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Champion Homes Inc. (SKY) Dividend Safety Gauge & 10-Year DRIP Compounder

$88.70 +4.72% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $89.67

Champion Homes Inc. (SKY) earns a Roarable Rating of A- (Buy) with 81/100 RQD Confidence. High-quality cash engine (26.4% gross margin, 21% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

ROARABLE A- • BUY Cap $4.60B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on SKY Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is SKY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Champion Homes Inc. (NYSE: SKY) is rated A- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 81/100 at a spot price of $88.70 (+4.72% 1D, market cap $4.60B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 18/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, SKY ranks #12 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does SKY compare to CVCO and MTH in the Consumer Discretionary sector?
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Within the Consumer Discretionary sector (Homebuilding), SKY carries a Roarable A- (81/100 RQD), trailing P/E of 21.3x, gross margin of 26.4%, and ROIC of 20.8%. By comparison, CVCO (Cavco Industries Inc.) holds a B+ grade (80/100 RQD, P/E 22.0x, ROIC 17.6%, cap $4.76B) and MTH (Meritage Homes Corporation) posts a C- grade (59/100 RQD, P/E 9.3x, ROIC 8.0%, cap $4.20B). Among the 5-stock peer group, MTH leads on earnings multiple (9.3x) while ECG leads on capital efficiency (30.4% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for SKY?
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Per SKY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-28, CIK 0000090896), Champion Homes Inc. generated $2.66B in revenue (+7.3% YoY), $206.9M in net income, and $269.7M in free cash flow against $2.11B in total assets and $23.8M in total debt. Key quantitative strengths: Strong cash generator (26.4% gross margin)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $89.67 (+1.09%)🧬 Cannibal Buyback (-2.64% YoY Shares)⚙️ Cash Engine: 18/20 (A) • 10.1% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 81/100 (A-) historically ranked in the Top 8% of excess returns over the next 90 days (+8.4% avg 90D alpha vs SPY • 71.6% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • A-
025507510081
3-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw A- · Rk B+
Cash (18)Whales (14)SEC (18)Macro (14)CEO (17)
Each axis scored 0–20
12M PRICE TARGET CONE+10.3% Base Target
$116 Bull$98 Base$73 Bear
📬 FREE SKY RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for SKY)Realized 20D OHLCV Swing Band: ±7.6%
Deterministic 5-Pillar Attribution (81/100 Composite)
🔍 WHY SKY SCORES 81/100 (A-) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Cash Engine Quality+18/20 pts (22% of score)

SEC XBRL FY 2025 (10-K): 10.1% FCF Margin ($269.7M FCF) & 26.4% Gross Margin

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+18/20 pts (22% of score)

Altman Z-Score 5.32 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▼ #1 Drag / Risk Factor: Macro Regime Fit14/20 pts (-6 pt drag)

Macro rate sensitivity & RSI-14 (56.8) create a -6 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
73
Grade B$75.90-0.2% Next Q
Q2 (-2Q)
76
Grade B+$75.73+4.4% Next Q
Q3 (-1Q)
78
Grade A-$79.09+12.2% Next Q
Current
81
Grade A-$88.70+8.4% Hist 90D α
Trajectory: B (73) → A- (81)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the SKY Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 81/100 (A-) score, SKY faces multiple-compression risk if 21.3x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-2.64% YoY Shares) — any gross margin slip below 23.9% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($83.44) or 200D SMA ($82.15) invalidates the momentum regime and cuts Target Base ($97.88) toward Bear Floor ($72.73).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $SKY• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “SKY Beats Next Quarter EPS Consensus (Dec 26, 2026) & Holds Above 200D SMA”
CASH DIVIDEND + BUYBACK YIELD
1.8% Total Yield
0% Cash ($0.00/yr) + 1.8% Buybacks
PAYOUT SAFETY SPEEDOMETER
74/100 • REINVESTING IN GROWTH + BUYBACKS
FREE CASH FLOW PAYOUT RATIO
0% (100% Reinvested)
Retains cash flow for R&D and share repurchases
INTERACTIVE DRIP & SHAREHOLDER-YIELD COMPOUNDER (5.8% EST. ANNUAL)

$10,000 Compounded Over 10 Years → $17,573

Est. Year-10 Shareholder Yield: $316/yr
$10.6K
Yr 1
$11.2K
Yr 2
$11.8K
Yr 3
$12.5K
Yr 4
$13.3K
Yr 5
$14.0K
Yr 6
$14.8K
Yr 7
$15.7K
Yr 8
$16.6K
Yr 9
$17.6K
Yr 10
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Cash-Flow & Quality Compounder Desk

Cash-Fortress Compounders: Auditing Free Cash Flow & Yield Safety in SKY & A-Rated Leaders

  • ✓12-month Bull/Base/Bear fair-value walkthrough on SKY and its top sector peer
  • ✓Top Roarable A-Rated cash compounders with verified executive & 13F accumulation
  • ✓Includes nightly RQD rating-change & forensic signal email alerts
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
SKY // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +22.50%📐 HORIZONTAL RANGE
2026-11-03O $81.05H $88.70L $81.05C $88.70VOL 1.43M
RES: $106.4SUP: $73.78SMA50: $83.44SMA200: $82.15
$98.88$89.39$79.90$70.41$60.93RES $106.4SUP $73.78$88.702026-05-042026-06-182026-08-052026-09-212026-11-03
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

SKY Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle
15.0%/yr Implied 5Y Growth

vs. +7.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on SKY today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for SKY. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for SKY today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (SKY)

Consumer Discretionary Rank #12 of 1009 ⚔️ CVCO vs SKY Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (SKY vs. CVCO, MTH, ECG, GEO)

Industry: Homebuilding (31 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Champion Homes Inc. (SKY) ranks #12 by composite RQD confidence (81/100, grade A-) and #283 by equity capitalization ($4.60B). Within this direct 5-issuer industry benchmark cohort, MTH leads on earnings valuation at 9.3x trailing P/E, while ECG leads on capital efficiency and profitability with 30.4% ROIC and 12.1% gross margin. SKY currently leads its immediate peer cohort in composite quantitative strength at 81/100 (A-).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
SKY ACTIVE
Champion Homes Inc.
A- 81/100 21.3x 26.4% 20.8% +4.72% $4.60B Benchmark Subject
CVCO
Cavco Industries Inc.
B+ 80/100 22.0x 23.5% 17.6% +7.09% $4.76B /cvco-vs-sky →
MTH
Meritage Homes Corporation
C- 59/100 9.3x — 8.0% +7.04% $4.20B /mth-vs-sky →
ECG
Everus Construction Group Inc.
D 46/100 27.3x 12.1% 30.4% +0.35% $5.24B /ecg-vs-sky →
GEO
Geo Group Inc
D 47/100 14.8x — 6.6% -2.21% $3.75B /geo-vs-sky →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2026-03-28 • CIK 0000090896 ↗

In its most recent audited fiscal period (FY2025, filed 2026-03-28), Champion Homes Inc. (SKY) reported GAAP revenue of $2.66B (+7.3% vs. FY2024 revenue of $2.48B , and +31.5% cumulative change since FY2023) , GAAP net income of $206.9M, operating cash flow of $303.9M, and free cash flow of $269.7M (+41.7% YoY). On the balance sheet, SKY closed FY2025 with $2.11B in total assets against $23.8M in total debt (Altman Z-Score: 5.32, Piotroski F-Score: 8/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2026-03-28 $2.66B $206.9M $303.9M $269.7M $2.11B $23.8M
FY2024 (FY) 2025-03-29 $2.48B $198.4M $240.9M $190.3M $2.04B $24.7M
FY2023 (FY) 2024-03-30 $2.02B $146.7M $222.7M $131.6M $2.43B $568.6M

3. SKY Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is SKY stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-03, Champion Homes Inc. (NYSE: SKY) is rated A- (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 81/100 at a spot price of $88.70 (+4.72% 1D, market cap $4.60B). Pillar breakdown: Fundamental Cash Engine 18/20, Institutional 13F & Options Flow 14/20, SEC Balance-Sheet Forensics 18/20, FRED Macro Regime Fit 14/20, and Executive Insider Alignment 17/20. Across 1009 tracked Consumer Discretionary issuers, SKY ranks #12 in composite RQD confidence.

How does SKY compare to CVCO and MTH in the Consumer Discretionary sector?

Within the Consumer Discretionary sector (Homebuilding), SKY carries a Roarable A- (81/100 RQD), trailing P/E of 21.3x, gross margin of 26.4%, and ROIC of 20.8%. By comparison, CVCO (Cavco Industries Inc.) holds a B+ grade (80/100 RQD, P/E 22.0x, ROIC 17.6%, cap $4.76B) and MTH (Meritage Homes Corporation) posts a C- grade (59/100 RQD, P/E 9.3x, ROIC 8.0%, cap $4.20B). Among the 5-stock peer group, MTH leads on earnings multiple (9.3x) while ECG leads on capital efficiency (30.4% ROIC).

What are the biggest fundamental strengths and SEC risk factors for SKY?

Per SKY's SEC EDGAR XBRL 10-K filing (FY2025, filed 2026-03-28, CIK 0000090896), Champion Homes Inc. generated $2.66B in revenue (+7.3% YoY), $206.9M in net income, and $269.7M in free cash flow against $2.11B in total assets and $23.8M in total debt. Key quantitative strengths: Strong cash generator (26.4% gross margin)—profits are backed by real money, not accounting tricks. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run. Institutional options positioning shows a 50% call / 50% put premium split.

Where is SKY trading relative to its 50-day, 200-day, and 52-week technical levels?

SKY last traded at $88.70 (+4.72% on volume of 1,158,772 shares), positioning the stock +6.30% above its 50-day simple moving average ($83.44) and +7.97% above its 200-day simple moving average ($82.15). Across its 52-week range of $63.87 to $99.17, SKY sits at the 70.3% percentile with a 14-day RSI of 56.8 (BULLISH MOMENTUM) and an implied next-earnings move of ±7.6% ($81.96 to $95.44).

ROARABLE RATING BRIEF • RQD 81/100 (A-) ✓ SEC XBRL & RQD VERIFIED

SKY — Champion Homes Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit
Updated: 2026-03-28

1. Roarable Rating Brief: What This Means to a Prospective Investor

Champion Homes Inc. (SKY) earns a live Roarable RQD composite score of 81/100, corresponding to a A- letter grade (Roarable Buy) at a spot price of $88.70 (+4.72% 1D, market capitalization $4.60B).

  • Fundamental Cash Engine (18/20): Anchored by return on invested capital (ROIC) of 20.8%, gross margin of 26.4%, operating margin of 9.5%, and free cash flow yield of 6.13%.
  • Whale 13F & Options Flow (14/20) + Insider Conviction (17/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
  • Macro Regime Fit (14/20) + Forensic Balance Sheet (18/20): Incorporates a 1.05x equity beta, Altman Z-Score of 5.32, Piotroski F-Score of 8/9, and Debt/Equity of 0.01x.

2. Business Model, Unit Margins & SEC Financial Trajectory

Champion Homes Inc. (SKY) is a NYSE-listed issuer in the Consumer Discretionary sector, operating in the Homebuilding industry. The company generated revenue of $2.66B in FY 2025.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2026-03-28), Champion Homes Inc. (SKY) reported $2.66B in annual revenue (up from $2.48B in FY2024, +7.3% YoY) and $206.9M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($2.02B revenue, $146.7M net income) through FY2025, SKY scaled operating cash flow to $303.9M and free cash flow to $269.7M, backed by $2.11B in total assets against $23.8M in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

  • 🐂 Primary Bull Case (A- • RQD 81/100): Strong cash generator (26.4% gross margin)—profits are backed by real money, not accounting tricks. Company leadership has skin in the game with net positive insider conviction. With Fundamental Cash Engine at 18/20 and Institutional Whale Flow at 14/20, sustained execution supports upside toward the upper end of the $63.87 – $99.17 52-week range.
  • 🐻 Primary Bear Case & Valuation Risk: Broader market pullbacks can still drag down strong stocks in the short run. Investors must weigh 21.3x trailing P/E and 13.4x EV/EBITDA against 9.5% operating margins and a 1.05x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

No upstream or downstream dependencies, sector correlations, or proprietary signal links are recorded. Upstream suppliers, downstream customers, and 2nd-order bottlenecks are — The only sector context provided is the classification as Consumer Discretionary / Homebuilding.

  • Key Question #1: Can SKY sustain or expand its 9.5% operating margin and 20.8% ROIC against Homebuilding peers over the next 4 quarters?
  • Key Question #2: Following FY2025 revenue of $2.66B and free cash flow of $269.7M, how will capital allocation balance growth reinvestment against $23.8M in total debt?
  • Key Question #3: How sensitive is SKY's 19.8x forward P/E multiple to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.05x)?

SKY Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Champion Homes Inc. (SKY) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to SKY Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

SKY Bull vs. Bear Conversation Board — What's Your Call at $88.70?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON SKY 🐻 33% BEARISH CONVICTION
1. Pick Your Side on SKY:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
QU QuantViper RQD DEBATE OPENER • Systematic Momentum Desk 🐂 BULLISH 🎯 Target: $105.03 (+24.0%)
📌 Pinned Debate

Per the RQD rating, an 18/20 fundamental cash engine with 20.8% ROIC and a 6.13% FCF yield, supported by an 18/20 forensic balance shee

Here is why I am bullish on SKY here at $84.70: Per the RQD rating, an 18/20 fundamental cash engine with 20.8% ROIC and a 6.13% FCF yield, supported by an 18/20 forensic balance sheet.. Compare SKY's 9.5% operating margin and 20.8% ROIC against the rest of Homebuilding. As long as cash conversion holds up, dips toward $80.47 are getting bought.

ArenaChamp_24 🐂 BULL

@RedlineAuditor Fair point on 21.3x trailing P/E, but you're ignoring the forward operating leverage in Homebuilding. If gross margin (26.4%) holds, EPS grows into the multiple faster than bears think.

RE RedlineAuditor RQD DEBATE OPENER • Accounting Quality Watch 🐻 BEARISH 🎯 Target: $72.84 (-14.0%)
Spot @ $84.70

Per the RQD rating and news wire, the whale 13F flow scores only 9/20 and a RED-flagged Seeking Alpha item cites a rating downgrade on

Careful chasing SKY at $84.70. Per the RQD rating and news wire, the whale 13F flow scores only 9/20 and a RED-flagged Seeking Alpha item cites a rating downgrade on unaddressed risks.. Gross margin is 26.4%, but operating margin is 9.5%, which shows SG&A and reinvestment are eating into bottom-line EPS. Target $72.84 on multiple compression.

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