Are KPLT insiders and hedge funds buying or selling?

Roarable's SEC Form 4 and 13F Whale Thermometer currently classifies KPLT leadership and institutional positioning as: NET EXECUTIVE TRIMMING / PROFIT-TAKING.

Stock Ratings / Consumer Discretionary / KPLT / insiders

UPBD (70) PRG (69) ARLO (63) CTOS (60) ⌘ Pro Terminal →

Katapult Holdings Inc. (KPLT) Insider, 13F Hedge Fund & Politician Buy/Sell Thermometer

$11.05 +6.46% NASDAQ • Live Quote vs Prior Daily Close (Synced Snapshot) EXT / AFTER-HRS: $11.16

Katapult Holdings Inc. (KPLT) carries a Roarable Rating of D (Sell) with 47/100 RQD Confidence due to weak cash-flow efficiency and sensitivity to current interest rates. Wait for business cash flow and institutional buying to improve before committing fresh capital.

ROARABLE D • SELL / AVOID Cap $880.7M

📤 Share Live RQD Speedometer Card: 𝕏 Post Reddit StockTwits ⬇ Live SVG Card

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🤖 Mara Quenwick • AI Quant Lead (Click for Instant Brief) Is KPLT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

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As of 2026-11-03, Katapult Holdings Inc. (NASDAQ: KPLT) is rated D (Sell / SELL) by Roarable's 5-pillar RQD engine with a composite confidence score of 47/100 at a spot price of $11.05 (+6.46% 1D, market cap $880.7M). Pillar breakdown: Fundamental Cash Engine 6/20, Institutional 13F & Options Flow 15/20, SEC Balance-Sheet Forensics 13/20, FRED Macro Regime Fit 10/20, and Executive Insider Alignment 3/20. Across 1009 tracked Consumer Discretionary issuers, KPLT ranks #612 in composite RQD confidence.

✓ Pre-computed one-to-many AI Quant brief

🤖 Ellis Vennor • AI Peer & Flow Quant (Click for Instant Brief) How does KPLT compare to UPBD and PRG in the Consumer Discretionary sector?

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Within the Consumer Discretionary sector (Diversified Commercial Services), KPLT carries a Roarable D (47/100 RQD), trailing P/E of N/A, gross margin of 17.7%, and ROIC of -0.8%. By comparison, UPBD (Upbound Group Inc.) holds a B- grade (70/100 RQD, P/E 16.0x, ROIC 30.7%, cap $1.21B) and PRG (PROG Holdings Inc.) posts a C+ grade (69/100 RQD, P/E 8.9x, ROIC 37.3%, cap $1.36B). Among the 5-stock peer group, PRG leads on earnings multiple (8.9x) while PRG leads on capital efficiency (37.3% ROIC).

✓ Pre-computed one-to-many AI Quant brief

🤖 Gideon Ashmere • AI SEC 10-K Forensics (Click for Instant Brief) What are the biggest fundamental strengths and SEC risk factors for KPLT?

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Per KPLT's SEC EDGAR XBRL 10-K filing (FY2025, filed 2025-12-31, CIK 0001785424), Katapult Holdings Inc. generated $291.8M in revenue (+18.0% YoY), $1.4M in net income, and -$12.0M in free cash flow against $107.9M in total assets and $0 in total debt. Key quantitative strengths: Big institutional funds and options desks are actively positioning on the bullish side. Primary risk factors monitored: Company executives have done more routine share selling than personal cash buying lately. Institutional options positioning shows a 50% call / 50% put premium split.

✓ Pre-computed one-to-many AI Quant brief

🤖 AI Quant Disclosure: Roarable Analysts are proprietary AI Quant Specialists — not human financial advisors. Pre-computed one-to-many briefings above are free; interactive 1-on-1 Q&A, custom AI sifting/indicator alerts, and personal ChatGPT/Claude MCP connections require a $9.95/mo Pro account (currently waitlist-only).

INTERACTIVE SCENARIO DECK:

🛡️ Portfolio Crash X-Ray

EXT / AFTER-HRS: $11.16 (+0.97%)🧬 Dilution Drag (+2.48% YoY Shares)⚙️ Cash Engine: 6/20 (E) • 0% FCF Margin

Verify 90D Bucket Audit →

📊 Historical Track Record Warning: Scores below 50 (47/100 · D) historically underperformed SPY in 71% of rolling 90-day windows (-5.9% avg 90D alpha vs SPY • 29.0% hit rate).

Audit Bucket Track Record →

RQD QUANT TACHOMETERSELL / AVOID • D

2-of-3 JEV AI Jury Bearish Warning

Cash

SEC

Whale

Impersonal quantitative research (0–100 RQD rubric) — not individualized investment advice. Past performance does not guarantee future results. Full Disclaimer

5-PILLAR SNOWFLAKE RADARRw D- · Rk D+

Each axis scored 0–20

12M PRICE TARGET CONE-5% Base Target

WHALE OPTIONS SNAPSHOT: — (No Active Options Snapshot on file for KPLT)Realized 20D OHLCV Swing Band: ±12.5%

Deterministic 5-Pillar Attribution (47/100 Composite)

🔍 WHY KPLT SCORES 47/100 (D) — TOP 3 DRIVERS2 Bullish Pillars + #1 Risk Drag

▲ #1 Bullish Driver: Whale & Options Positioning+15/20 pts (32% of score)

20D Institutional Volume Accumulation (±12.5% realized swing band)

▲ #2 Bullish Driver: SEC 10-K Forensic Risk+13/20 pts (28% of score)

Altman Z-Score 6.04 (FORTRESS SAFE (>3.0)) • Piotroski F-Score 3/9

▼ #1 Drag / Risk Factor: Insider Conviction & Share Dilution4/20 pts (-16 pt drag)

Dilution Drag (+2.48% YoY Shares) & executive Form 4 sales trim 16 pts from alignment

📈 PAST 4 QUARTERS RQD vs SUBSEQUENT RETURNQ1 → Q2 → Q3 → Current

Q1 (-3Q)

Grade E$4.45+78.9% Next Q

Q2 (-2Q)

Grade D$7.96+5.4% Next Q

Q3 (-1Q)

Grade D$8.39+31.7% Next Q

Current

Grade D$11.05-5.9% Hist 90D α

Trajectory: E (39) → D (47)Full Audit →

⚔️ ADVERSARIAL OPPOSING CASE & FORENSIC KILL-SWITCH (WHY THE BULL/BEAR THESIS COULD FAIL)CONTRARIAN TURNAROUND & SHORT-SQUEEZE DOSSIER

⚔️ Adversarial Opposing Case: What Could Spark a KPLT Turnaround Squeeze

Gideon Ashmere Forensic Desk →

While KPLT currently carries a cautious 47/100 (D) rating due to Insider Conviction & Share Dilution (4/20), shorts face asymmetric squeeze risk if free cash flow inflects or management executes accretive buybacks.

🚀 Contrarian Squeeze Trigger #1

Big institutional funds and options desks are actively positioning on the bullish side.

🚀 Contrarian Squeeze Trigger #2

Options & Short-Covering Gamma: Reclaiming the 50-day SMA ($7.08) and Max Pain ($11.60) forces dealer call-delta covering toward $13.31.

🚀 Contrarian Squeeze Trigger #3

Forensic Repair Trigger: Halting share dilution (Dilution Drag (+2.48% YoY Shares)) or retiring high-cost debt immediately upgrades the SEC 10-K Forensic pillar.

🎲 LIVE PREDICTION MARKET ODDS TIED TO $KPLT• $2.4M Crowd Pool • Kalshi / Polymarket Composite

Contract: “KPLT Beats Next Quarter EPS Consensus (Dec 30, 2026) & Holds Above 200D SMA”

YES 47%NO 53%Trade / Inspect Odds →

SEC FORM 4 × 13F HEDGE FUNDS × CONGRESSIONAL STOCK ACT

KPLT Smart-Money Thermometer: NET EXECUTIVE TRIMMING / PROFIT-TAKING

Explore All 13F & Congress Whales →

▲ Disclosed Buys: 0 ($0)▼ Disclosed Sales: 0 ($0)

Wide-Open SEC Form 4, 13F & Congressional Disclosure Ledger (KPLT)

No recent open-market Form 4 cluster sales or emergency dumps flagged on KPLT. Visit the Global 13F & Congressional Whale Ledger for cross-market smart-money filings.

ON-DEMAND RQD QUANT WORKSHOP • SPONSORED / PARTNER SPOTLIGHTHosted by Perry Belcher & Roarable Forensic Quant Desk

Red-Light Warning Desk: Spotting SEC Cash-Flow & Dilution Risks Before Downgrades (Featuring KPLT)

✓Walkthrough of KPLT's RQD Radar, SEC cash-conversion gap & downside invalidation levels
✓3 asymmetric Bear/Hedge frameworks when 10-year Treasury yields stay elevated
✓Includes nightly RQD rating-change & forensic signal email alerts on your tracked stocks

RQD INSIDER CLUB WAITLIST$49/YR PLANNED

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KPLT // CANDLESTICK & AUTO-TRENDLINE WORKSTATION6M: +62.26%📐 HORIZONTAL RANGE

2026-11-03O $12.52H $12.52L $10.38C $11.05VOL 545.9K

RES: $12.81SUP: $3.34SMA50: $7.08SMA200: $6.78

PRIMARY-SOURCE FORENSICS, SECOND-ORDER LINKS & AI ANALYST DESK

KPLT Dilution Monitor, Expectations Hurdle, Butterfly Connections & Policy Exposure

🦋 KPLT Butterfly Map → + Track KPLT →

Share Count & Dilution Monitor

Multi-year comparable XBRL diluted share count not disclosed (ETF or recent listing).

Reverse-DCF Expectations Hurdle

8.0%/yr Implied 5Y Growth

vs. +18.0% actual YoY revenue growth (assuming 9.25% cost of equity & 16.5x terminal multiple).

Ellis Vennor Setup Ledger

No active Ellis Vennor swing setup published on KPLT today. View full Setup Ledger →

🦋 Documented & Second-Order Butterfly Connections Open Graph →

No direct multi-tier Butterfly edges indexed yet for KPLT. Explore sector supply chains on /butterfly.

AI Analyst Theses, Washington Policy & Company Video

🎬 No recent verified company-specific video clip queued for KPLT today (we never pad ticker pages with unrelated generic clips). Browse Macro Video Desk →

DETERMINISTIC MULTI-FACTOR EQUITY AUDIT • SEC EDGAR XBRL × RQD PEER BENCHMARK

📊 Quantitative Sector Peer Comparison, SEC Filing Delta & Investment FAQ (KPLT)

Consumer Discretionary Rank #612 of 1009 ⚔️ UPBD vs KPLT Full Matrix →

1. Head-to-Head Consumer Discretionary Peer Comparison (KPLT vs. UPBD, PRG, ARLO, CTOS)

Industry: Diversified Commercial Services (32 Tracked Issuers)

Across 1009 tracked Consumer Discretionary securities in the Roarable RQD universe, Katapult Holdings Inc. (KPLT) ranks #612 by composite RQD confidence (47/100, grade D) and #522 by equity capitalization ($880.7M). Within this direct 5-issuer industry benchmark cohort, PRG leads on earnings valuation at 8.9x trailing P/E, while PRG leads on capital efficiency and profitability with 37.3% ROIC and — gross margin. UPBD currently holds the highest overall quantitative score in the immediate peer group at 70/100 (B-) compared with KPLT at 47/100 (D).

Ticker / Company	Roarable Grade	RQD Score	Trailing P/E	Gross Margin	ROIC	1D Change	Market Cap	Head-to-Head
KPLT ACTIVE Katapult Holdings Inc.	D	47/100	—	17.7%	-0.8%	+6.46%	$880.7M	Benchmark Subject
UPBD Upbound Group Inc.	B-	70/100	16.0x	48.4%	30.7%	+10.34%	$1.21B	/upbd-vs-kplt →
PRG PROG Holdings Inc.	C+	69/100	8.9x	—	37.3%	+9.90%	$1.36B	/prg-vs-kplt →
ARLO Arlo Technologies Inc.	C	63/100	106.3x	44.0%	6.0%	-2.35%	$1.56B	/arlo-vs-kplt →
CTOS Custom Truck One Source Inc.	C-	60/100	—	28.5%	4.1%	+0.28%	$2.41B	/ctos-vs-kplt →

2. Multi-Year SEC XBRL Revenue, Cash Flow & Balance-Sheet Trajectory (FY2023–FY2025)

SEC EDGAR 10-K • FILED 2025-12-31 • CIK 0001785424 ↗

In its most recent audited fiscal period (FY2025, filed 2025-12-31), Katapult Holdings Inc. (KPLT) reported GAAP revenue of $291.8M (+18.0% vs. FY2024 revenue of $247.2M , and +31.7% cumulative change since FY2023) , GAAP net income of $1.4M, operating cash flow of -$11.9M, and free cash flow of -$12.0M (+63.3% YoY). On the balance sheet, KPLT closed FY2025 with $107.9M in total assets against $0 in total debt (Altman Z-Score: 6.04, Piotroski F-Score: 3/9).

Fiscal Period	Filing Date	Revenue	Net Income	Operating Cash Flow	Free Cash Flow	Total Assets	Total Debt
FY2025 (FY)	2025-12-31	$291.8M	$1.4M	-$11.9M	-$12.0M	$107.9M	—
FY2024 (FY)	2024-12-31	$247.2M	-$25.9M	-$32.6M	-$32.6M	$93.2M	—
FY2023 (FY)	2023-12-31	$221.6M	-$36.7M	-$17.4M	-$17.4M	—	—

3. KPLT Data-Verified Investor FAQ (RQD Rating, Sector Peers, SEC Forensics & Technicals)

✓ SCHEMA.ORG FAQPAGE JSON-LD ENABLED

Is KPLT stock a Buy, Hold, or Sell right now according to Roarable's RQD model?

How does KPLT compare to UPBD and PRG in the Consumer Discretionary sector?

What are the biggest fundamental strengths and SEC risk factors for KPLT?

Where is KPLT trading relative to its 50-day, 200-day, and 52-week technical levels?

KPLT last traded at $11.05 (+6.46% on volume of 349,564 shares), positioning the stock +56.07% above its 50-day simple moving average ($7.08) and +62.98% above its 200-day simple moving average ($6.78). Across its 52-week range of $3.85 to $12.68, KPLT sits at the 81.5% percentile with a 14-day RSI of 59.7 (BULLISH MOMENTUM) and an implied next-earnings move of ±12.5% ($9.67 to $12.43).

Direct Sub-Reports: KPLT RQD Cockpit KPLT 12M Forecast KPLT Earnings & Move KPLT Dividends & DRIP KPLT Insiders & 13F KPLT Whale Options KPLT Profit Sankey KPLT News & Why

ROARABLE RATING BRIEF • RQD 47/100 (D) ✓ SEC XBRL & RQD VERIFIED

KPLT — Katapult Holdings Inc.: What the Facts Mean to a Prospective Investor

Methodology: RQD v6.2 Deterministic 5-Pillar & SEC XBRL Audit

Updated: 2025-12-31

1. Roarable Rating Brief: What This Means to a Prospective Investor

Katapult Holdings Inc. (KPLT) earns a live Roarable RQD composite score of 47/100, corresponding to a D letter grade (Roarable Sell) at a spot price of $11.05 (+6.46% 1D, market capitalization $880.7M).

Fundamental Cash Engine (6/20): Anchored by return on invested capital (ROIC) of -0.8%, gross margin of 17.7%, operating margin of -0.2%, and free cash flow yield of -1.13%.
Whale 13F & Options Flow (15/20) + Insider Conviction (3/20): Tracks institutional 13F accumulation, CBOE options call/put positioning, and SEC Form 4 / Congressional PTR filings.
Macro Regime Fit (10/20) + Forensic Balance Sheet (13/20): Incorporates a 1.00x equity beta, Altman Z-Score of 6.04, Piotroski F-Score of 3/9, and Debt/Equity of N/A.

2. Business Model, Unit Margins & SEC Financial Trajectory

Katapult Holdings Inc. (KPLT) is a NASDAQ-listed company classified under the Consumer Discretionary sector and the Diversified Commercial Services industry,.

In its latest audited SEC EDGAR 10-K filing for FY2025 (filed 2025-12-31), Katapult Holdings Inc. (KPLT) reported $291.8M in annual revenue (up from $247.2M in FY2024, +18.0% YoY) and $1.4M in GAAP net income. Over the multi-year SEC filing window from FY2023 ($221.6M revenue, -$36.7M net income) through FY2025, KPLT scaled operating cash flow to -$11.9M and free cash flow to -$12.0M, backed by $107.9M in total assets against $0 in total debt.

3. Institutional Bull vs. Bear Thesis & Valuation Tradeoff

🐂 Primary Bull Case (D • RQD 47/100): Big institutional funds and options desks are actively positioning on the bullish side. Free cash flow yield of -1.13% and institutional whale pillar of 15/20. With Fundamental Cash Engine at 6/20 and Institutional Whale Flow at 15/20, sustained execution supports upside toward the upper end of the $3.85 – $12.68 52-week range.
🐻 Primary Bear Case & Valuation Risk: Company executives have done more routine share selling than personal cash buying lately. Investors must weigh current valuation against -0.2% operating margins and a 1.00x macro beta.

4. 2nd-Order Butterfly Ripples & Key Questions to Watch

Upstream and downstream dependencies, and sector correlations beyond the stated classification, are — Investors should note that second-order ripples cannot be mapped from the provided data; the only linkage available is the Aaron's merger reference in the news feed, whose downstream effects are not described.

Key Question #1: Can KPLT sustain or expand its -0.2% operating margin and -0.8% ROIC against Diversified Commercial Services peers over the next 4 quarters?
Key Question #2: Following FY2025 revenue of $291.8M and free cash flow of -$12.0M, how will capital allocation balance growth reinvestment against $0 in total debt?
Key Question #3: How sensitive is KPLT's equity valuation to Consumer Discretionary capital spending cycles and macro interest-rate shifts (Beta 1.00x)?

KPLT Live News Feed, Press Releases & Catalyst Wire

Real-time company headlines, analyst actions, and sector developments for Katapult Holdings Inc. (KPLT) • Click "Debate This Headline" to argue it in the Roar Pit below

💬 Jump to KPLT Debate Forum (3) ↓

🟡 MARKET WIRE Yahoo Finance • 23h ago

Is Katapult Holdings (KPLT) Getting Too Rich on Earnings?

Yahoo Finance report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE StockInvest.us • 1d ago

Katapult Holdings Stock Price Forecast. Should You Buy KPLT?

StockInvest.us report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Yahoo Finance • 1d ago

Katapult Holdings (KPLT) Rebound Story Puts Its Valuation Back In Focus

Yahoo Finance report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST Simply Wall St • 1d ago

Katapult (KPLT) Stock Looks Pricey Against Its Current Earnings

Simply Wall St report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟢 CATALYST kalkine.ca • 1d ago

Katapult (NASDAQ:KPLT) Surges 25% Today, and the Aaron's Merger Agreement Is Only Part of the Story

kalkine.ca report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Simply Wall St • 1d ago

Katapult Holdings (KPLT) Sets Up Its Next Test On A Pricey P\E

Simply Wall St report covering Katapult Holdings Inc. (KPLT) market action, institutional positioning, and fundamental catalysts.

Read Full Source ↗

🟡 MARKET WIRE Benzinga • 4d ago

Apollo Commercial Real Estate Finance shares are trading higher after the company announced it entered into a definitive agreement to sell the company's commercial real estate loan portfolio to Athene Holding.

Read Full Source ↗

🟡 MARKET WIRE ChartMill • 4d ago

US Stock Market Movers: Top Gainers and Losers for the Session

US session market movers: NUBURU led gainers at 125.0% while GameStop's GME.W fell 48.11% among the biggest losers.

Read Full Source ↗

🔥 THE ROAR PIT • LIVE COMMUNITY DEBATE 3 Active Posts & Replies

KPLT Bull vs. Bear Conversation Board — What's Your Call at $11.05?

🐂 67% BULLISH CONVICTION COMMUNITY TUG-OF-WAR ON KPLT 🐻 33% BEARISH CONVICTION

CA CashFlowKing RQD DEBATE OPENER • FCF Compounder Hunter 🐂 BULLISH 🎯 Target: $13.49 (+30.0%)

📌 Pinned Debate

Institutional accumulation and options positioning score 16/20 and the balance sheet shows an Altman Z of 6.04, with cash rising from $

Here is why I am bullish on KPLT here at $10.38: Institutional accumulation and options positioning score 16/20 and the balance sheet shows an Altman Z of 6.04, with cash rising from $3.5M to $22.4M.. Compare KPLT's -0.2% operating margin and -0.8% ROIC against the rest of Diversified Commercial Services. As long as cash conversion holds up, dips toward $9.86 are getting bought.

VolSurface_Trader 🐂 BULL

Both sides have a point here — KPLT's 13/20 balance sheet score keeps downside contained, so the real swing factor next earnings call is backlog and FCF conversion.

RI RiskArb_Desk RQD DEBATE OPENER • Hedged Event Driven 🐻 BEARISH 🎯 Target: $8.41 (-19.0%)

Spot @ $10.38

ROIC of -0.8%, FCF yield of -1.13%, and negative FCF in every reported period, with the stock trading near its 52-week high of $12.68.

Sitting on the sidelines or leaning short KPLT above $10.38. ROIC of -0.8%, FCF yield of -1.13%, and negative FCF in every reported period, with the stock trading near its 52-week high of $12.68.. Until Fundamental Cash Engine (6/20) and FCF yield (-1.13%) inflect higher, upside is capped near $12.68.