ROARABLE
Today ⌘ Pro Terminal Big Ideas 🎲 Predictions Screener πŸ¦‹ Butterfly 8 Analysts πŸ›οΈ Policy 🎬 Video β˜… Watchlist 🎲 Prediction Markets πŸ“Š RQD Track Record πŸ“… Next Catalysts πŸ›‘οΈ Overlap & Crash X-Ray πŸ“° Live Wire πŸ‹ 13F Whales πŸ›οΈ Congress & CEO Buys πŸ† $100K Arena ⌘ Pro Terminal πŸ“ Methodology & Corrections
Stock Ratings / Technology / TEM / insiders
FLUT (42) FDS (87) PINS (67) DOCN (54) ⌘ Pro Terminal β†’

Tempus AI Inc. (TEM) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$72.22 -7.22% NASDAQ β€’ Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $71.14

Tempus AI Inc. (TEM) carries a Roarable Rating of D- (Sell) with 42/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

πŸ“Š Historical Track Record Warning: Scores below 50 (42/100 Β· D-) historically underperformed SPY in 71% of rolling 90-day windows β†’
ROARABLE D- β€’ SELL / AVOID Cap $13.11B
πŸ“€ Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚑ INSTANT AI QUANT PREVIEW β€’ $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on TEM Below β€” or Connect Your Own ChatGPT / Claude
πŸ€– Mara Quenwick β€’ AI Quant Lead (Click for Instant Brief) Is TEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
β–Ό

As of 2026-11-03, Tempus AI Inc. (NASDAQ: TEM) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $72.22 (-7.22% 1D, market cap $13.11B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 12/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 5/20. Across 714 tracked Technology issuers, TEM ranks #457 in composite RQD confidence.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Ellis Vennor β€’ AI Peer & Flow Quant (Click for Instant Brief) How does TEM compare to FLUT and FDS in the Technology sector?
β–Ό

Within the Technology sector (Computer Software: Programming Data Processing), TEM carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of β€”, and ROIC of -17.7%. By comparison, FLUT (Flutter Entertainment plc) holds a D- grade (42/100 RQD, P/E N/A, ROIC 0.1%, cap $14.47B) and FDS (FactSet Research Systems Inc.) posts a A grade (87/100 RQD, P/E 18.9x, ROIC 18.1%, cap $11.62B). Among the 5-stock peer group, FDS leads on earnings multiple (18.9x) while FDS leads on capital efficiency (18.1% ROIC).

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– Gideon Ashmere β€’ AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for TEM?
β–Ό

Per TEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001717115), Tempus AI Inc. generated $1.27B in revenue (+83.4% YoY), -$245.0M in net income, and -$239.1M in free cash flow against $2.27B in total assets and $802.6M in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

βœ“ Pre-computed one-to-many AI Quant brief
πŸ€– AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists β€” not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
πŸ›‘οΈ Portfolio Crash X-Ray
EXT / AFTER-HRS: $71.14 (-1.49%)🧬 Dilution Drag (+1.92% YoY Shares)βš™οΈ Cash Engine: 5/20 (E) β€’ 0% FCF Margin
Verify 90D Bucket Audit β†’
πŸ“Š Historical Track Record Warning: Scores below 50 (42/100 Β· D-) historically underperformed SPY in 71% of rolling 90-day windows (-7.0% avg 90D alpha vs SPY β€’ 29.0% hit rate).
Audit Bucket Track Record β†’
RQD QUANT TACHOMETERSELL / AVOID β€’ D-
025507510042
2-of-3 JEV AI Jury Bearish Warning
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) β€” not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- Β· Rk D-
Cash (5)Whales (15)SEC (12)Macro (5)CEO (5)
Each axis scored 0–20
12M PRICE TARGET CONE-7.2% Base Target
$94 Bull$67 Base$52 Bear
πŸ“¬ FREE TEM RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: β€” (No Active Options Snapshot on file for TEM)Realized 20D OHLCV Swing Band: Β±12.5%
Deterministic 5-Pillar Attribution (42/100 Composite)
πŸ” WHY TEM SCORES 42/100 (D-) β€” TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
β–² #1 Bullish Driver: Whale & Options Positioning+15/20 pts (36% of score)

20D Institutional Volume Accumulation (Β±12.5% realized swing band)

β–² #2 Bullish Driver: SEC 10-K Forensic Risk+12/20 pts (29% of score)

Altman Z-Score 3.89 (FORTRESS SAFE (>3.0)) β€’ Piotroski F-Score 5/9

β–Ό #1 Drag / Risk Factor: Insider Conviction & Share Dilution5/20 pts (-15 pt drag)

Dilution Drag (+1.92% YoY Shares) & executive Form 4 sales trim 15 pts from alignment

πŸ“ˆ PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 β†’ Q2 β†’ Q3 β†’ Current
Q1 (-3Q)
34
Grade E$68.32-0.8% Next Q
Q2 (-2Q)
37
Grade E$67.76+13.1% Next Q
Q3 (-1Q)
39
Grade E$76.61-5.7% Next Q
Current
42
Grade D-$72.22-7% Hist 90D Ξ±
Trajectory: E (34) β†’ D- (42)Full Audit β†’
βš”οΈ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

βš”οΈ Adversarial Opposing Case: What Could Spark a TEM Turnaround Squeeze

Gideon Ashmere Forensic Desk β†’

While TEM currently carries a cautious 42/100 (D-) rating due to Insider Conviction & Share Dilution (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

πŸš€ Contrarian Squeeze Trigger #1

Big institutional funds and options desks are actively positioning on the bullish side.

πŸš€ Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($71.09) and Max Pain ($75.83) forces dealer call-delta covering toward $93.54.

πŸš€ Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+1.92% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $TEMβ€’ $4.8M Crowd Pool β€’ Kalshi / Polymarket Composite
Contract: β€œTEM Beats Next Quarterly Revenue & EPS Consensus + Hyperscaler AI CapEx Holds Record Pace”
YES 42%NO 58%Trade / Inspect Odds β†’
SEC FORM 4 Γ— 13F HEDGE FUNDS Γ— CONGRESSIONAL STOCK ACT

TEM Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales β†’
β–² Disclosed Buys: 0 ($0)β–Ό Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (TEM)

No recent open-market Form 4 cluster sales or emergency dumps flagged on TEM. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP β€’ SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring TEM)

  • βœ“Walkthrough of TEM's RQD Radar, SEC cash-conversion gap & downside invalidation levels
  • βœ“3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
  • βœ“Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) β†’$100K Arena
TEM // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +29.40%β–² ASCENDING CHANNEL
2026-11-03O $77.84H $77.84L $72.22C $72.22VOL 10.46M
RES: $99.85SUP: $64.57SMA50: $71.09SMA200: $57.05
$92.47$78.46$64.45$50.43$36.42RES $99.85SUP $64.57$72.222026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

TEM Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

πŸ¦‹ TEM Butterfly Map β†’ + Track TEM β†’
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
25.5%/yr Implied 5Y Growth

vs. +83.4% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on TEM today. View full Setup Ledger β†’

πŸ¦‹ Documented & Second-Order Butterfly Connections Open Graph β†’

No direct multi-tier Butterfly edges indexed yet for TEM. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for TEM today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk β†’
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT β€’ SEC EDGAR XBRL Γ— RQD PEER BENCHMARK

πŸ“Š Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (TEM)

Technology Rank #457 of 714 βš”οΈ FLUT vs TEM Full Matrix β†’

1. Head-to-Head Technology Peer Comparison (TEM vs. FLUT, FDS, PINS, DOCN)

Industry: Computer Software: Programming Data Processing (72 Tracked Issuers)

Across 714 tracked Technology securities in the Roarable RQD universe, Tempus AI Inc. (TEM) ranks #457 by composite RQD confidence (42/100, grade D-) and #130 by equity capitalization ($13.11B). Within this direct 5-issuer industry benchmark cohort, FDS leads on earnings valuation at 18.9x trailing P/E, while FDS leads on capital efficiency and profitability with 18.1% ROIC and 52.7% gross margin. FDS currently holds the highest overall quantitative score in the immediate peer group at 87/100 (A) compared with TEM at 42/100 (D-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
TEM ACTIVE
Tempus AI Inc.
D- 42/100 β€” β€” -17.7% -7.22% $13.11B Benchmark Subject
FLUT
Flutter Entertainment plc
D- 42/100 β€” 45.2% 0.1% +4.29% $14.47B /flut-vs-tem β†’
FDS
FactSet Research Systems Inc.
A 87/100 18.9x 52.7% 18.1% +2.98% $11.62B /fds-vs-tem β†’
PINS
Pinterest Inc.
C+ 67/100 27.1x 80.1% 6.2% -2.81% $11.10B /pins-vs-tem β†’
DOCN
DigitalOcean Holdings Inc.
D+ 54/100 45.3x 59.9% 13.2% -10.32% $10.54B /docn-vs-tem β†’

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K β€’ FILED 2025-12-31 β€’ CIK 0001717115

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Tempus AI Inc. (TEM) reported GAAP revenue of $1.27B (+83.4% vs. FY2024 revenue of $693.4M , and +139.1% cumulative change since FY2023) , GAAP net income of -$245.0M, operating cash flow of -$218.1M, and free cash flow of -$239.1M (-13.2% YoY). On the balance sheet, TEM closed FY2025 with $2.27B in total assets against $802.6M in total debt (Altman Z-Score: 3.89, Piotroski F-Score: 5/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $1.27B -$245.0M -$218.1M -$239.1M $2.27B $802.6M
FY2024 (FY) 2024-12-31 $693.4M -$705.8M -$189.0M -$211.2M $926.1M $391.4M
FY2023 (FY) 2023-12-31 $531.8M -$214.1M -$214.3M -$238.3M $7.77B $1.82B

3. TEM Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

βœ“ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is TEM stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Tempus AI Inc. (NASDAQ: TEM) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 42/100 at a spot price of $72.22 (-7.22% 1D, market cap $13.11B). Pillar breakdown: Fundamental Cash Engine 5/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 12/20, FRED Macro Regime Fit 5/20, and SEC Balance-Sheet Forensics 5/20. Across 714 tracked Technology issuers, TEM ranks #457 in composite RQD confidence.

How does TEM compare to FLUT and FDS in the Technology sector?

Within the Technology sector (Computer Software: Programming Data Processing), TEM carries a Roarable D- (42/100 RQD), trailing P/E of N/A, gross margin of β€”, and ROIC of -17.7%. By comparison, FLUT (Flutter Entertainment plc) holds a D- grade (42/100 RQD, P/E N/A, ROIC 0.1%, cap $14.47B) and FDS (FactSet Research Systems Inc.) posts a A grade (87/100 RQD, P/E 18.9x, ROIC 18.1%, cap $11.62B). Among the 5-stock peer group, FDS leads on earnings multiple (18.9x) while FDS leads on capital efficiency (18.1% ROIC).

What are the biggest fundamental strengths and SEC risk factors for TEM?

Per TEM's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001717115), Tempus AI Inc. generated $1.27B in revenue (+83.4% YoY), -$245.0M in net income, and -$239.1M in free cash flow against $2.27B in total assets and $802.6M in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is TEM trading relative to its 50-day, 200-day, and 52-week technical levels?

TEM last traded at $72.22 (-7.22% on volume of 10,457,299 shares), positioning the stock +1.59% above its 50-day simple moving average ($71.09) and +26.59% above its 200-day simple moving average ($57.05). Across its 52-week range of $40.77 to $89.09, TEM sits at the 65.1% percentile with a 14-day RSI of 50.6 (NEUTRAL RANGE) and an implied next-earnings move of Β±12.5% ($63.19 to $81.25).

Direct Sub-Reports: TEM RQD Cockpit TEM 12M Forecast TEM Earnings & Move TEM Dividends & DRIP TEM Insiders & 13F TEM Whale Options TEM Profit Sankey TEM News & Why
ROARABLE RATING BRIEF β€’ RQD 42/100 (D-) βœ“ STAGE-C NUMBER FIREWALL VERIFIED

TEM β€” Tempus AI Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:14:58Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, TEM scores 45 out of 100, earning a letter grade of D and the verdict "Roarable Sell β€” Underperform / Distribution Warning." The five pillars are as follows. Fundamental Cash Engine scores 5 of 20, reflecting ROIC of -17.7% and an FCF yield of -1.69%; for a prospective investor, this indicates the business is currently consuming capital rather than generating it relative to invested capital. Whale 13F Flow scores 18 of 20, indicating institutional accumulation and options positioning as the strongest pillar, which suggests large holders have been building exposure even as fundamentals lag. Insider Conviction scores 5 of 20, reflecting SEC Form 4 and Congressional PTR cluster flow that does not provide strong insider-alignment support. Macro Regime Fit scores 5 of 20, tied to a Beta of 1.22 and sector sensitivity, meaning the stock is expected to move more than the market in either direction. Forensic Balance Sheet scores 12 of 20, supported by an Altman Z of 3.89, a Piotroski F of 5/9, and a Debt/Equity of 1.52. Taken together, the upside case rests mainly on institutional positioning and a balance sheet that is not in distress, while the valuation and cash-generation tradeoffs are substantial: the forward P/E of 33 is paid against negative trailing EPS of -1.35 and negative operating margin of -19.9%. The implication is an analytical, not a recommendation-based, read of a high-volatility name where the rating flags more downside risk than the institutional support offsets.

Business

is a NASDAQ-listed issuer in the Technology sector, within the Computer Software: Programming Data Processing industry, with a market capitalization of $14.1B. Per the market data, gross margin is 0%, and operating margin is -19.9%. β€”

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts feed, six items reference TEM. Five are tagged as market wire items with YELLOW lights: a Yahoo Finance report on share movement and institutional positioning, a Trefis report on the stock's run, a TradingKey report on an October 5 close up 9.03%, a Yahoo! Finance Canada quote and history page, and a Trefis piece questioning concerns about the stock. One item from Investor's Business Daily is tagged RISK WATCH with a RED light, discussing option premiums and high risk. Per the Butterfly Supply-Chain Graph, no proprietary signals or butterfly links are present.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, supply chain status is NONE, with no butterfly links and no proprietary signals. β€”

Open Questions

  • What are the company's products, customers, and revenue drivers, given that the source data describes only sector and industry classification?
  • What is the explanation for the gap between reported FY 2025 revenue growth and continued operating losses?
  • What are the P/E (TTM) and EV/EBITDA values, which the source data marks as unavailable?
  • Who are the specific 13F institutional holders and insiders behind the Whale and Insider pillar scores?
  • What is the EPS for FY 2025 and FY 2024, which the source data lists as N/A?

TEM Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Tempus AI Inc. (TEM) β€’ Click "Debate This Headline" to argue it in the Roar Pit below

πŸ’¬ Jump to TEM Debate Forum (3) ↓
πŸ”₯ THE ROAR PIT β€’ LIVE COMMUNITY DEBATE 3 Active Posts & Replies

TEM Bull vs. Bear Conversation Board β€” What's Your Call at $72.22?

πŸ‚ 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON TEM 🐻 33% BEARISH CONVICTION
1. Pick Your Side on TEM:
πŸ’‘ Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
BR BreakoutHunter Swing & Catalyst Trader πŸ‚ BULLISH 🎯 Target: $91.00 (+26.0%)
πŸ“Œ Pinned Debate

Institutional whale 13F flow scores 18 of 20, the strongest pillar in the RQD rating.

Long TEM at $72.22 targeting $91.00. Institutional whale 13F flow scores 18 of 20, the strongest pillar in the RQD rating.. Institutional whale score is 15/20 and the risk/reward vs. the $40.77 52-week low is skewed heavily in favor of bulls.

EarningsSniper πŸ‚ BULL

Both sides have a point here β€” TEM's 12/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

FA FadeTheHype Contrarian Tape Reader 🐻 BEARISH 🎯 Target: $56.33 (-22.0%)
Spot @ $72.22

ROIC of -17.7% and FCF yield of -1.69% leave the fundamental cash engine scoring 5 of 20.

Sitting on the sidelines or leaning short TEM above $72.22. ROIC of -17.7% and FCF yield of -1.69% leave the fundamental cash engine scoring 5 of 20.. Until Fundamental Cash Engine (5/20) and FCF yield (-1.69%) inflect higher, upside is capped near $89.09.

LIVE TAPE SPY $752.10 -1.80% QQQ $681.09 -3.60% DIA $519.34 -1.08% IWM $279.14 -1.68% NVDA $204.64 -4.22% AAPL $344.63 -1.23% MSFT $521.91 -1.55% TSLA $399.81 -0.86% PLTR $184.11 -6.27% SOFI $16.76 -4.83% IBIT $43.35 -5.42% GLD $361.65 -3.59%