What is KPLT's options positioning and volatility profile?

Roarable tracks verified CBOE unusual options sweeps, put/call ratios, and OHLCV realized volatility bands for KPLT.

Stock Ratings / Consumer Discretionary / KPLT / options

UPBD (70) PRG (69) ARLO (63) CTOS (60) ⌘ Pro Terminal →

Katapult Holdings Inc. (KPLT) Options Positioning, Max Pain & Unusual Sweeps

$10.38 -17.09% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $10.04

Katapult Holdings Inc. (KPLT) carries a Roarable Rating of D (Sell) with 47/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

📊 Historical Track Record Warning: Scores below 50 (47/100 · D) historically underperformed SPY in 71% of rolling 90-day windows →

ROARABLE D • SELL / AVOID Cap $880.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is KPLT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Katapult Holdings Inc. (NASDAQ: KPLT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 47/100 at a spot price of $10.38 (-17.09% 1D, market cap $880.7M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 15/20, Executive Insider Alignment 13/20, FRED Macro Regime Fit 10/20, and SEC Balance-Sheet Forensics 3/20. Across 1011 tracked Consumer Discretionary issuers, KPLT ranks #614 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does KPLT compare to UPBD and PRG in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Diversified Commercial Services), KPLT carries a Roarable D (47/100 RQD), trailing P/E of N/A, gross margin of 17.7%, and ROIC of -0.8%. By comparison, UPBD (Upbound Group Inc.) holds a B- grade (70/100 RQD, P/E 16.0x, ROIC 30.7%, cap $1.21B) and PRG (PROG Holdings Inc.) posts a C+ grade (69/100 RQD, P/E 8.9x, ROIC 37.3%, cap $1.36B). Among the 5-stock peer group, PRG leads on earnings multiple (8.9x) while PRG leads on capital efficiency (37.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for KPLT?

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Per KPLT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001785424), Katapult Holdings Inc. generated $291.8M in revenue (+18.0% YoY), $1.4M in net income, and -$12.0M in free cash flow against $107.9M in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side.. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately.. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $10.04 (-3.27%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (47/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.9% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-4.9% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for KPLT)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (47/100 Composite)

🔍 WHY KPLT SCORES 47/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+15/20 pts (32% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (28% of score)

Altman Z-Score 6.04 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$4.45+78.9% Next Q

Q2 (-2Q)

Grade D$7.96+5.4% Next Q

Q3 (-1Q)

Grade D$8.39+23.7% Next Q

Current

Grade D$10.38-5.9% Hist 90D α

Trajectory: E (39) → D (47)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a KPLT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While KPLT currently carries a cautious 47/100 (D) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Big institutional funds and options desks are actively positioning on the bullish side.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.08) and Max Pain ($10.90) forces dealer call-delta covering toward $13.31.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $KPLT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “KPLT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 47%NO 53%Trade / Inspect Odds →

CALL VS. PUT WHALE SHARE

— (No Active Options Snapshot)

Put/Call Ratio: — (No Active Options Snapshot)

MAX-PAIN EXPIRATION MAGNET

— (No Active Options Snapshot)

No active options chain max-pain snapshot on file

HISTORICAL 20D VOLATILITY SWING

±12.5%

Derived from 20D OHLCV bars (No Active Options Snapshot)

Active Strike Call vs. Put Concentration Ladder (KPLT)

— (No Active Options Snapshot) — No unusual CBOE strike concentration anomalies recorded in the current database snapshot for KPLT.

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Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring KPLT)

✓Walkthrough of KPLT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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KPLT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +52.42%📐 HORIZONTAL RANGE

2026-11-03O $12.52H $12.52L $10.38C $10.38VOL 545.9K

RES: $12.81SUP: $3.34SMA50: $7.08SMA200: $6.78

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

KPLT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 KPLT Butterfly Map → + Track KPLT →

Share Count & Dilution Monitor (#25)

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle (#30)

8.0%/yr Implied 5Y Growth

vs. +18.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger (#33)

No active Ellis Vennor swing setup published on KPLT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for KPLT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for KPLT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KPLT)

Consumer Discretionary Rank #614 of 1011 ⚔️ UPBD vs KPLT Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (KPLT vs. UPBD, PRG, ARLO, CTOS)

Industry: Diversified Commercial Services (32 Tracked Issuers)

Across 1011 tracked Consumer Discretionary securities in the Roarable RQD universe, Katapult Holdings Inc. (KPLT) ranks #614 by composite RQD confidence (47/100, grade D) and #524 by equity capitalization ($880.7M). Within this direct 5-issuer industry benchmark cohort, PRG leads on earnings valuation at 8.9x trailing P/E, while PRG leads on capital efficiency and profitability with 37.3% ROIC and — gross margin. UPBD currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with KPLT at 47/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
KPLT ACTIVE Katapult Holdings Inc.	D	47/100	—	17.7%	-0.8%	-17.09%	$880.7M	Benchmark Subject
UPBD Upbound Group Inc.	B-	70/100	16.0x	48.4%	30.7%	+3.60%	$1.21B	/upbd-vs-kplt →
PRG PROG Holdings Inc.	C+	69/100	8.9x	—	37.3%	+3.79%	$1.36B	/prg-vs-kplt →
ARLO Arlo Technologies Inc.	C	63/100	106.3x	44.0%	6.0%	-1.90%	$1.56B	/arlo-vs-kplt →
CTOS Custom Truck One Source Inc.	C-	60/100	—	28.5%	4.1%	-2.93%	$2.41B	/ctos-vs-kplt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001785424

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Katapult Holdings Inc. (KPLT) reported GAAP revenue of $291.8M (+18.0% vs. FY2024 revenue of $247.2M , and +31.7% cumulative change since FY2023) , GAAP net income of $1.4M, operating cash flow of -$11.9M, and free cash flow of -$12.0M (+63.3% YoY). On the balance sheet, KPLT closed FY2025 with $107.9M in total assets against $0 in total debt (Altman Z-Score: 6.04, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$291.8M	$1.4M	-$11.9M	-$12.0M	$107.9M	—
FY2024 (FY)	2024-12-31	$247.2M	-$25.9M	-$32.6M	-$32.6M	$93.2M	—
FY2023 (FY)	2023-12-31	$221.6M	-$36.7M	-$17.4M	-$17.4M	—	—

3. KPLT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is KPLT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does KPLT compare to UPBD and PRG in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for KPLT?

Where is KPLT trading relative to its 50-day, 200-day, and 52-week technical levels?

KPLT last traded at $10.38 (-17.09% on volume of 545,901 shares), positioning the stock +46.61% above its 50-day simple moving average ($7.08) and +53.10% above its 200-day simple moving average ($6.78). Across its 52-week range of $3.85 to $12.68, KPLT sits at the 74.0% percentile with a 14-day RSI of 59.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($9.08 to $11.68).

Direct Sub-Reports: KPLT RQD Cockpit KPLT 12M Forecast KPLT Earnings & Move KPLT Dividends & DRIP KPLT Insiders & 13F KPLT Whale Options KPLT Profit Sankey KPLT News & Why

ROARABLE RATING BRIEF • RQD 47/100 (D) ✓ STAGE-C NUMBER FIREWALL VERIFIED

KPLT — Katapult Holdings Inc.: What the Facts Mean to a Prospective Investor

Engine: anthropic/claude-haiku-5.5

As of: 2026-11-02T15:31:00Z

Roarable Rating Brief: What This Means to a Prospective Investor

The Roarable RQD Score is 48 / D, labeled "Roarable Sell — Underperform / Distribution Warning," per the Roarable RQD rating. The five pillars are:

Fundamental Cash Engine: 6 / 20. Per the Roarable RQD rating, this reflects ROIC of -0.8% and FCF yield of -1.13%. For an investor, this is the weakest pillar: the business is not currently generating returns on invested capital or free cash flow relative to its valuation. Any re-rating upside must come from a change in cash generation, not from the current earnings base.
Whale / 13F Flow: 16 / 20. Per the Roarable RQD rating, this pillar reflects institutional accumulation and options positioning. This is the strongest pillar and is the main source of upside support in the rating.
Insider Conviction: 3 / 20. Per the Roarable RQD rating, this reflects SEC Form 4 and Congressional PTR cluster flow. A low score here indicates insider and congressional activity is not providing a meaningful conviction signal.
Macro Regime Fit: 10 / 20. Per the Roarable RQD rating, beta is 1.0 with a sector sensitivity assessment. The stock is assessed as moving in line with the broader market, offering neither defensive protection nor a macro tailwind.
Forensic Balance Sheet: 13 / 20. Per the Roarable RQD rating, Altman Z is 6.04, Piotroski F is 3/9, and Debt/Equity is 0.5. The balance sheet is a middling contributor: the Z-score is high, but the Piotroski score is weak.

Taken together, the rating signals that the stock's recent price strength (see Snapshot) is not yet supported by its cash generation. A prospective investor should weigh the strong institutional-flow pillar against the weak cash-engine and insider pillars, and recognize that the overall verdict is a distribution warning rather than an accumulation signal.

Business

Katapult Holdings Inc. (KPLT) is a NASDAQ-listed company classified under the Consumer Discretionary sector and the Diversified Commercial Services industry,

Recent Catalysts & News Wire Analysis

Per the Recent News and Catalysts section, the feed contains six items, all tagged to KPLT:

"Is Katapult Holdings (KPLT) Getting Too Rich on Earnings?" (Yahoo Finance, 1h ago, YELLOW / MARKET WIRE). Valuation-focused headline.
"Katapult Holdings Stock Price Forecast. Should You Buy KPLT?" (StockInvest.us, 3h ago, YELLOW / MARKET WIRE). Forecast-oriented headline.
"Katapult Holdings (KPLT) Rebound Story Puts Its Valuation Back In Focus" (Yahoo Finance, 6h ago, YELLOW / MARKET WIRE). Rebound and valuation framing.
"Katapult (KPLT) Stock Looks Pricey Against Its Current Earnings" (Simply Wall St, 9h ago, GREEN / CATALYST).
"Katapult (NASDAQ:KPLT) Surges 25% Today, and the Aaron's Merger Agreement Is Only Part of the Story" (kalkine.ca, 12h ago, GREEN / CATALYST). The only item referencing a specific corporate event, a merger agreement with Aaron's, though the source summary does not describe its terms.
"Katapult (KPLT) Sets Up Its Next Test On A Pricey P\E" (Simply Wall St, 15h ago, YELLOW / MARKET WIRE).

Risk watch items: multiple headlines focus on valuation being elevated relative to earnings, which is consistent with the RQD cash-engine pillar. Per the Market Data, the 52-week range is $3.85 - $12.68 against a price of 12.52, placing the stock near its high. The Butterfly Supply-Chain Graph reports no proprietary signals. — for the terms of the referenced Aaron's merger.

Butterfly Effect: 2nd-Order Supply-Chain & Sector Ripples

Per the Butterfly Supply-Chain Graph, supply chain is "NONE," there are no butterfly links, and there are no proprietary signals. Upstream and downstream dependencies, and sector correlations beyond the stated classification, are — Investors should note that second-order ripples cannot be mapped from the provided data; the only linkage available is the Aaron's merger reference in the news feed, whose downstream effects are not described.

Analyst View & Smart Money Ownership

Analyst data: —

Holders (SEC Form 4, 13F, Congressional trades): —

Per the Roarable RQD rating, the whale/13F flow pillar scores 16/20, indicating institutional accumulation and options positioning, but the underlying holder-level detail is not provided in the holders section.

Open Questions

What are the terms and expected timing of the Aaron's merger agreement referenced in the news feed, and how would they affect the financials?
What is the company's business model and revenue composition, given that the source data provides only sector classification and revenue totals?
Why are FY 2025 FCF (-$12.0M) and FY 2024 FCF (-$32.6M) negative despite FY 2025 net income of $1.4M?
Who are the institutional holders contributing to the 16/20 whale-flow pillar, and what is the direction of their recent changes?
What are EPS, P/E, and EV/EBITDA, given that the market data does not supply them and the financials list EPS as N/A?

KPLT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Katapult Holdings Inc. (KPLT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to KPLT Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 19h ago

Is Katapult Holdings (KPLT) Getting Too Rich on Earnings?

Yahoo Finance report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE StockInvest.us • 22h ago

Katapult Holdings Stock Price Forecast. Should You Buy KPLT?

StockInvest.us report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Katapult Holdings (KPLT) Rebound Story Puts Its Valuation Back In Focus

Yahoo Finance report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Simply Wall St • 1d ago

Katapult (KPLT) Stock Looks Pricey Against Its Current Earnings

Simply Wall St report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST kalkine.ca • 1d ago

Katapult (NASDAQ:KPLT) Surges 25% Today, and the Aaron's Merger Agreement Is Only Part of the Story

kalkine.ca report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Katapult Holdings (KPLT) Sets Up Its Next Test On A Pricey P\E

Simply Wall St report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 3d ago

Apollo Commercial Real Estate Finance shares are trading higher after the company announced it entered into a definitive agreement to sell the company's commercial real estate loan portfolio to Athene Holding.

Read Full Source ↗

🟡 MARKET WIRE ChartMill • 4d ago

US Stock Market Movers: Top Gainers and Losers for the Session

US session market movers: NUBURU led gainers at 125.0% while GameStop's GME.W fell 48.11% among the biggest losers.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

KPLT Bull vs. Bear Conversation Board — What's Your Call at $10.38?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON KPLT 🐻 33% BEARISH CONVICTION

CA CashFlowKing FCF Compounder Hunter 🐂 BULLISH 🎯 Target: $13.49 (+30.0%)

📌 Pinned Debate

Institutional accumulation and options positioning score 16/20 and the balance sheet shows an Altman Z of 6.04, with cash rising from $

Here is why I am bullish on KPLT here at $10.38: Institutional accumulation and options positioning score 16/20 and the balance sheet shows an Altman Z of 6.04, with cash rising from $3.5M to $22.4M.. Compare KPLT's -0.2% operating margin and -0.8% ROIC against the rest of Diversified Commercial Services. As long as cash conversion holds up, dips toward $9.86 are getting bought.

VolSurface_Trader 🐂 BULL

Both sides have a point here — KPLT's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

RI RiskArb_Desk Hedged Event Driven 🐻 BEARISH 🎯 Target: $8.41 (-19.0%)

Spot @ $10.38

ROIC of -0.8%, FCF yield of -1.13%, and negative FCF in every reported period, with the stock trading near its 52-week high of $12.68.

Sitting on the sidelines or leaning short KPLT above $10.38. ROIC of -0.8%, FCF yield of -1.13%, and negative FCF in every reported period, with the stock trading near its 52-week high of $12.68.. Until Fundamental Cash Engine (6/20) and FCF yield (-1.13%) inflect higher, upside is capped near $12.68.