Yahoo Finance UK report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Why ONIT Stock surged +5.27% Today — RQD Quant Desk Flash
Onity Group Inc. (ONIT) carries a Roarable Rating of D- (Sell) with 40/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief)
Is ONIT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-03, Onity Group Inc. (NYSE: ONIT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $28.97 (+5.27% 1D, market cap $229.9M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 5/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 10/20. Across 1097 tracked Financials issuers, ONIT ranks #918 in composite RQD confidence.
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief)
How does ONIT compare to USDE and MFIN in the Financials sector?
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Within the Financials sector (Finance: Consumer Services), ONIT carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 30.2%. By comparison, USDE (StablecoinX Inc. (Class A)) holds a D+ grade (52/100 RQD, P/E N/A, ROIC —, cap $229.2M) and MFIN (Medallion Financial Corp.) posts a D+ grade (52/100 RQD, P/E 6.2x, ROIC 10.5%, cap $231.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while ONIT leads on capital efficiency (30.2% ROIC).
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief)
What are the biggest fundamental strengths and SEC risk factors for ONIT?
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Per ONIT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000873860), Onity Group Inc. generated $1.07B in revenue (+9.3% YoY), $189.5M in net income, and -$750.9M in free cash flow against $16.17B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer
Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9
SEC Form 4 / 13F Thermometer: 50% Net Buy • Cannibal Buyback (-0.68% YoY Shares)
Put hedging (50% put share) caps near-term gamma upside (-15 pts vs max)
⚔️ Adversarial Opposing Case: What Could Spark a ONIT Turnaround Squeeze
While ONIT currently carries a cautious 40/100 (D-) rating due to Whale & Options Positioning (5/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.
Established market leader in Financials with deep daily trading liquidity.
Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($30.07) and Max Pain ($30.42) forces dealer call-delta covering toward $56.81.
Forensic Repair Trigger: Halting share dilution (Cannibal Buyback (-0.68% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.
Why ONIT Stock surged +5.27% Today — RQD Quant Desk Flash
Onity Group Inc. (ONIT) surged +5.27% to $28.97, trading at 14% of its 52-week range ($24.86 – $54.1). Stretched risk/reward at current multiples (30% return on capital) under elevated 10-year interest-rate pressure.
- ▸Technical Tape: Trading at 14% of its 52-week range ($24.86 – $54.1) with RSI-14 at 48 (NEUTRAL RANGE).
- ▸Volatility Profile: Historical 20-day realized swing band of ±10.4% around $28.97 (no active unusual options sweep snapshot on file).
- ▸Fundamental Anchor: Roarable D- (Sell) backed by 52% gross margin and $0 annual free cash flow.
Seeking Alpha report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Altisource Portfolio Solutions (NASDAQ:ASPS) reported higher third-quarter service revenue and adjusted EBITDA as customer wins continued to ramp across its servicer and real estate and origination businesses, while the
Third quarter 2026 Service revenue grew 26% compared to the third quarter 2025 LUXEMBOURG, Oct. 29, 2026 (GLOBE NEWSWIRE) -- Altisource Portfolio Solutions S.A. (“Altisource” or the “Company”) (NASDAQ: ASPS), a leading p
Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring ONIT)
- ✓Walkthrough of ONIT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
- ✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
- ✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks
ONIT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure
Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).
vs. +9.3% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).
No active Ellis Vennor swing setup published on ONIT today. View full Setup Ledger →
No direct multi-tier Butterfly edges indexed yet for ONIT. Explore sector supply chains on /butterfly.
📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (ONIT)
1. Head-to-Head Financials Peer Comparison (ONIT vs. USDE, MFIN, DGXX, SVIA)
Industry: Finance: Consumer Services (156 Tracked Issuers)Across 1097 tracked Financials securities in the Roarable RQD universe, Onity Group Inc. (ONIT) ranks #918 by composite RQD confidence (40/100, grade D-) and #857 by equity capitalization ($229.9M). Within this direct 5-issuer industry benchmark cohort, MFIN leads on earnings valuation at 6.2x trailing P/E, while ONIT leads on capital efficiency and profitability with 30.2% ROIC and — gross margin. USDE currently holds the highest overall quantitative score in the immediate peer group at 52/100 (D+) compared with ONIT at 40/100 (D-).
| Ticker / Company | Roarable Grade | RQD Score | Trailing P/E | Gross Margin | ROIC | 1D Change | Market Cap | Head-to-Head |
|---|---|---|---|---|---|---|---|---|
| ONIT
ACTIVE
Onity Group Inc. | D- | 40/100 | — | — | 30.2% | +5.27% | $229.9M | Benchmark Subject |
| USDE StablecoinX Inc. (Class A) | D+ | 52/100 | — | — | — | -9.25% | $229.2M | /usde-vs-onit → |
| MFIN Medallion Financial Corp. | D+ | 52/100 | 6.2x | — | 10.5% | -0.79% | $231.9M | /mfin-vs-onit → |
| DGXX Digi Power X Inc. Subordinate Voting Shares | E | 19/100 | — | — | -23.0% | -4.28% | $225.1M | /dgxx-vs-onit → |
| SVIA Silvia Inc. | D | 50/100 | — | — | — | +5.10% | $238.2M | /svia-vs-onit → |
2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)
SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0000873860 ↗In its most recent audited fiscal period (FY2025, filed 2025-12-31), Onity Group Inc. (ONIT) reported GAAP revenue of $1.07B (+9.3% vs. FY2024 revenue of $976.0M , and 0.0% cumulative change since FY2023) , GAAP net income of $189.5M, operating cash flow of -$748.0M, and free cash flow of -$750.9M (-30.7% YoY). On the balance sheet, ONIT closed FY2025 with $16.17B in total assets against $0 in total debt (Altman Z-Score: N/A, Piotroski F-Score: 3/9).
| Fiscal Period | Filing Date | Revenue | Net Income | Operating Cash Flow | Free Cash Flow | Total Assets | Total Debt |
|---|---|---|---|---|---|---|---|
| FY2025 (FY) | 2025-12-31 | $1.07B | $189.5M | -$748.0M | -$750.9M | $16.17B | — |
| FY2024 (FY) | 2024-12-31 | $976.0M | $33.9M | -$573.8M | -$574.6M | $16.44B | — |
| FY2023 (FY) | 2023-12-31 | $1.07B | -$63.7M | $10.4M | $10.4M | — | — |
3. ONIT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)
✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLEDIs ONIT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
As of 2026-11-03, Onity Group Inc. (NYSE: ONIT) is rated D- (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 40/100 at a spot price of $28.97 (+5.27% 1D, market cap $229.9M). Pillar breakdown: Fundamental Cash Engine 9/20, Institutional 13F & Options Flow 5/20, SEC Balance-Sheet Forensics 10/20, FRED Macro Regime Fit 6/20, and Executive Insider Alignment 10/20. Across 1097 tracked Financials issuers, ONIT ranks #918 in composite RQD confidence.
How does ONIT compare to USDE and MFIN in the Financials sector?
Within the Financials sector (Finance: Consumer Services), ONIT carries a Roarable D- (40/100 RQD), trailing P/E of N/A, gross margin of —, and ROIC of 30.2%. By comparison, USDE (StablecoinX Inc. (Class A)) holds a D+ grade (52/100 RQD, P/E N/A, ROIC —, cap $229.2M) and MFIN (Medallion Financial Corp.) posts a D+ grade (52/100 RQD, P/E 6.2x, ROIC 10.5%, cap $231.9M). Among the 5-stock peer group, MFIN leads on earnings multiple (6.2x) while ONIT leads on capital efficiency (30.2% ROIC).
What are the biggest fundamental strengths and SEC risk factors for ONIT?
Per ONIT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0000873860), Onity Group Inc. generated $1.07B in revenue (+9.3% YoY), $189.5M in net income, and -$750.9M in free cash flow against $16.17B in total assets and $0 in total debt. Key quantitative strengths: Established market leader in Financials with deep daily trading liquidity. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.
Where is ONIT trading relative to its 50-day, 200-day, and 52-week technical levels?
ONIT last traded at $28.97 (+5.27% on volume of 63,830 shares), positioning the stock -3.66% below its 50-day simple moving average ($30.07) and -23.12% below its 200-day simple moving average ($37.68). Across its 52-week range of $24.86 to $54.10, ONIT sits at the 14.1% percentile with a 14-day RSI of 48.0 (NEUTRAL RANGE) and an implied next-earnings move of ±10.4% ($25.96 to $31.98).
ONIT — Onity Group Inc.: What the Facts Mean to a Prospective Investor
1. Roarable Rating Brief: What This Means to a Prospective Investor
Onity Group Inc. (ONIT) earns a live Roarable RQD composite score of 40/100, corresponding to a D- letter grade (Roarable Sell) at a spot price of $28.97 (+5.27% 1D, market capitalization $229.9M).
- Fundamental Cash Engine (9/20): Anchored by return on invested capital (ROIC) of 30.2%, gross margin of —, operating margin of —, and free cash flow yield of —.
- Whale 13F & Options Flow (5/20) + Insider Conviction (10/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
- Macro Regime Fit (6/20) + Forensic Balance Sheet (10/20): Incorporates a 1.00x equity beta, Altman Z-Score of N/A, Piotroski F-Score of 3/9, and Debt/Equity of N/A.
2. Business Model, Unit Margins & SEC Financial Trajectory
Onity Group Inc. Is a NYSE-listed issuer classified under the Financials sector and the Finance: Consumer Services industry. The profile reports a market capitalization of $0.2B.
In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Onity Group Inc. (ONIT) reported $1.07B in annual revenue (up from $976.0M in FY2024, +9.3% YoY) and $189.5M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($1.07B revenue, -$63.7M net income) through FY2025, ONIT scaled operating cash flow to -$748.0M and free cash flow to -$750.9M, backed by $16.17B in total assets against $0 in total debt.
3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff
- 🐂 Primary Bull Case (D- • RQD 40/100): Established market leader in Financials with deep daily trading liquidity. Free cash flow yield of — and institutional whale pillar of 5/20. With Fundamental Cash Engine at 9/20 and Institutional Whale Flow at 5/20, sustained execution supports upside toward the upper end of the $24.86 – $54.10 52-week range.
- 🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against — operating margins and a 1.00x macro beta.
4. 2nd-Order Butterfly Ripples & Key Questions to Watch
No upstream or downstream dependencies, butterfly links, or proprietary signals are recorded. Second-order bottlenecks cannot be identified from the provided sources. The regulatory item on New York mortgage servicing fees, noted in the news section, is the only sector-adjacent catalyst referenced, and its transmission to revenue is not quantified in source data.
- Key Question #1: Can ONIT sustain or expand its — operating margin and 30.2% ROIC against Finance: Consumer Services peers over the next 4 quarters?
- Key Question #2: Following FY2025 revenue of $1.07B and free cash flow of -$750.9M, how will capital allocation balance growth reinvestment against $0 in total debt?
- Key Question #3: How sensitive is ONIT's equity valuation to Financials capital spending cycles and macro interest-rate shifts (Beta 1.00x)?
ONIT Live News Feed, Press Releases & Catalyst Wire
Real-time company headlines, analyst actions, and sector developments for Onity Group Inc. (ONIT) • Click "Debate This Headline" to argue it in the Roar Pit below
Yahoo Finance UK report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Seeking Alpha report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Benzinga report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
GuruFocus report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
Yahoo Finance report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
MarketBeat report covering Onity Group Inc. (ONIT) market action, institutional positioning, and fundamental catalysts.
ONIT Bull vs. Bear Conversation Board — What's Your Call at $28.97?
ROIC of 30.2% and reported net income rising from $33.9M in FY 2024 to $189.5M in FY 2025 signal strong return on capital.
Long ONIT at $27.52 targeting $36.33. ROIC of 30.2% and reported net income rising from $33.9M in FY 2024 to $189.5M in FY 2025 signal strong return on capital.. Institutional whale score is 5/20 and the risk/reward vs. the $24.86 52-week low is skewed heavily in favor of bulls.
@MeanReversion_88 Shorting a 5/20 institutional whale-flow stock at $27.52 is dangerous when funds are rotating into Financials.
Free cash flow was negative at -$750.9M in FY 2025 and -$574.6M in FY 2024, and the RQD cash-engine pillar scores 9/20 with a 0% FCF yi
Here is the bear case nobody on the bull side wants to address on ONIT: Free cash flow was negative at -$750.9M in FY 2025 and -$574.6M in FY 2024, and the RQD cash-engine pillar scores 9/20 with a 0% FCF yield.. At current EV/EBITDA multiples, even a small guidance miss in Finance: Consumer Services triggers a 12-15% air pocket.