Yahoo Finance report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Why TEM Stock dropped -7.22% Today — RQD Quant Desk Flash
Tempus AI Inc. (TEM) carries a Roarable Rating of D (Sell) with 45/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is TEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, Tempus AI Inc. (NASDAQ: TEM) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $72.22 (-7.22% 1D, market cap $14.13B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 12/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 5/20. Across 714 tracked Technology issuers, TEM ranks #435 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does TEM compare to FLUT and DOCN in the Technology sector?
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Within the Technology sector (Computer Software: Programming Data Processing), TEM carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -17.7%. By comparison, FLUT (Flutter Entertainment plc) holds a D- grade (41/100 RQD, P/E N/A, ROIC 0.1%, cap $13.87B) and DOCN (DigitalOcean Holdings Inc.) posts a D+ grade (55/100 RQD, P/E 45.3x, ROIC 13.2%, cap $11.75B). Among the 5-stock peer group, FDS leads on earnings multiple (18.9x) while FDS leads on capital efficiency (18.1% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for TEM?
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Per TEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001717115), Tempus AI Inc. generated $1.27B in revenue (+83.4% YoY), -$245.0M in net income, and -$239.1M in free cash flow against $2.27B in total assets and $802.6M in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
20D Institutional Volume Accumulation (±12.5% realized swing band)
Altman Z-Score 3.89 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 5/9
Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment
⚔️ Adversarial Opposing Case: What Could Spark a TEM Turnaround Squeeze
While TEM currently carries a cautious 45/100 (D) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Big institutional funds and options desks are actively positioning on the bullish side.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($71.02) and Max Pain ($75.83) forces dealer call-delta covering toward $95.06.
Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why TEM Stock dropped -7.22% Today — RQD Quant Desk Flash
Tempus AI Inc. (TEM) dropped -7.22% to $72.22, trading at 63% of its 52-week range ($40.77 – $90.53). Stretched risk/reward at current multiples (-18% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 63% of its 52-week range ($40.77 – $90.53) with RSI-14 at 58 (BULLISH MOMENTUM).
- ▸Volatility Profile: Historical 20-day realized swing band of ±12.5% around $72.22 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D (Sell) backed by 52% gross margin and $0 annual free cash flow.
Trefis report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Investor's Business Daily report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Trefis report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Zacks Investment Research report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Tempus AI, Inc. (TEM) Q3 2026 Earnings Call November 2, 2026 8:45 AM ESTCompany ParticipantsKendra WebsterEric Lefkofsky - Co-Founder, CEO, President &...
CHICAGO, November 02, 2026--Tempus AI, Inc. (NASDAQ: TEM), a technology company leading the adoption of AI to advance precision medicine, today reported financial results for the quarter ended September 30, 2026.
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TEM)
- ✓Walkthrough of TEM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
TEM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +83.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on TEM today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for TEM. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TEM)
1. Head-to-Head Technology Peer Comparison (TEM vs. FLUT, DOCN, FDS, PINS)
Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)Across 714 tracked Technology securities in the Roarable RQD universe, Tempus AI Inc. (TEM) ranks #435 by composite RQD confidence (45/100, grade D) and #125 by equity capitalization ($14.13B). Within this direct 5-issuer industry benchmark cohort, FDS leads on earnings valuation at 18.9x trailing P/E, while FDS leads on capital efficiency and profitability with 18.1% ROIC and 52.7% gross margin. FDS currently holds the highest overall quantitative score in the immediate peer group at 86/100 (A) compared with TEM at 45/100 (D).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| TEM
ACTIVE
Tempus AI Inc. | D | 45/100 | — | — | -17.7% | -7.22% | $14.13B | Benchmark Subject |
| FLUT Flutter Entertainment plc | D- | 41/100 | — | 45.2% | 0.1% | +4.29% | $13.87B | /flut-vs-tem → |
| DOCN DigitalOcean Holdings Inc. | D+ | 55/100 | 45.3x | 59.9% | 13.2% | -10.32% | $11.75B | /docn-vs-tem → |
| FDS FactSet Research Systems Inc. | A | 86/100 | 18.9x | 52.7% | 18.1% | +2.98% | $11.29B | /fds-vs-tem → |
| PINS Pinterest Inc. | C+ | 68/100 | 27.1x | 80.1% | 6.2% | -2.81% | $11.28B | /pins-vs-tem → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001717115In its most recent audited fiscal period (FY2025, filed 2025-12-31), Tempus AI Inc. (TEM) reported GAAP revenue of $1.27B (+83.4% vs. FY2024 revenue of $693.4M , and +139.1% cumulative change since FY2023) , GAAP net income of -$245.0M, operating cash flow of -$218.1M, and free cash flow of -$239.1M (-13.2% YoY). On the balance sheet, TEM closed FY2025 with $2.27B in total assets against $802.6M in total debt (Altman Z-Score: 3.89, Piotroski F-Score: 5/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.27B | -$245.0M | -$218.1M | -$239.1M | $2.27B | $802.6M |
| FY2024 (FY) | 2024-12-31 | $693.4M | -$705.8M | -$189.0M | -$211.2M | $926.1M | $391.4M |
| FY2023 (FY) | 2023-12-31 | $531.8M | -$214.1M | -$214.3M | -$238.3M | $7.77B | $1.82B |
3. TEM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs TEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-02, Tempus AI Inc. (NASDAQ: TEM) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 45/100 at a spot price of $72.22 (-7.22% 1D, market cap $14.13B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 18/20, Executive Insider Alignment 12/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 5/20. Across 714 tracked Technology issuers, TEM ranks #435 in composite RQD confidence.
How does TEM compare to FLUT and DOCN in the Technology sector?
Within the Technology sector (Computer Software: Programming Data Processing), TEM carries a Roarable D (45/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of -17.7%. By comparison, FLUT (Flutter Entertainment plc) holds a D- grade (41/100 RQD, P/E N/A, ROIC 0.1%, cap $13.87B) and DOCN (DigitalOcean Holdings Inc.) posts a D+ grade (55/100 RQD, P/E 45.3x, ROIC 13.2%, cap $11.75B). Among the 5-stock peer group, FDS leads on earnings multiple (18.9x) while FDS leads on capital efficiency (18.1% ROIC).
What are the biggest fundamental strengths and SEC risk factors for TEM?
Per TEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001717115), Tempus AI Inc. generated $1.27B in revenue (+83.4% YoY), -$245.0M in net income, and -$239.1M in free cash flow against $2.27B in total assets and $802.6M in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.
Where is TEM trading relative to its 50-day, 200-day, and 52-week technical levels?
TEM last traded at $72.22 (-7.22% on volume of 10,457,299 shares), positioning the stock +1.69% above its 50-day simple moving average ($71.02) and +26.66% above its 200-day simple moving average ($57.02). Across its 52-week range of $40.77 to $90.53, TEM sits at the 63.2% percentile with a 14-day RSI of 58.0 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($63.19 to $81.25).
TEM Investor FAQ & Complete 8-Part Research Index
100% OPEN ACCESS • SEC EDGAR × CBOE × FREDWhy is TEM stock moving today?
Why TEM Stock dropped -7.22% Today — RQD Quant Desk Flash. Stretched risk/reward at current multiples (-18% return on capital) under elevated 10-year interest-rate pressure.
TEM — Tempus AI Inc.: What the Facts Mean to a Prospective Investor
Roarable Rating Brief: What This Means to a Prospective Investor
Per the Roarable RQD rating, TEM scores 45 out of 100, earning a letter grade of D and the verdict "Roarable Sell — Underperform / Distribution Warning." The five pillars are as follows. Fundamental Cash Engine scores 5 of 20, reflecting ROIC of -17.7% and an FCF yield of -1.69%; for a prospective investor, this indicates the business is currently consuming capital rather than generating it relative to invested capital. Whale 13F Flow scores 18 of 20, indicating institutional accumulation and options positioning as the strongest pillar, which suggests large holders have been building exposure even as fundamentals lag. Insider Conviction scores 5 of 20, reflecting SEC Form 4 and Congressional PTR cluster flow that does not provide strong insider-alignment support. Macro Regime Fit scores 5 of 20, tied to a Beta of 1.22 and sector sensitivity, meaning the stock is expected to move more than the market in either direction. Forensic Balance Sheet scores 12 of 20, supported by an Altman Z of 3.89, a Piotroski F of 5/9, and a Debt/Equity of 1.52. Taken together, the upside case rests mainly on institutional positioning and a balance sheet that is not in distress, while the valuation and cash-generation tradeoffs are substantial: the forward P/E of 33 is paid against negative trailing EPS of -1.35 and negative operating margin of -19.9%. The implication is an analytical, not a recommendation-based, read of a high-volatility name where the rating flags more downside risk than the institutional support offsets.
Financial Trend
| Period | Revenue | Operating Income | Net Income | EPS | FCF | Cash | Debt |
|---|---|---|---|---|---|---|---|
| FY 2025 | $1271.8M | $-252.9M | $-245.0M | N/A | $-239.1M | $604.8M | $802.6M |
| FY 2024 | $693.4M | $-691.1M | $-705.8M | N/A | $-211.2M | $341.0M | $391.4M |
| FY 2023 | $531.8M | $-196.1M | $-214.1M | N/A | $-238.3M | N/A | $1818.8M |
Per the SEC financials, reported revenue rose from $531.8M in FY 2023 to $1271.8M in FY 2025, while operating and net losses persisted in every period shown. Per the market data, net margin is -19.3% and ROIC is -17.7%. Per the Roarable RQD rating, the Altman Z-Score is 3.89, the Piotroski F-Score is 5/9, and Debt/Equity is 1.52. Cash of $604.8M against debt of $802.6M in FY 2025 describes the current balance sheet posture.
Recent Catalysts & News Wire Analysis
Per the recent news and catalysts feed, six items reference TEM. Five are tagged as market wire items with YELLOW lights: a Yahoo Finance report on share movement and institutional positioning, a Trefis report on the stock's run, a TradingKey report on an October 5 close up 9.03%, a Yahoo! Finance Canada quote and history page, and a Trefis piece questioning concerns about the stock. One item from Investor's Business Daily is tagged RISK WATCH with a RED light, discussing option premiums and high risk. The source data does not provide the content of these reports beyond their headlines and summaries. Per the Butterfly Supply-Chain Graph, no proprietary signals or butterfly links are present.
Open Questions
- What are the company's products, customers, and revenue drivers, given that the source data describes only sector and industry classification?
- What is the explanation for the gap between reported FY 2025 revenue growth and continued operating losses?
- What are the P/E (TTM) and EV/EBITDA values, which the source data marks as unavailable?
- Who are the specific 13F institutional holders and insiders behind the Whale and Insider pillar scores?
- What is the EPS for FY 2025 and FY 2024, which the source data lists as N/A?
TEM Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Tempus AI Inc. (TEM) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Trefis report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
TradingKey report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Yahoo! Finance Canada report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Investor's Business Daily report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Trefis report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Zacks Investment Research report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Tempus AI Inc. (TEM) market action, institutional positioning, and fundamental catalysts.
TEM Bull vs. Bear Conversation Board — What's Your Call at $72.22?
🔥 Official Bull vs. Bear Debate: Is TEM (D • RQD 45/100) a Buy at $77.84?
Welcome to the TEM (Tempus AI Inc.) Roar Pit. Current RQD Composite is 45/100 (Roarable Sell — Underperform / Distribution Warning) in Computer Software: Programming Data Processing. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.
Pump the brakes on TEM — check the valuation vs. margin headwinds
Everyone in here is repeating the bull case on TEM, but look at what you are paying: current EV/EBITDA multiples with tightening sector spreads. Unless Tempus AI Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.
TEM cash flow & RQD setup is being underpriced by the Street here
Looking at the 5-pillar RQD breakdown on TEM, the market is fixating on short-term headline noise in Computer Software: Programming Data Processing and ignoring the balance sheet and cash flow trajectory. At $77.84 (52-wk range $40.77 - $90.53), any beat on forward guidance forces shorts and underweight funds to chase.