Manulife Financial Corporation (MFC) Next Earnings Date & Expected ±3.5% Move

$44.63 -1.37% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $44.44

Manulife Financial Corporation (MFC) carries a Roarable Rating of C (Hold) with 64/100 RQD Confidence. The composite score sits in the neutral Hold band (59–69), meaning current holders don’t need to panic-sell while prospective buyers can wait for a move into the 70+ Buy zone.

ROARABLE C • HOLD / WATCH Cap $75.52B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
▼

As of 2026-11-02, Manulife Financial Corporation (NYSE: MFC) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $44.63 (-1.37% 1D, market cap $75.52B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, MFC ranks #300 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MFC compare to MET and SLF in the Financials sector?
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Within the Financials sector (Life Insurance), MFC carries a Roarable C (64/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, MET (MetLife Inc.) holds a B grade (72/100 RQD, P/E 20.2x, ROIC 1.6%, cap $64.08B) and SLF (Sun Life Financial Inc.) posts a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $45.56B). Among the 5-stock peer group, PRU leads on earnings multiple (11.3x) while PRU leads on capital efficiency (10.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MFC?
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For Manulife Financial Corporation (MFC), key quantitative strengths include Big institutional funds and options desks are actively positioning on the bullish side. and Clean SEC annual filing review with no major hidden accounting time-bombs., while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $44.43 (-0.44%)🧬 Cannibal Buyback (-1.24% YoY Shares)⚙️ Cash Engine: 12/20 (C-) • 15.8% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 64/100 (C) historically posted market-perform odds over rolling 90-day windows (+1.1% avg 90D alpha vs SPY • 55.2% hit rate — wait for RQD ≥ 70 breakout).
Audit Bucket Track Record →
RQD QUANT TACHOMETERHOLD / WATCH • C
025507510064
JEV AI Jury Split (Battleground)
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw C+ · Rk C-
Cash (12)Whales (16)SEC (15)Macro (9)CEO (12)
Each axis scored 0–20
12M PRICE TARGET CONE+2.7% Base Target
$54 Bull$46 Base$36 Bear
📬 FREE MFC RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MFC)Realized 20D OHLCV Swing Band: ±3.5%
Deterministic 5-Pillar Attribution (64/100 Composite)
🔍 WHY MFC SCORES 64/100 (C) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+16/20 pts (25% of score)

20D Institutional Volume Accumulation (±3.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (23% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 8/9

▼ #1 Drag / Risk Factor: Macro Regime Fit9/20 pts (-11 pt drag)

Macro rate sensitivity & RSI-14 (58.9) create a -11 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
56
Grade C$43.28+2.8% Next Q
Q2 (-2Q)
59
Grade C$44.48+1.1% Next Q
Q3 (-1Q)
61
Grade C$44.98-0.8% Next Q
Current
64
Grade C$44.63+1.1% Hist 90D α
Trajectory: C (56) → C (64)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the MFC Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 64/100 (C) score, MFC faces multiple-compression risk if 32.8x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Sensitive to high interest rates and tighter Federal Reserve market liquidity.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.24% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($43.69) or 200D SMA ($40.06) invalidates the momentum regime and cuts Target Base ($45.84) toward Bear Floor ($35.76).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MFC• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “MFC Beats Next Quarter EPS Consensus (Upcoming Quarter) & Holds Above 200D SMA”
NEXT EST. WINDOW: Upcoming Quarter (~28 DAYS)

Historical OHLCV Volatility ±3.5% Swing Band

±$1.56 Expected Swing
$43.07 (-3.5%)Spot $44.63$46.19 (+3.5%)
MODEL EARNINGS SETUP GAUGE

MFC Quantitative Pre-Earnings Setup: 64/100

Trailing EPS: $1.38 • YoY Revenue Growth: 18.7%

Model Bullish Setup (64/100)Model Risk Weight (36/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating MFC & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on MFC
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
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MFC // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +15.86%📐 HORIZONTAL RANGE
2026-11-02O $44.76H $45.25L $44.63C $44.63VOL 1.24M
RES: $45.92SUP: $41.12SMA50: $43.69SMA200: $40.06
$46.49$43.15$39.82$36.48$33.15RES $45.92SUP $41.12$44.632026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MFC Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
25.3%/yr Implied 5Y Growth

vs. +18.7% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MFC today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MFC. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for MFC today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MFC)

Financials Rank #300 of 1096 ⚔️ MET vs MFC Full Matrix →

1. Head-to-Head Financials Peer Comparison (MFC vs. MET, SLF, PRU, PUK)

Industry: Life Insurance (18 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, Manulife Financial Corporation (MFC) ranks #300 by composite RQD confidence (64/100, grade C) and #49 by equity capitalization ($75.52B). Within this direct 5-issuer industry benchmark cohort, PRU leads on earnings valuation at 11.3x trailing P/E, while PRU leads on capital efficiency and profitability with 10.9% ROIC and — gross margin. MET currently holds the highest overall quantitative score in the immediate peer group at 72/100 (B) compared with MFC at 64/100 (C).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
MFC ACTIVE
Manulife Financial Corporation
C 64/100 32.8x — 9.9% -1.37% $75.52B Benchmark Subject
MET
MetLife Inc.
B 72/100 20.2x — 1.6% -0.80% $64.08B /met-vs-mfc →
SLF
Sun Life Financial Inc.
C 64/100 32.8x — 9.9% -1.10% $45.56B /slf-vs-mfc →
PRU
Prudential Financial Inc.
C+ 69/100 11.3x — 10.9% -0.36% $40.32B /pru-vs-mfc →
PUK
Prudential Public Limited Company
D 50/100 32.8x — 9.9% +1.27% $30.48B /puk-vs-mfc →

2. MFC Fundamental Profitability, Capital Efficiency & Balance-Sheet Forensics

TRAILING 12M & FORWARD QUANTITATIVE SNAPSHOT

Manulife Financial Corporation (MFC) operates in Life Insurance (Financials) with an equity capitalization of $75.52B, trailing P/E of 32.8x, forward P/E of 27.6x, and EV/EBITDA of 21.0x. Operating profitability registers a gross margin of —, operating margin of 13.9%, net profit margin of 10.9%, ROIC of 9.9%, and free cash flow yield of 2.21%, alongside an Altman Z-Score of N/A and Piotroski F-Score of 8/9.

3. MFC Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MFC stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, Manulife Financial Corporation (NYSE: MFC) is rated C (Hold / HOLD) by Roarable's 5-pillar RQD engine with a composite confidence score of 64/100 at a spot price of $44.63 (-1.37% 1D, market cap $75.52B). Pillar breakdown: Fundamental Cash Engine 12/20, Institutional 13F & Options Flow 16/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 9/20, and SEC Balance-Sheet Forensics 12/20. Across 1096 tracked Financials issuers, MFC ranks #300 in composite RQD confidence.

How does MFC compare to MET and SLF in the Financials sector?

Within the Financials sector (Life Insurance), MFC carries a Roarable C (64/100 RQD), trailing P/E of 32.8x, gross margin of —, and ROIC of 9.9%. By comparison, MET (MetLife Inc.) holds a B grade (72/100 RQD, P/E 20.2x, ROIC 1.6%, cap $64.08B) and SLF (Sun Life Financial Inc.) posts a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $45.56B). Among the 5-stock peer group, PRU leads on earnings multiple (11.3x) while PRU leads on capital efficiency (10.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for MFC?

For Manulife Financial Corporation (MFC), key quantitative strengths include Big institutional funds and options desks are actively positioning on the bullish side. and Clean SEC annual filing review with no major hidden accounting time-bombs., while primary risk factors center on Sensitive to high interest rates and tighter Federal Reserve market liquidity. and implied 5-year growth hurdle of 25.3%/yr. Institutional options positioning shows a 50% call / 50% put premium split.

Where is MFC trading relative to its 50-day, 200-day, and 52-week technical levels?

MFC last traded at $44.63 (-1.37% on volume of 1,325,204 shares), positioning the stock +2.15% above its 50-day simple moving average ($43.69) and +11.41% above its 200-day simple moving average ($40.06). Across its 52-week range of $32.21 to $45.68, MFC sits at the 92.2% percentile with a 14-day RSI of 58.9 (BULLISH MOMENTUM) and an implied next-earnings move of ±3.5% ($43.07 to $46.19).

MFC Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is MFC's next earnings date?

Based on SEC filing cadence, Manulife Financial Corporation (MFC)'s next quarterly reporting window is estimated around Upcoming Quarter.

How much is MFC stock expected to move on earnings?

Volatility modeling currently projects a ±3.5% event move for MFC, spanning a range between $43.07 and $46.19.

ROARABLE RATING BRIEF • RQD 64/100 (C) ✓ STAGE-C NUMBER FIREWALL VERIFIED

MFC — Manulife Financial Corporation: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T14:08:24Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, MFC scores 64 out of 100, earning a C grade and the verdict "Roarable Hold — Fair / Balanced Risk-Reward." The five pillars break down as follows. Fundamental Cash Engine scores 12 of 20, anchored by ROIC of 9.9% and an FCF yield of 2.21%; this pillar signals that cash generation is adequate but not exceptional relative to the valuation. Whale 13F Flow scores 16 of 20, indicating institutional accumulation and options positioning that is a comparative strength in the rating. Insider Conviction scores 12 of 20, reflecting SEC Form 4 and Congressional PTR cluster flow that is moderately supportive without being decisive. Macro Regime Fit scores 9 of 20, the weakest pillar, tied to a beta of 0.96 and sector sensitivity, which suggests the stock tends to move in step with broad market and sector conditions rather than offering a distinct defensive or cyclical edge. Forensic Balance Sheet scores 15 of 20, supported by an Altman Z of 2.5, a Piotroski F of 8 out of 9, and a debt-to-equity ratio of 0.5.

For a prospective investor, the upside drivers in this profile are institutional accumulation and a balance sheet the rating treats as relatively sound. The valuation tradeoff is visible in the market data: trailing P/E of 32.8 against a forward P/E of 27.6 implies that earnings are expected to rise, but the current price already embeds substantial growth expectations, and EV/EBITDA of 21 is a full multiple. The low macro-regime score means the stock is not positioned as a clear hedge if conditions deteriorate. The 2.21% FCF yield and 0% dividend yield mean the return case rests largely on price appreciation rather than cash distributions to shareholders.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
45.25$75.52B32.827.6211.380%0.96$32.21 - $45.689.9%

Recent Catalysts & News Wire Analysis

The source data contains five news items, all tagged to MFC. Two items carry a GREEN or CATALYST-type signal: a kalkine.ca report referencing "double-digit core earnings growth" (flagged as a catalyst), which is the most material positive item in the feed. The remaining four items, from Yahoo! Finance Canada, MarketBeat, and Yahoo Finance UK, are marked YELLOW under MARKET WIRE and cover general market action, a 200-day moving average crossover, and a stock-in-play designation. These four are market-wire items and do not, on their face, describe a discrete fundamental event. Risk watch items are not separately itemized in the source data. The Butterfly Supply-Chain Graph reports no supply-chain links and no proprietary signals.

Open Questions

  • What are the reported revenue, operating income, net income, EPS, free cash flow, cash, and debt figures across recent periods, which would let an investor verify the margin and ROIC claims?
  • What analyst consensus rating and price targets exist for MFC, given the current price of 45.25?
  • Which specific insider, 13F institutional, and Congressional transactions drive the Whale Flow and Insider Conviction pillar scores?
  • What is the basis for the "double-digit core earnings growth" referenced in the kalkine.ca item, and what period does it cover?
  • Why does the market data record gross margin as 0%, and does this reflect a reporting convention or an absent figure?

MFC Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Manulife Financial Corporation (MFC) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MFC Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MFC Bull vs. Bear Conversation Board — What's Your Call at $44.63?

🐂 50% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MFC 🐻 50% BEARISH CONVICTION
1. Pick Your Side on MFC:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk ⚖️ DEBATE HOST 🎯 Target: $48.87 (+8.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is MFC (C • RQD 64/100) a Buy at $45.25?

Welcome to the MFC (Manulife Financial Corporation) Roar Pit. Current RQD Composite is 64/100 (Roarable Hold — Fair / Balanced Risk-Reward) in Life Insurance. Bulls point to operating leverage and sector positioning, while bears focus on valuation multiple compression (32.8x trailing P/E). Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

SK SkepticalCFA Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $37.11 (-18.0%)
Spot @ $45.25

Pump the brakes on MFC — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on MFC, but look at what you are paying: 32.8x trailing P/E with tightening sector spreads. Unless Manulife Financial Corporation expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

SI SiliconVal_Bull Verified K Arena Trader 🐂 BULLISH 🎯 Target: $54.75 (+21.0%)
Spot @ $45.25

MFC cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on MFC, the market is fixating on short-term headline noise in Life Insurance and ignoring the balance sheet and cash flow trajectory. At $45.25 (52-wk range $32.21 - $45.68), any beat on forward guidance forces shorts and underweight funds to chase.

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