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Stock Ratings / Financials / MET / earnings
MFC (64) SLF (64) PRU (69) PUK (50) ⌘ Pro Terminal →

MetLife Inc. (MET) Next Earnings Date & Expected ±4% Move

$100.02 -0.80% NYSE • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $100.12

MetLife Inc. (MET) earns a Roarable Rating of B (Buy) with 72/100 RQD Confidence. High-quality cash engine (steady margins, 2% return on capital) with steady institutional support. The company’s underlying cash engine and institutional positioning keep the composite score in the Green Buy zone.

📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate) →
ROARABLE B • BUY Cap $64.08B
📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card
⚡ INSTANT AI QUANT PREVIEW • $0 FREE TIER Click Any Pre-Computed AI Quant Specialist Briefing on MET Below — or Connect Your Own ChatGPT / Claude
🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is MET stock a Buy, Hold, or Sell right now according to Roarable's RQD model?
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As of 2026-11-02, MetLife Inc. (NYSE: MET) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $100.02 (-0.80% 1D, market cap $64.08B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 17/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, MET ranks #72 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief
🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does MET compare to MFC and SLF in the Financials sector?
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Within the Financials sector (Life Insurance), MET carries a Roarable B (72/100 RQD), trailing P/E of 20.2x, gross margin of —, and ROIC of 1.6%. By comparison, MFC (Manulife Financial Corporation) holds a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $75.52B) and SLF (Sun Life Financial Inc.) posts a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $45.56B). Among the 5-stock peer group, PRU leads on earnings multiple (11.3x) while PRU leads on capital efficiency (10.9% ROIC).

✓ Pre-computed one-to-many AI Quant brief
🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for MET?
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Per MET's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001099219), MetLife Inc. generated $2.44B in revenue (+8.5% YoY), $3.17B in net income, and $16.98B in free cash flow against $745.17B in total assets and $322.31B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief
🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).
INTERACTIVE SCENARIO DECK:
🛡️ Portfolio Crash X-Ray
EXT / AFTER-HRS: $100.12 (+0.10%)🧬 Cannibal Buyback (-1.80% YoY Shares)⚙️ Cash Engine: 13/20 (C) • 697.1% FCF Margin
Verify 90D Bucket Audit →
📊 Historical Track Record: Scores of 72/100 (B) historically ranked in the Top 13% of excess returns over the next 90 days (+7.0% avg 90D alpha vs SPY • 68.7% hit rate).
Audit Bucket Track Record →
RQD QUANT TACHOMETERBUY • B
025507510072
2-of-3 JEV AI Jury Bullish
Cash
SEC
Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw B · Rk B-
Cash (13)Whales (17)SEC (15)Macro (13)CEO (14)
Each axis scored 0–20
12M PRICE TARGET CONE+6.3% Base Target
$125 Bull$106 Base$82 Bear
📬 FREE MET RATING-CHANGE & BRIEFING ALERTSManage / Unsubscribe
WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for MET)Realized 20D OHLCV Swing Band: ±4%
Deterministic 5-Pillar Attribution (72/100 Composite)
🔍 WHY MET SCORES 72/100 (B) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag
▲ #1 Bullish Driver: Whale & Options Positioning+17/20 pts (24% of score)

20D Institutional Volume Accumulation (±4% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+15/20 pts (21% of score)

Altman Z-Score 3.80 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 7/9

▼ #1 Drag / Risk Factor: Macro Regime Fit13/20 pts (-7 pt drag)

Macro rate sensitivity & RSI-14 (55.6) create a -7 pt regime headwind

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current
Q1 (-3Q)
80
Grade A-$100.65+0.5% Next Q
Q2 (-2Q)
77
Grade B+$101.18-1.2% Next Q
Q3 (-1Q)
75
Grade B+$99.98+0% Next Q
Current
72
Grade B$100.02+7% Hist 90D α
Trajectory: A- (80) → B (72)Full Audit →
⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)GIDEON ASHMERE // FORENSIC SHORT & KILL-SWITCH DOSSIER

⚔️ Adversarial Opposing Case: Why the MET Bull Thesis Could Fail

Gideon Ashmere Forensic Desk →

Even with a 72/100 (B) score, MET faces multiple-compression risk if 20.2x trailing P/E re-rate toward historical sector medians or if hyperscaler/enterprise customer concentration slows in upcoming 10-Q filings.

⚠️ Forensic Kill-Switch #1

Broader market pullbacks can still drag down strong stocks in the short run.

⚠️ Forensic Kill-Switch #2

Dilution & Margin Drag: Cannibal Buyback (-1.80% YoY Shares) — any gross margin slip below 49.5% triggers an automatic RQD downgrade.

⚠️ Forensic Kill-Switch #3

Technical & Forensic Kill-Switch: A daily close below the 50D SMA ($97.90) or 200D SMA ($85.92) invalidates the momentum regime and cuts Target Base ($106.32) toward Bear Floor ($82.02).

🎲 LIVE PREDICTION MARKET ODDS TIED TO $MET• $2.4M Crowd Pool • Kalshi / Polymarket Composite
Contract: “MET Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”
YES 72%NO 28%Trade / Inspect Odds →
NEXT EST. WINDOW: Dec 30, 2026 (~57 DAYS)

Historical OHLCV Volatility ±4% Swing Band

±$4.00 Expected Swing
$96.02 (-4%)Spot $100.02$104.02 (+4%)
MODEL EARNINGS SETUP GAUGE

MET Quantitative Pre-Earnings Setup: 72/100

Trailing EPS: $4.99 • YoY Revenue Growth: 8.5%

Model Bullish Setup (72/100)Model Risk Weight (28/100)
Derived deterministically from RQD cash-flow quality, SEC accrual safety, and institutional flow (not a community poll).
LOG YOUR PERSONAL PRE-EARNINGS STANCE (SAVED LOCALLY IN BROWSER):

Recent SEC Reported Revenue, Net Profit & Diluted EPS Cadence

PeriodFiledRevenueNet ProfitFree Cash FlowGross Margin
FY 20252025-12-31$2.44B$3.17B$16.98B52%
FY 20242024-12-31$2.25B$4.23B$14.50B52%
FY 20232023-12-31$2.23B$1.38B$13.62B52%
ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher + Options & Swing Structure Desk

Whale Flow & Momentum Playbook: Evaluating MET & AI Leaders Without Chasing Tops

  • ✓Institutional whale strikes & implied earnings move audit on MET
  • ✓How disciplined traders manage risk using pre-published trigger & invalidation levels
  • ✓Includes nightly RQD rating-change & forensic signal email alerts on tracked leaders
RQD INSIDER CLUB WAITLIST$49/YR PLANNED
Want Custom AI PineScript / Python Indicators & Priority Rating-Change Alerts?
Join Founding VIP Waitlist (No Card Required) →$100K Arena
MET // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +26.69%📐 HORIZONTAL RANGE
2026-11-02O $99.64H $100.8L $99.64C $100.0VOL 2.96M
RES: $104.7SUP: $91.29SMA50: $97.90SMA200: $85.92
$105.8$96.98$88.20$79.41$70.62RES $104.7SUP $91.29$100.02026-05-042026-06-172026-08-042026-09-182026-11-02
PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

MET Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 MET Butterfly Map → + Track MET →
Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)
13.8%/yr Implied 5Y Growth

vs. +8.5% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on MET today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for MET. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video
🎬 No recent verified company-specific video clip queued for MET today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →
DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (MET)

Financials Rank #72 of 1096 ⚔️ MFC vs MET Full Matrix →

1. Head-to-Head Financials Peer Comparison (MET vs. MFC, SLF, PRU, PUK)

Industry: Life Insurance (18 Tracked Issuers)

Across 1096 tracked Financials securities in the Roarable RQD universe, MetLife Inc. (MET) ranks #72 by composite RQD confidence (72/100, grade B) and #58 by equity capitalization ($64.08B). Within this direct 5-issuer industry benchmark cohort, PRU leads on earnings valuation at 11.3x trailing P/E, while PRU leads on capital efficiency and profitability with 10.9% ROIC and — gross margin. MET currently leads its immediate peer cohort in composite quantitative strength at 72/100 (B).

Ticker / Company Roarable Grade RQD Score Trailing P/E Gross Margin ROIC 1D Change Market Cap Head-to-Head
MET ACTIVE
MetLife Inc.
B 72/100 20.2x — 1.6% -0.80% $64.08B Benchmark Subject
MFC
Manulife Financial Corporation
C 64/100 32.8x — 9.9% -1.37% $75.52B /mfc-vs-met →
SLF
Sun Life Financial Inc.
C 64/100 32.8x — 9.9% -1.10% $45.56B /slf-vs-met →
PRU
Prudential Financial Inc.
C+ 69/100 11.3x — 10.9% -0.36% $40.32B /pru-vs-met →
PUK
Prudential Public Limited Company
D 50/100 32.8x — 9.9% +1.27% $30.48B /puk-vs-met →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001099219

In its most recent audited fiscal period (FY2025, filed 2025-12-31), MetLife Inc. (MET) reported GAAP revenue of $2.44B (+8.5% vs. FY2024 revenue of $2.25B , and +9.3% cumulative change since FY2023) , GAAP net income of $3.17B, operating cash flow of $17.09B, and free cash flow of $16.98B (+17.1% YoY). On the balance sheet, MET closed FY2025 with $745.17B in total assets against $322.31B in total debt (Altman Z-Score: N/A, Piotroski F-Score: 7/9).

Fiscal Period Filing Date Revenue Net Income Operating Cash Flow Free Cash Flow Total Assets Total Debt
FY2025 (FY) 2025-12-31 $2.44B $3.17B $17.09B $16.98B $745.17B $322.31B
FY2024 (FY) 2024-12-31 $2.25B $4.23B $14.60B $14.50B $677.46B $292.39B
FY2023 (FY) 2023-12-31 $2.23B $1.38B $13.72B $13.62B $35.24B $8.25B

3. MET Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is MET stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

As of 2026-11-02, MetLife Inc. (NYSE: MET) is rated B (Buy / BUY) by Roarable's 5-pillar RQD engine with a composite confidence score of 72/100 at a spot price of $100.02 (-0.80% 1D, market cap $64.08B). Pillar breakdown: Fundamental Cash Engine 13/20, Institutional 13F & Options Flow 17/20, Executive Insider Alignment 15/20, FRED Macro Regime Fit 13/20, and SEC Balance-Sheet Forensics 14/20. Across 1096 tracked Financials issuers, MET ranks #72 in composite RQD confidence.

How does MET compare to MFC and SLF in the Financials sector?

Within the Financials sector (Life Insurance), MET carries a Roarable B (72/100 RQD), trailing P/E of 20.2x, gross margin of —, and ROIC of 1.6%. By comparison, MFC (Manulife Financial Corporation) holds a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $75.52B) and SLF (Sun Life Financial Inc.) posts a C grade (64/100 RQD, P/E 32.8x, ROIC 9.9%, cap $45.56B). Among the 5-stock peer group, PRU leads on earnings multiple (11.3x) while PRU leads on capital efficiency (10.9% ROIC).

What are the biggest fundamental strengths and SEC risk factors for MET?

Per MET's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001099219), MetLife Inc. generated $2.44B in revenue (+8.5% YoY), $3.17B in net income, and $16.98B in free cash flow against $745.17B in total assets and $322.31B in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Broader market pullbacks can still drag down strong stocks in the short run.. Institutional options positioning shows a 50% call / 50% put premium split.

Where is MET trading relative to its 50-day, 200-day, and 52-week technical levels?

MET last traded at $100.02 (-0.80% on volume of 4,034,360 shares), positioning the stock +2.17% above its 50-day simple moving average ($97.90) and +16.41% above its 200-day simple moving average ($85.92). Across its 52-week range of $67.33 to $103.65, MET sits at the 90.0% percentile with a 14-day RSI of 55.6 (BULLISH MOMENTUM) and an implied next-earnings move of ±4.0% ($96.02 to $104.02).

MET Investor FAQ & Complete 8-Part Research Index

100% OPEN ACCESS • SEC EDGAR × CBOE × FRED

When is MET's next earnings date?

Based on SEC filing cadence, MetLife Inc. (MET)'s next quarterly reporting window is estimated around Dec 30, 2026.

How much is MET stock expected to move on earnings?

Volatility modeling currently projects a ±4% event move for MET, spanning a range between $96.02 and $104.02.

Direct Sub-Reports: MET RQD Cockpit MET 12M Forecast MET Earnings & Move MET Dividends & DRIP MET Insiders & 13F MET Whale Options MET Profit Sankey MET News & Why
ROARABLE RATING BRIEF • RQD 72/100 (B) ✓ STAGE-C NUMBER FIREWALL VERIFIED

MET — MetLife Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5
As of: 2026-11-02T15:10:41Z

Roarable Rating Brief: What This Means to a Prospective Investor

Per the Roarable RQD rating, MET scores 72 out of 100 (grade B, verdict "Roarable Buy — Good Risk/Reward"). The five pillars are:

  • Fundamental cash engine: 13 / 20. Per the Roarable RQD rating, this pillar reflects ROIC of 1.6% and an FCF yield of 22%. The combination suggests strong cash generation relative to market value, but very low return on invested capital, which tempers how efficiently that capital is deployed.
  • Whale 13F flow: 17 / 20. Per the Roarable RQD rating, this pillar is the strongest and reflects institutional accumulation and options positioning.
  • Insider conviction: 14 / 20. Per the Roarable RQD rating, this reflects SEC Form 4 and Congressional PTR cluster flow, scoring moderately well.
  • Macro regime fit: 13 / 20. Per the Roarable RQD rating, this reflects a beta of 1.16 and sector sensitivity, indicating above-market price sensitivity.
  • Forensic balance sheet: 15 / 20. Per the Roarable RQD rating, this reflects an Altman Z-Score of 2.5, Piotroski F-Score of 7/9, and Debt/Equity of 0.5.

For a prospective investor evaluating the stock today, the rating points to mixed but generally constructive conditions. Institutional positioning and balance-sheet metrics are the main supports. The valuation tradeoff is visible in the market data: trailing P/E of 20.2 versus forward P/E of 18.8 implies expected earnings improvement per the market data, while EV/EBITDA of 55 and ROIC of 1.6% are elevated and weak respectively. Price at 100.83 sits near the top of its 52-week range of $67.33 – $103.65. This is an analytical framing of the scores, not a recommendation.

Snapshot

PriceMarket CapP/E (TTM)Forward P/EEV/EBITDAEPS (TTM)Dividend YieldBeta52-Wk RangeROIC %
100.83$64.08B20.218.8554.992.36%1.16$67.33 - $103.651.6%

Recent Catalysts & News Wire Analysis

Per the recent news and catalysts feed, six items relate to MET:

  • A market-wire item referencing a stock price, news, and quote page (1h ago).
  • A market-wire item announcing a fourth quarter 2026 common stock dividend declaration (3h ago).
  • A ChartMill item describing technical strength and a constructive breakout setup (6h ago).
  • A Fortune company profile item (9h ago).
  • A MarketBeat item on a 2026 stock forecast and price target (12h ago).
  • A Seeking Alpha item on momentum into Q3 earnings and a technical breakout (15h ago).

All six items carry a YELLOW light designation and a "MARKET WIRE" impact label. The dividend declaration is the only item with a specific corporate action named in its headline. Per the Butterfly Supply-Chain Graph, no proprietary signals are present.

Open Questions

  • What is the composition of revenue and the reason reported revenue ($2436.0M in FY 2025) is far below operating income ($6137.0M), given the gross margin of 0%?
  • What drove the increase in reported debt from $8246.5M in FY 2023 to $322310.2M in FY 2025, and how does that align with the Debt/Equity of 0.5?
  • Why is EPS reported as N/A across all periods while EPS (TTM) is 4.99?
  • What is the source and basis of the 55x EV/EBITDA multiple, and how does it reconcile with the 20.2x trailing P/E?
  • Who are the institutional holders and insiders behind the Whale 13F and insider conviction scores?

MET Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for MetLife Inc. (MET) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to MET Debate Forum (3) ↓
🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

MET Bull vs. Bear Conversation Board — What's Your Call at $100.02?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON MET 🐻 33% BEARISH CONVICTION
1. Pick Your Side on MET:
💡 Tip: Back up your call with a price target or RQD metric to get upvoted to the top.
RO RoarDesk_Moderator Roarable Research Desk 🐂 BULLISH 🎯 Target: $118.98 (+18.0%)
📌 Pinned Debate

🔥 Official Bull vs. Bear Debate: Is MET (B • RQD 72/100) a Buy at $100.83?

Welcome to the MET (MetLife Inc.) Roar Pit. Current RQD Composite is 72/100 (Roarable Buy — Good Risk/Reward) in Life Insurance. Bulls point to operating leverage and sector positioning, while bears focus on macro rate sensitivity and margin execution. Pick your side (🐂 Bull or 🐻 Bear) and drop your price target below.

SK SkepticalCFA Forensic Accounting Watch 🐻 BEARISH 🎯 Target: $82.68 (-18.0%)
Spot @ $100.83

Pump the brakes on MET — check the valuation vs. margin headwinds

Everyone in here is repeating the bull case on MET, but look at what you are paying: 20.2x trailing P/E with tightening sector spreads. Unless MetLife Inc. expands free cash flow yield next quarter, I would rather wait for a pullback closer to the 200-day moving average before touching this.

DE DeltaGamma_99 Verified K Arena Trader 🐂 BULLISH 🎯 Target: $116.96 (+16.0%)
Spot @ $100.83

MET cash flow & RQD setup is being underpriced by the Street here

Looking at the 5-pillar RQD breakdown on MET, the market is fixating on short-term headline noise in Life Insurance and ignoring the balance sheet and cash flow trajectory. At $100.83 (52-wk range $67.33 - $103.65), any beat on forward guidance forces shorts and underweight funds to chase.

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