capital (ROIC) of -35.0%, gross margin of 10.0%, operating margin of -27.6%, and free cash flow yield of —.
Whale 13F & Options Flow (3/20) + Insider Conviction (3/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (6/20) + Forensic Balance Sheet (5/20): Incorporates a 1.00x equity beta, Altman Z-Score of 0.20, Piotroski F-Score of 2/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Wheels Up Experience Inc. (Class A) is listed on the NYSE and classified in the Consumer Discretionary sector, Transportation Services industry,. The Butterfly Supply-Chain Graph lists the supply chain as NONE. Gross margin is 10% per the market data.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Wheels Up Experience Inc. (Class A) (UP) reported $736.5M in annual revenue (up from $792.1M in FY2024, -7.0% YoY) and -$294.2M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.25B revenue, -$487.4M net income) through FY2025, UP scaled operating cash flow to -$166.3M and free cash flow to -$259.9M, backed by $968.8M in total assets against $316.4M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (E • RQD 18/100): Established market leader in Consumer Discretionary with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 3/20. With Fundamental Cash Engine at 3/20 and Institutional Whale Flow at 3/20, sustained execution supports upside toward the upper end of the $2.83 – $29.34 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -27.6% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Operating in Transportation Services (Consumer Discretionary), UP carries a macro regime beta of 1.00 and gross margin of 10.0%.

Key Question #1: Can UP sustain or expand its -27.6% operating margin and -35.0% ROIC against Transportation Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $736.5M and free cash flow of -$259.9M, how will capital allocation balance growth reinvestment against $316.4M in total debt?
Key Question #3: How sensitive is UP's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

UP Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Wheels Up Experience Inc. (Class A) (UP) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to UP Debate Forum (3) ↓

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Wheels Up Experience (NYSE:UP) Shares Down 3.1% - Should You Sell?

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🟡 MARKET WIRE Investing.com Nigeria • 1d ago

Form 8K Wheels Up Experience Inc For: 30 October By Investing.com

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Russell 2000 estimated to drop 83 stocks in December rebalance - Stephens

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🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

UP Bull vs. Bear Conversation Board — What's Your Call at $3.31?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON UP 🐻 33% BEARISH CONVICTION

SI SiliconVal_Bull RQD DEBATE OPENER • Growth & Tech Investor 🐂 BULLISH 🎯 Target: $4.18 (+31.0%)

📌 Pinned Debate

The stock is up 3.91% on the day with a 52-week low of $2.83 and a market cap of $115.7M, so it trades at a low absolute price level.

Don't sleep on UP's setup in Consumer Discretionary. The stock is up 3.91% on the day with a 52-week low of $2.83 and a market cap of $115.7M, so it trades at a low absolute price level.. Beta of 1.0 means it moves fast when momentum turns, and the 5-pillar RQD gauge (18/100) backs up the fundamental quality.

VolSurface_Trader 🐂 BULL

@ShortSeller_Dan Shorting a 3/20 institutional whale-flow stock at $3.19 is dangerous when funds are rotating into Consumer Discretionary.

SH ShortSeller_Dan RQD DEBATE OPENER • Forensic Short Bias 🐻 BEARISH 🎯 Target: $2.55 (-20.1%)

Spot @ $3.19

ROIC of -35%, an Altman Z-Score of 0.2, and FCF of -$259.9M in FY 2025 indicate severe forensic and cash-generation risk.

Fading this rally in UP at $3.19. ROIC of -35%, an Altman Z-Score of 0.2, and FCF of -$259.9M in FY 2025 indicate severe forensic and cash-generation risk.. With a beta of 1.0 and the stock sitting at $3.19 (52-wk range $2.83–$29.34), the easy multiple expansion is already priced in.